PayPal Money Transfer Review
Author: April Summers
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As a pioneering purveyor of online payments, PayPal has been making waves within the industry since its inception in 1998. What started as an eCommerce platform has rapidly evolved over the last few decades, growing into an all-encompassing payment solutions provider. We want to know if the PayPal app, which is widely revered as a useful payment tool for sending money between friends and family, is as useful for those making international payments.
About PayPal
In addition to its merchant services, PayPal has also become a standard tool for international money transfers. The company is well-known for its security, ease of use, and acceptance as a payment method. So, let’s look at how PayPal international money transfers compare.
What Is the PayPal App?
PayPal burst onto the money transfer scene in the early 2000s as part of the first wave of digital wallets. With never before seen features, the company attracted the attention of e-commerce giant eBay and quickly became a popular go-to payment solution for online transactions.
PayPal has continued to develop rapidly, branching out to provide other financial services, and it has become a hugely profitable business in the process. In 2020, the company set a new record when it reported annual revenue of $6.12 billion.
By acquiring fellow digital payment providers Xoom, Venmo, and iZettle, PayPal has firmly established its role as a dominant player in the world of money transfer apps.
PayPal’s own app allows you to spend, send and receive money using your secure online account. It is available to download on iOS and Android for free, has the same look and feel as the PayPal website, and is easy to use.
PayPal Exchange Rates and Fees
Like other international money transfer services, PayPal charges a mix of fees and an exchange rate margin.
Exchange Rate
PayPal charges a margin on all currency exchanges. Their exchange rates are above the mid-market rates, which produces a “hidden” cost not reflected when you confirm a transaction. You will only see the difference when comparing the rates PayPal offers you with the mid-market rate. You can find the mid-market rate for your currency exchange transaction with a quick Google search.
Exact exchange rate margins depend on the currencies used in the transaction. Let’s look at a typical example:exchanging US Dollars USD for Euros (EUR).
At the time of writing, the mid-market rate for USD 1 would get you EUR 0.91. With PayPal, the rate is USD 1 for EUR 0.88. This demonstrates a currency conversion cost of approximately 3%. This rate is pretty high for currency exchanges.
At the time of writing, the mid-market rate for USD 1 would get you XCD 2.70 (East Caribbean Dollar). With PayPal, the rate is USD 1 for XCD 2.61. This demonstrates a currency conversion cost of approximately 3%. This rate is also high for currency exchanges.
Most of PayPal’s exchange rates fall within a similar range. PayPal claims a flat 3% rate for all currency conversions. This seems to be consistent.
You can expect to be charged 3% in exchange rate margins. However, keep in mind that these rates may be subject to change at any time. For example, US users were subject to increased exchange rates in 2019.
Regarding payments, rates are higher but more transparent than with similar services.
Transfer Fees
In addition to exchange rate markups, PayPal also charges a transparent transfer fee for each transaction.
There is a fixed fee for sending money. That base fee depends on the currency you’re sending them. You will then be charged 1% of the transfer amount, with a maximum of $10.
Additional Costs
When a recipient withdraws money from their PayPal account to their bank, they will be charged a flat 2.50% fee. If the currency they receive via your PayPal transfer is different from their local currency, they will also have to pay currency conversion costs.
How Do PayPal Transfer Fees Compare to Using Other Money Transfer Providers?
PayPal’s costs add up to a higher than the average sum in the money transfer industry. When you combine all the costs of sending money, you can spend 5% of the transaction balance if you send small amounts of money. But because the transfer fee is capped at $10, larger transfers are cheaper to make. But either way, you’re paying more than you would with many other money transfer providers.
PayPal Pros and Cons
- Trust. While you pay a lot for PayPal’s services, you benefit from one of the most secure and trustworthy infrastructures in the money transfer industry. If you ever encounter a security concern, PayPal offers great customer support.
- PayPal offers very fast transfers between PayPal accounts. When transferring to a bank, you can expect longer wait times. But if you and the recipient are both using PayPal, they will receive the funds almost instantly.
- PayPal is ubiquitous. Because it’s so widely trusted, it’s become one of the most widespread brands in the world. The service is available in more than 200 countries, supports dozens of currencies and is supported by more than 300 million users. However, PayPal doesn’t support the local currencies of every country it offers services in. But they do support most major currencies.
- PayPal typically processes international money transfers in 1- 2 working days
- Using PayPal to send money to friends or family within the same country is free
- PayPal integrated across millions of online stores, making it easy to pay for online purchases with one account
- Two-step authentication is used for most PayPal features - making it a very safe service - so make sure your contact information is up to date to avoid any security complications.
- PayPal is expensive when it comes to international transfers. There’s no way to overlook the fact that PayPal charges more than many similar services. Domestic transfers are free, but if you need an international transfer service, PayPal will cost you more.
- High currency conversion rates. The exchange rate margins charged by PayPal are only visible if you pay attention and compare it to the mid-market rate. When you make that comparison, you’ll see how expensive their currency conversions are.
- PayPal has a complex fee structure. Dependent on where you reside and the purpose of the payment (business or personal) - when compared to other more transparent money transfer operators
- PayPal isn’t very efficient for international money transfers. Your recipient may receive the transfer immediately, but they will have to manually go into their account and request a bank transfer. This takes more time and more steps than you’ll have to take with other services.
How Do You Add Money to Your PayPal Balance?
The PayPal app has changed a great deal over the years, and it is now possible to load funds into your PayPal account using your bank account, credit, or debit card. To do this, you simply choose which payment method you want to connect to PayPal, enter your personal details then choose which account you want to pay with when making transactions. It is also possible to set up a default payment method for ease of use when using your PayPal balance to send money or make a purchase.
The other way to add money to your PayPal balance is to leave funds received via your PayPal account, in your balance, as a digital wallet to dip into as and when you need it.
Who Can You Send Money to Using the PayPal App?
It is easy to send money to people you know who also have an active PayPal account. Using the “Friends and Family” payment option, you will be able to search for your recipient, select the amount you wish to transfer, and send it to them within minutes. There is also the option to make payments for “Goods and Services,” but the PayPal app’s best known Send Money feature is the “Friends and Family” payment type.
Can I Make International Payments With the PayPal App?
It is possible to make international payments using the PayPal app; however, as stated on the website: “Fees apply when converting currency and when sending money to an account in another country.”
PayPal Swift Codes
Bank | Country | City |
|---|---|---|
Paypal Europe Sa Rl Et Cie Sca | Luxembourg | Luxembourg |
Paypal Inc | USA | San Jose Ca |
How Long Does It Take to Send Money With the PayPal App?
When using money available in your PayPal balance to send money between PayPal accounts, domestically or internationally, this will nearly always be instant. If you require PayPal to withdraw the money from your bank account, credit, or debit card before transferring to another account, this can take up to 4 – 5 working days.
How Much Does It Cost to Send Money With the PayPal App?
Domestic transfers – for example, Friends and Family payments sent within the same country – are free to send. When sending money to other PayPal accounts, without the need for currency conversion of any kind, there are zero fees.
However, international money transfers which involve a currency conversion will incur fees, as stated earlier in this guide. PayPal often faces criticism for its high percentage fees on top of the fixed fees incurred for international payments.
A multitude of costs is incurred when arranging an international money transfer using the PayPal app, with various layers of fees determined by the amount, country, and payment method. While these costs are diminished when customers use their PayPal balance (rather than payment via card or bank account), a substantial amount of money is usually lost as a result of the currency conversion.
Further fees are charged when receiving certain payments in your PayPal account; for example, PayPal charges a 2.9% transaction fee for customers using the e-commerce platform Depop.
How to Open PayPal Account and Send Money With the PayPal App?
In this next section, we will take you through a step-by-step guide to opening an account and sending a money transfer using the PayPal app.
How to Open PayPal Account?
PayPal has made it easy to create an account: simply head to their website, click “Sign Up” and choose a personal or business account. You will be asked to enter your payment information during the sign-up process so make sure you have your bank details on hand. If you’re still unsure how to open a PayPal account, follow the steps below.
Go to the PayPal website and click “Register”
Fill out the basic information required to create an account
Confirm your email address
Confirm your identity with PayPal’s Customer Identification Program
Connect your bank account to your PayPal account
How to Send Money With PayPal?
Login to Your PayPal Account
Once you've signed up to PayPal, login to your account.
Tap the “SEND” Button
When you have logged into your PayPal account via the app, simply select the SEND button at the bottom of the homescreen.
Enter Your Recipient’s Details
On the “Send Money page” there is a search bar at the top. Use this to find your recipient using their email address, mobile number or PayPal username.
There is also the option to scan your recipient’s unique QR code using the logo in the top right corner.
Enter the Details of Your Money Transfer
You will be required to enter the amount, choose the currency you want and add a note to your recipient (optional) before proceeding with your transfer by tapping Next.
Review the Payment Details
The next screen will display the payment type; this includes the payment method that will be used to make this transaction and under this, the payment type.
If you tap on payment type, you will be able to choose from two options: Friends and Family (for payments to recipients you know personally) or Goods and Services (for purchases which are covered by PayPal’s Buyer Protection policy).
Confirm the Details and SEND
This final step will present information about your money transfer, in full, for you to review. If you are happy with how it looks, tap “Send”. Once you have sent the funds, you will not be able to cancel or reverse the transaction.
Customer Service Details for Users of PayPal
Unfortunately, PayPal doesn’t have a single phone number. You can look on the PayPal website for your country to find the relevant phone number. Because of how international PayPal is, we cannot provide a universal contact method for their customer support. However, PayPal offers a 24/7 customer support and is accessible via the following channels:
PayPal Messaging: Online and in-app live chat
PayPal Community: Chat forum with over 4 million members
PayPal Resolution Centre: Online and in-app support
PayPal Phone Number: Free-phone and international customer service contact numbers
PayPal’s Help Centre: The FAQ section of the website
3 Alternatives to PayPal
As highlighted above, PayPal has multiple drawbacks such as high fees, bad currency conversion rates, and inefficient international money transfers. Therefore, we have researched the industry to find three alternative transfer providers you can register with today.
Wise
Wise is an FCA-regulated money transfer company that many customers regard to be the top choice. Their transparency and competitive fees ensure that customers get a great deal for sending money internationally. Also, they offer low markup percentages for most currency pairs.
The customer service team at Wise goes above and beyond to help you figure out problems to ensure you can send money internationally without issues. You can get help via live chat, email, phone, or the mobile app.
Please share your experience with Wise
Would you recommend Wise?
Russell Pinkes
I can’t send money to Belize
Katsiaryna
Once trying to open sire, was automatically blocked for no reason
Alan
Unable to transfer money from Philippines to any other country. Philippines Wise does not work
Anonymous
Retiro de dinero en transferencia
Uwe
great rates and service - unfortunately for some countries not yet available
Martin Premprakash Anantharaman
On the first transfer to a hospital in NY they were already screaming that this was a sure scam and the same on my next transfer to a fried in Nigeria. They then summarily closed my account TERMINATING THE RUNNING TRANSFER TO NIGERIA, claiming that, hold on, I was being scammed🤦♂️ Sure, I could have appealed but immediately found that I would have had to provide so much intrusive detail that I desisted.
Martin Premprakash Anantharaman
Setting up is a bit unwieldy if you want to make a one-off transfer, as you have to create an account with complete identification - but it works and the process as well as charges are great.
Anonymous
My brother wants to send me money from India to Nigeria but he's finding it difficult how can he do it
Mohammed
WARNING : Wise was Great until main office decided to ruin WISE By letting the TW India office control handling Random verifications and do what ever they want by insane replies and no replies etc. If you want to waste your time and enjoy a journey into Black Hole of Insane then go ahead and try WISE !
Anonymous
Can't receive money from php to idr so far
sudheir
They don't allow transfer to Brokerage firms from India
Anonymous
Good app to transfer money
Anonymous
I didn't find Cuba on your list.
Anonymous
cuba not work
Nina
I made a transfer to a Canadian company 1.5 months ago, and the funds have not yet been received. After multiple emails, Wise insists that the money was paid out. However, I have received an official statement from the recipient’s bank confirming that the money has not been received. Wise's complaints department sent me a final letter stating that, according to their records, the funds were paid out. Additionally, Wise states the following in their Customer Agreement regarding their responsibility for losses: Quote from Wise's Terms: "Our Customer Agreement also explains our responsibility for losses in Section 29: 29.1 Unforeseeable loss or damage. We are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during your sign-up process. 29.9 We are not liable for things which are outside of our control. We (and our affiliates) cannot be liable for our inability to deliver or delay because of things which are outside our control." Despite these terms, Wise has not been able to resolve this issue, and the money has still not been delivered as promised. I find it irresponsible that Wise does not conduct any investigations into the matter. The Canadian bank associated with Wise is unable to provide any information, as everything goes through Wise. Wise must be capable of tracking the funds and providing precise details about where exactly the money is, who received it, and to which bank account it was deposited. I would advise everyone to be cautious when transferring large sums of money with Wise. They are not capable of executing a secure money transfer!
Shengjie Yin
good and perfect
Tristan
Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business
Anonymous
I have been a customer for a few years. Yes I love the instant deposits as I make around $1K. However as many non US entities Wise uses a bank out of New York. Therefore the TRANSFER and DEPOSIT from an account transfer can take 4 to 6 days. What this means is that you will not able to make another ACH transfer during this time. This is frustrating if you have to make a follow up transfer in a few days. All in all don't plan to make more than 4 transfer in a month because it may not fo through, Not sure if other transfer companies operate the same way but I am about to find out as I will try Revolute. Bottom linw will require you to use ANOTHER payment method like credit card or some other method. Understand this: YOU MAY HAVE THE MONEY IN YOUR ACCOUNT but they WILL NOT TRY TO VERIFY IT WITHIN THE THE PERIOD IT WILL TAKE THEM TO DEPOSIT IT IN YOUR ACCOUNT. To add insult to injury I called in and the agent siad that they can see that they got paid but the computer takes time to update/reconcille I guess! It is a slow system!
Anonymous
There is a lot of advice on RECEIVING INHERITANCE in the UK from overseas but nothing on the rules for SENDING money gifts to grandchildren living OVERSEAS and the rules on Inheritance Tax in that case.
Anonymous
The service is decent, nothing more. I have had security issues that are not quickly resolved. Call center personnel are average. The app is not, in general, user friendly. You should definitely do research on a variety of service providers before making a choice. Do not take the reviews at face value. I chose Wise based on positive reviews but now regret not doing more research on other companies.
Anonymous
So far so good
Daniel
I checked to see if Wise even sends money to Colombia. Colombia is not even in their list of countries. Why is it even advertising for Colombia?
Bill Sanders
I have used Wise for several years. They once rejected a large transfer because it was to a coal company. Apparently, they are a woke company! But they refused to tell me why. More recently, they required verification of my identity using a smart phone. I am 69 and never owned a cell phone because I don't need one. But they forced me to buy one, which I did last week. Getting the phone updates ate up all my data, so i got 1 GB more. I took 12 different pics of my passport and another 12 of my face for them. They rejected them - and are holding up my transfer. Now my phone ate up that gig of data and I must buy another gig (thru Tracfone) just to use the phone. What a hassle. This is not a photo studio! They know who i am already. Note: This comment has been edited by the MoneyTransfers.com team to align with our content guidelines.
Ziggy Meilus
It used to be always instant, now it may come right away or it can take 5 even 7 days to get the money.
Anonymous
i've heard of people having issues with accounts being locked/restricted, but i think that was mostly for business accounts, maybe they were locked for good reason. for me, i've had no issue with my account though i've only used it for small transfers and not very often, over the past 5+ years
WorldRemit
WorldRemit is another industry leader that provides an amazing service for sending money internationally. They provide transfers to over 150 countries and have more than 30,000 agent locations. This is ideal for recipients that want to get physical cash from a local pick-up point.
The flexible payment options ensure that you can send money in a way that matches your preferences. This includes bank transfers, credit, and debit cards. Also, the payout options are impressive, which means that customers have multiple ways of getting money out of WorldRemit.
Please share your experience with WorldRemit
Would you recommend WorldRemit?
Andrew Judd
My account was deactivated. No reason given. I don’t have multiple accounts. One recipient was a scammer and I deleted them. I’ve helped out many friends with medical expenses. Wisdom tooth extracted 2500 and 1000 for some food. That’s all Motorcycle accident 5000 that’s all Flight home and medicine for grandfather 6000 That’s all. The scammer offered a video. I don’t buy any videos I’m visiting a friend who is a teacher and offered to pay 2600 for a flight and 16000 for luggage, swimsuit and rent on her place while she is off work and holidaying. Now I have to go to a post office and use western union
Terry Twala
Very efficient.
Anonymous
Very misleading, live exchange rate does not match with their app is showing. Fast and seems to be secure, I use them when I'm in need to send fund ASAP.
Anonymous
different price from shown here
Anonymous
exchange rates on comparison website are quite high
Anonymous
Only phone app.
Stanley Davidson
After setting up a valid account with all true and real identity, the system blocked me without any valid reason. Upon calling Customer Service & requesting a reconsideration & a valid reason why I was blocked, Customer Service said that I "violated some TOUs" (Terms Of Use) without stating exactly what I did. My ONLY action was an ATTEMPT to do a normal wire transfer. One can't do anything but to do a wire transfer, & it WAS NOT completed. How do they block my account for something, whatever it was, that I supposedly committed? When I requested the reason for the block they'd said that "it's Company policy to not provide reason(s) why an account is blocked", so exactly how am I supposed to not do something if I re-read their Policy against such action when I can't find why I was blocked? It was asked repeatedly why/what Policy(ices) was/were broken enough to cause the account to be blocked, but they'd completely refused to answer or acknowledge the question, they'd just kept completely silent. That ended the conversation because anything further would remain in total silence, so it was useless to ask anymore questions. I will be 💯% posting this exact statement on www.trustpilot.com for the world to see how undeserving this company is when mistreating a customer for no valid reason. Please enjoy the review!!!
Anonymous
Awesome service
Anonymous
I cannot figure out how to fund my transfer with my bank account instead of a debit card. The Chat service took way to long to answer my questions. Frustrating experience.
Robert Myles
Hi All a good place to send money to ghana
Jake Reynolds
Is this company an app? Or does it run a proper website? Who knows? Customer service is only through their app so I am guessing that if you dont do 100% of your transactions through your phone, forget WorldRemit. I dont use my phone because after all the extra strong passwords, and bio id, and 2 step verify, and whatever comes next they are STILL UNSECURE.
Anonymous
The money I sent got stuck without a return because I couldn't provide a bank statement as proof. The bank account I was having didn't have that privilege. All requirements should be stated beforehand.
Anonymous
app not working. tried to use on my smart phone and woudnt sign up.
TorFx
TorFX is a highly rated money transfer service that offers competitive exchange rates for 60 currencies. They provide excellent features for business customers, such as large transfer caps, high-quality customer support, and mass payments.
They do not charge fees for transfers but instead apply a currency exchange 1-3% markup. Also, the transfer options are flexible, so businesses have many options. For instance, market contracts and spot orders can be applied.
Please share your experience with TorFx
Would you recommend TorFx?
Arun
Misleading information
Anonymous
Can't transfer from India
Other Apps to Send Money Abroad
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Cash App
You may have heard of Cash App; a mobile payment service with a reported 30 million monthly active users in 2020. The popularity of the platform is attributed to the simplicity of its user interface, as well as its ability to process domestic payments instantly. In this guide we will outline how to send money using Cash App.
Facebook Pay
Facebook has transformed from a social media platform to an all-encompassing, multipurpose website. Originally designed to be an online community where users could share life events and post personal updates, opinions and feelings, Facebook has evolved into an online marketplace, digital advertising space and international messenger service. It makes sense, then, that in 2019 the social media giant decided to venture into the remittance industry, by introducing their online payments service, Facebook Pay.
Google Pay
Google’s multifaceted payment platform is available to Android users and can be used for a range of different transactions. Now accepted by millions of locations, Google Pay is used by a global community for sending and receiving money. In this guide we will look at how to send money using this app and further investigate any additional international services.
Venmo
In this guide we run through how to use Venmo, a digital wallet and financial services app, to send money. As a fast, free and easy way to move funds around, this mobile money app is a popular US-based payment platform, and we outline how to utilise its money transfer functions.
Zelle®
Zelle is a peer-to-peer mobile app used for money transfers between trusted contacts. This US-based company is different to other money transfer providers functioning as a built-in service compatible with online and mobile banking platforms. Integrated with hundreds of banks and credit unions across the United States, Zelle has over 100 million users across the continent.
Summary
In conclusion, PayPal has forged a well-established network and is now widely accepted, with over 300 million users worldwide. It is also a very safe payment provider due to its Buyer Protection policy which is essentially ironclad, safeguarding customers and issuing refunds when necessary. Other security measures in place include the app's 2-factor authentication and customer's bank details are not stored in PayPal's database.
The main drawback of using the PayPal app is the excessive costs incurred when sending money overseas. More favorable exchange rates and cost-effective transfer fees can be found elsewhere. If you are a fan of PayPal and want to maintain brand loyalty, we would recommend using Xoom for international payments instead. Xoom is a PayPal service that provides easy and convenient international payment services for money transfers to friends and family abroad. Have a read of our Best Money Transfer Apps guide to find out more about suitable overseas payment providers.
FAQs
Can I open a PayPal account in any country?
You can open a PayPal account in any of the 200+ countries supported by PayPal. This covers the vast majority of the world’s countries and population.
Can I use PayPal for international bank transfers?
No, you cannot directly transfer money to the recipient’s bank account. However, the recipient should have a bank account attached to their PayPal account. So, after they receive your funds, they can withdraw them from their PayPal account and into their bank account.
Does PayPal have an app?
Yes. You can download the PayPal app from Google Play or the App Store. The download and installation process takes just a few minutes. You can set up login security protocols to safeguard your account on the smartphone. This includes fingerprint scan, PIN, facial recognition, and 2-factor authentication.
However, PayPal does not have the top app for sending money internationally. Check out our list of the top mobile apps to see what advantages you can enjoy by using alternatives. Some of the top apps are offered by Wise and Xe Money Transfer.
Are there transfer limits?
After your account is verified, there are no ongoing maximum transfer limits. However, there is a single-transaction limit of $10,000 in the US. Most limits are similar to the US limit when measured in USD. However, each currency has its own single-transaction limit.
How long do transfers take with PayPal?
PayPal transfers between accounts take no more than 30 minutes. However, withdrawing funds from your PayPal account into your bank account can take between 2 and 5 business days.
What customer support options are available?
Phone
Email
Automated instant messaging
Community forum
Support tickets
Can I use a PayPal debit card when travelling abroad?
You can use a PayPal Cash Card or PayPal Debit Card anywhere where Mastercard is accepted. Mastercard isn’t as widely accepted as Visa globally, but you still have many options with PayPal’s cards.
The PayPal cards don’t carry minimum fees or balances and don’t require credit checks.
More PayPal guides
Guide to Making PayPal Mass Payments in 2026
This US-based online money transfer provider is one of the most popular payment platforms of all time and the company was one of the first of its kind when it launched in 1998. PayPal is now one of the leading electronic money institutions in the world, with an estimated 392 million customers as of early 2021. Customers can use their account, logging in via web or the PayPal app, to transfer and collect money, set up payments, and make in-store and online purchases.
How to Send Money to PayPal
PayPal Alternatives
PayPal is everywhere, and for small online purchases or paying someone you know domestically, it’s pretty convenient.
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