8 Wise Business Alternatives for International Business Transfers

Table of contents

Last updated on April 9th, 2026Why trust usDisclosure

Table of contents

Wise Business is a top choice for freelancers and lean teams thanks to its no monthly fees, strong mobile app, and access to 10+ local account details across major currencies.

But it’s not perfect for every business.

Wise lacks forward contracts, has limited customer support, and doesn’t issue business cards in the US.

It's also a self-service company with no currency risk management tools.

That’s where alternatives like Airwallex, Payoneer, and OFX Business shine.

Whether you’re looking for more features, better control, or a partner to scale with, we break down the top Wise Business alternatives below.

Wise Business alternatives at a glance

Here are the top alternatives, and when they might be a better fit:

Airwallex - Best for digital-first businesses that need global reach, 130+ currencies, and local accounts across key regions.
Payoneer - Ideal for marketplace sellers and global freelancers who need to receive payments from platforms like Amazon or Upwork.
Statrys - Best for SMEs in Hong Kong, Singapore, or the BVI wanting human support and transparent FX pricing.
Revolut Business - Great for startups or growing teams that want app integrations, virtual cards, and interest on balances.
OFX Business - A solid choice for large transfers, currency hedging, and businesses that need hands-on service with no limits.
Moneycorp - Best for large businesses that need hands-on FX risk management, forward contracts, and support from a dedicated account manager.
IFX Payments - Strong option for UK-based businesses needing 5,000 batch payments, API access, and a powerful FX desk.
Multipass - Good for high-volume payments to harder-to-reach markets like India or Southeast Asia, with card and expense support.

Why you might need an alternative to a Wise Business account

Wise is one of the best-known business accounts for lean, international teams.

With access to 10+ local account details, strong mobile features, and mid-market FX rates with no monthly fee, it’s ideal for freelancers, startups, and small businesses making regular global payments.

But it’s not the right choice for every business.

You might want an alternative if:

You need forward contracts or FX hedging tools, which Wise doesn’t support at all
You’re based in the US and want a business card, as Wise no longer issues them
You need live support or account managers, while Wise is entirely self-serve
You require advanced team permissions, reporting, or controls, which are limited on Wise
You want better batch payment functionality for handling payroll or mass payouts
You work with hard-to-reach regions (e.g., Africa or Southeast Asia) where Wise doesn’t support local account details
You want to earn interest on idle balances, especially in USD, EUR, or GBP

We’ve tested top Wise Business alternatives that fill these gaps, from platforms that offer stronger FX tools to accounts with better support, cards, or regional access.

Here’s how the top options compare:

Provider	Who should consider it?	Key Strength vs Wise
Airwallex	Global businesses scaling across currencies	130+ currencies, virtual cards, and powerful API tools
Payoneer	Marketplace sellers & international freelancers	Deep platform integrations, card support in USD/EUR/GBP
Revolut Business	Startups needing integrated spend & accounting tools	Team permissions, Slack/Zapier integrations, tiered pricing
OFX Business	Large payments & FX risk management	Forward contracts, unlimited transfer size, human support
Statrys	Asia-based SMEs (e.g. Hong Kong, Singapore)	Transparent FX, live support, local APAC payment options
IFX Payments	UK businesses sending batch payments at scale	5,000 batch limit, strong FX desk, API access
Multipass	Frequent payments to Asia or harder-to-reach markets	Local payment access in INR, PHP, and high card spend limits

Airwallex

Best for Global Reach & Currency Coverage

Airwallex

If your business operates across a wide number of countries or needs access to less common currencies, Airwallex may offer more flexibility than Wise.

With 12 local accounts and support for 130+ currencies, it’s one of the most globally comprehensive options on the market. You also get access to real-time expense tracking, batch payments, and powerful API integrations, all with no monthly fee.

Where it falls short is hands-on service and customer feedback. Support can be patchy, and there’s no forward contract option. But for scale and control, especially in Asia-Pacific or Africa, Airwallex stands out.

Airwallex is good if…	Use Wise Business if…
You operate globally, especially across Asia-Pacific, Europe, and emerging markets You need local accounts in less common currencies You want to issue employee cards and track spend in real time You rely on integrations and APIs to automate finance	You want the absolute lowest FX margin (0.33%) You need US-specific features like the FDIC regulation You prefer a simple, no-frills platform with a strong mobile app You don't need local accounts in rare currencies or advanced card setups

Here's a quick overview of both companies and where Airwallex is better:

Feature	Airwallex	Wise Business
Monthly fee	$0	$0
Exchange rate markup	From 0.5%	0.33%
Local accounts (US-registered)	12	10
Supported currencies	130+	70+
Batch payments	✅ Up to 1,000	✅ Up to 1,000
Expense tracking	✅	✅ (No US cards)
Cards available (US)	✅ Virtual + physical	❌
ATM access	❌	✅ (Not in US)
Forward contracts	❌	❌
Customer support	Mixed reviews	Self-serve / API-specific

Show moreHide

Read review Visit Airwallex

Payoneer

Best for Marketplace Sellers & Global Freelancer Payments

Payoneer

If you regularly receive payments from global marketplaces like Amazon, Upwork, or Fiverr, or pay contractors across borders, Payoneer is built for that.

With access to 9 local accounts, 70 currencies, and integrations across 2,000+ apps and platforms, it’s ideal for global freelancers, sellers, and SMBs.

You’ll also get card access, expense tracking, and high receiving limits.

That said, Payoneer isn’t the cheapest for outbound transfers.

Exchange rates are higher, there’s no forward contract option, and the platform feels more geared to receiving money than sending it at scale.

Payoneer is good if…	Use Wise Business if…
You receive payments via Amazon, Fiverr, Upwork, or online marketplaces You work with freelancers or contractors across borders You want virtual cards tied to specific ad accounts or services You need more integrations and account manager support	You care more about outbound payments with mid-market FX rates You need better transparency on fees You’re US-based and want to avoid card access issues You want a more lightweight platform with an easier setup

Here's a quick overview of both companies and where Payoneer is better:

Feature	Payoneer	Wise Business
Monthly fee	$0 (or $29.99 annually if unused)	$0
Exchange rate markup	~2%	0.33%
Local accounts	9	10 (US) / 19 (EU)
Supported currencies	70+	70+
Marketplace integration	✅ (2000+ integrations)	✅
Batch payments	✅	✅
Cards available	✅ (USD, EUR, GBP, CAD)	✅ (not in US)
Forward contracts	❌	❌
Live chat support	✅	❌

Show moreHide

Read review Visit Payoneer

Statrys

Best for SMEs in Asia-Pacific with Transparent FX Pricing

Statrys

If your business is based in or has ties to Hong Kong, Singapore, or the BVI, and you prioritize FX transparency and human support, Statrys is a strong Wise alternative.

You get local payment options, transparent fees, dedicated support, and multi-currency accounts covering HKD, USD, EUR, CNY, GBP, SGD, JPY, AUD, and more.

However, Statrys lacks batch payment functionality, and isn’t suitable for larger enterprises or those needing cards with advanced features outside of HK.

Statrys is good if…	Use Wise Business if…
You’re an SME operating in or with business links to Hong Kong, Singapore, or the BVI You want extremely transparent FX pricing (as low as 0.15%) You value human, multilingual customer service and simple onboarding	You need batch payments or plan to pay multiple contractors at once You’re US-based and want broader international access You prefer a mobile app and more global card access You want to keep FX and account fees to an absolute minimum outside of Asia

Here's a quick overview of both companies and where Statrys is better:

Feature	Statrys	Wise Business
Monthly fee	HKD 88 (waived with 5+ transfers)	$0
Exchange rate markup	From 0.15% (FX), 1.5% (card spend)	0.33%
Local accounts	HKD, USD, EUR, CNY, GBP, SGD, etc.	10 (US) / 19 (EU)
Supported currencies	11 core currencies	70+
Batch payments	❌	✅
Cards available	✅ (limited functionality)	✅ (not in US)
Mobile app	✅ (limited features)	✅
Customer support	Dedicated account manager	Mixed (self-serve)

Show moreHide

Read review Visit Statrys

Revolut Business

Best for Teams That Want Expense Control and App Integrations

Revolut

Revolut Business is great for companies that want to issue lots of virtual cards, streamline expense reporting, and integrate tightly with tools like Slack, QuickBooks, and Xero.

With up to 200 virtual cards, advanced approvals, and savings interest on high balances (on paid tiers), it’s powerful, especially for startups and scale-ups focused on internal controls.

However, Wise Business offers much better value if you care about consistent FX rates and avoiding monthly fees.

Revolut's mid-market FX rates are capped by plan tier, and most essential business features (batch payments, approvals, FX tools, even SWIFT details) are not available on the free plan.

For lean businesses making global payments regularly, Wise is cheaper. For businesses managing lots of internal spend, Revolut can be worth the investment if you pay for the right plan.

Revolut Business is good if…	Use Wise Business if…
You want bulk expense control with 200+ virtual cards and role-based permissions You rely on Slack, Zapier, or accounting tools for automation and visibility You want to earn interest on high USD balances (3.5% on Enterprise plans) You’re OK with tiered pricing if it means better internal financial tools	You want the best FX rate (0.33% markup) with no caps or tiers You need broad international local accounts, not just GBP and USD You prefer a flat-fee, no-subscription setup You want to avoid hidden costs and fully control spend at the transaction level

Here's a quick overview of both companies and where Revolut Business is better:

Feature	Revolut Business	Wise Business
Monthly fee	$0–$119+ (tiered plans)	$0
FX rate markup	Mid-market up to cap; 0.6–1% after	0.33% (mid-market)
FX rate cap	$1k–$50k depending on plan	Unlimited
Local accounts	2 (USD & GBP only)	10 (US), 19 (EU)
Supported currencies	25+	70+
Batch payments	✅ (paid plans only)	✅
Virtual cards	✅ (up to 200)	1 (not in US)
Expense approvals	✅ (paid plans only)	✅
Interest earned on USD	Up to 3.51% (Enterprise plan only)	Up to 4.85%
Marketplace integrations	❌	✅
Slack/Zapier integrations	✅	❌
Customer support	Tier-based, live chat (no phone/email)	Self-serve

Show moreHide

Read review Visit Revolut

OFX Business

Best for Forward Contracts and 24/7 Phone Support

OFX

If your business deals with high-value transfers or needs forward contracts to lock in FX rates, OFX Business offers excellent support and risk management.

With access to 7 local accounts, no transfer limits, and 24/7 phone support, it’s a strong choice for businesses needing direct, hands-on service.

It’s particularly well-suited for firms managing international payroll, invoices, or FX hedging strategies.

The ability to call in and negotiate rates or set up contracts in real-time is a unique benefit compared to Wise’s self-serve model.

However, OFX lacks card access, has a lower supported currency count than Wise (50 vs 70+), and only integrates with Xero, which may be a limitation for businesses needing broader software compatibility.

OFX Business is good if…	Use Wise Business if…
You need access to forward contracts or FX risk tools You want unlimited transfer limits with 24/7 support You’re making high-volume or high-value payments You prefer to negotiate rates via phone or through an account manager	You want lower FX margins (0.33% vs 1.3 %+) You rely on cards or expense tracking features You need deeper integrations (QuickBooks, FreshBooks, etc.) You want a fast, mobile-friendly experience without live support

Here's a quick overview of both companies and where OFX Business is better:

Feature	OFX Business	Wise Business
Monthly fee	$0	$0
Exchange rate markup	From 1.3%	0.33%
Local accounts	7	10+
Supported currencies	50	70+
Batch payments	✅ Up to 500	✅ Up to 1,000
Forward contracts	✅	❌
Cards available	❌	✅ (Not in US)
Expense tracking	❌	✅
Marketplace integration	✅ (Amazon, eBay, Wish)	✅
Accounting integrations	❌ (Xero only)	✅ (Xero, QuickBooks, more)
Phone support	✅ 24/7	❌

Show moreHide

Read review Visit OFX

Moneycorp

Best for Hands-On Risk Management and FX Strategy

Moneycorp

If your business regularly moves large sums internationally and wants a hands-on currency risk strategy, Moneycorp could be a better fit than Wise.

Their offering is designed around forward contracts, market orders, and dedicated account manager support, not just sending money quickly.

It’s ideal for businesses that prioritize forex planning over plug-and-play features.

You won’t get a multi-currency account, business cards, or integrations, but you will get expert guidance, real-time execution, and flexibility on batch payments and transfer timing.

Moneycorp Business is good if…	Use Wise Business if…
You need help planning large or regular international transfers You want to lock in FX rates and hedge currency risk long term You value live phone/email support with a dedicated account manager You’re sending to 100+ global currencies and want custom execution paths	You need local accounts, cards, or accounting integrations You value automation and a self-serve platform You want consistent mid-market FX rates and fee transparency You’re a smaller team or just getting started with international finance

Here's a quick overview of both companies and where Moneycorp Business is better:

Feature	Moneycorp Business	Wise Business
Monthly fee	$0	$0
Exchange rate markup	~2% (varies by strategy)	0.33%
Local accounts	❌	10+ (US/EU)
Supported currencies	Hold 33 / Send to 120+	70+
Batch payments	✅ (no cap, but split by strategy)	✅ Up to 1,000
Cards available	❌	✅ (not US)
Forward contracts	✅ (6-month plans available)	❌
Interest on balances	❌	✅ (up to 4.85%)
Marketplace integrations	❌ (UK-only support)	✅
Accounting integrations	❌ (waitlist)	✅ Multiple tools
Account manager support	✅ Dedicated FX specialist	❌ (self-serve)

Show moreHide

Read review Visit Moneycorp

IFX Payments

Best for High-Volume Global Payouts With Hands-On Support

IFX Payments

If your business needs high-volume batch payments (up to 5,000 recipients), tailored FX pricing, and hands-on support from a dedicated account manager, IFX Payments is one of the strongest alternatives to Wise.

You’ll get a single multi-currency IBAN account covering 46 currencies, spot and forward FX contracts, and API access to build custom integrations.

Where IFX falls short is the lack of local accounts, cards, or native accounting integrations, all areas where Wise shines.

But for international payouts and treasury teams who want control, it's hard to beat IFX’s bespoke setup.

IFX Payments is good if…	Use Wise Business if…
You need to make 1,000+ mass payouts per month You prefer a dedicated account manager and customized FX pricing Your business uses a single IBAN account to manage 40+ currencies You want to use APIs to build your own treasury tools	You want local account details in multiple regions You need integrated cards, expense tools, or interest-bearing balances You value complete fee transparency without bespoke quotes You prefer self-service over sales-based onboarding

Here's a quick overview of both companies and where IFX Payments is better:

Feature	IFX Payments	Wise Business
Monthly fee	£0–£25,000 (varies by usage)	$0
Exchange rate markup	From 0.05% (custom per account)	0.33%
Local accounts	❌	✅ (10+ supported)
Multi-currency IBAN	✅ (46 currencies supported)	❌
Supported currencies	71 (sending) / 46 (holding)	70+
Batch payments	✅ Up to 5,000	✅ Up to 1,000
Forward contracts	✅ (via FX broker desk)	❌
Expense management	❌	✅
Interest on balances	❌	✅ Up to 4.85% (USD)
Accounting integrations	❌ (API only)	✅ Xero, QuickBooks, etc.
Account manager	✅ Dedicated support	❌

Show moreHide

Read review Visit IFX Payments

Multipass

Best for Global Access to Harder-to-Reach Markets (At a Cost)

Multipass

If your business needs to receive local payments in hard-to-access currencies (like INR or PHP), manage up to 15 prepaid cards with high POS limits, or make unlimited batch payments, Multipass stands out.

It also supports both SEPA and SWIFT, and works well in regions often underserved by other platforms.

However, Multipass is notably more expensive than Wise. It charges a

$500 setup fee
$100/month minimum fee
FX markups from 1.5%

Versus Wise’s no monthly fee and mid-market FX rates with a small 0.33% margin.

Multipass also lacks native integrations, interest on balances, and forward contracts.

Multipass is good if…	Use Wise Business if…
You want to receive local payments in less common markets (INR, PHP, IDR, etc.) You need multiple cards (up to 15) for team-based spending You make unlimited outgoing payments (vs Wise’s 1,000 batch cap) You prefer hands-on account manager support	You want the lowest possible FX costs with mid-market rates You need no setup or monthly fees You require local bank details in major currencies You value native integrations for accounting and automation You want to earn interest on balances

Here's a quick overview of both companies and where Multipass is better:

Feature	Multipass	Wise Business
Monthly fee	From $100	$0
Setup fee	$500	$0
Exchange rate markup	From 1.5%	0.33%
Local accounts	✅ USD + GBP only	✅ 10+ local details
Supported currencies	70+ sending, 16 local receiving	70+
Batch payments	✅ Unlimited (value capped)	✅ Up to 1,000
Cards available	✅ Up to 15 cards	✅ (US limited)
Forward contracts	❌	❌
Interest on balances	❌	✅ Up to 4.85% (USD)
Expense tracking	✅ Cards + central limits	✅ Yes
API / accounting integrations	❌ None	✅ Full (Xero, QuickBooks, etc.)

Show moreHide

Read review Visit Multipass

Considering how popular the Wise Business account is, we've realized how difficult it can be to find a better replacement.

For this reason, we've looked at how Wise Business compares to others in different use cases and needs below.

Forward contracts & FX risk management

Wise Business doesn’t support forward contracts, market orders, or any FX hedging tools.

That means you're always paying the real-time rate, which can make it hard to plan larger transfers or manage cash flow across currencies.

The alternatives below all offer some form of currency risk management, from locking in rates ahead of time to working directly with an FX specialist.

Provider	Forward Contracts	FX Desk / Market Orders
OFX Business	✅ Yes	✅ 24/7 phone support
Moneycorp	✅ Up to 6 months	✅ FX strategy + market orders
IFX Payments	✅ Yes (deliverable FX)	✅ Dedicated dealer
Revolut Business	✅ (on paid plans)	❌
Wise Business	❌	❌

Freelancers & marketplace sellers

Wise Business is often the go-to choice for international freelancers thanks to its low fees and access to 10+ local account details. But it has limitations.

There’s no native marketplace integration, no US-issued business cards, and no dedicated tools for managing large volumes of incoming payments across platforms like Fiverr, Upwork, or Amazon.

If you’re a freelancer, contractor, or marketplace seller who gets paid from multiple sources or wants features like platform-level integrations, better card access, or higher receiving limits, these Wise alternatives may serve you better:

Provider	Native Marketplace Integrations	Receiving Accounts	FX Rates	Card Access
Payoneer	✅ 2,000+ (Amazon, Upwork)	9 local accounts	~2% markup	✅ USD, EUR, GBP, CAD
Airwallex	❌	12 local accounts	0.5% markup	✅
Revolut Business	❌	2 local accounts	Mid-market cap	✅
OFX	✅ (basic for Amazon)	7 local account formats	From 1.3%	❌
Deel	✅ (freelancer-focused)	EUR, GBP, USD only	Varies	✅ (limited)
Wise Personal	❌	Same as business	0.33% markup	✅ (incl. US)
Wise Business	❌	10+ local accounts	0.33% markup	✅ (Not in US)

Remote teams & international payroll

Wise Business supports batch payments and lets you pay up to 1,000 recipients at once. That’s a solid starting point for lean teams.

But once you scale up or need features like payroll automation, expense tracking by team, or mass payments across 50+ currencies, Wise can feel too basic.

There’s no support for roles and permissions, no built-in approval flows, and no ability to issue US-based cards to team members.

Providers like Revolut, Airwallex, and IFX are better suited for growing teams managing international staff or contractors at scale.

Here are the best Wise Business alternatives for international payroll and remote team management:

Provider	Batch Payment Limit	Roles & Permissions	Payroll Tools	Card Access
IFX Payments	✅ Up to 5,000	✅ via API	✅ Global payroll	❌
Airwallex	✅ Up to 1,000	✅	✅	✅ Physical + Virtual
Revolut Business	✅ (paid plans)	✅	✅ (with integrations)	✅ Virtual + Team Cards
Multipass	✅ Unlimited	✅	✅	✅ Up to 15 cards
Deel	❌	✅	✅ End-to-end payroll	✅ (limited)
Wise Business	✅ Up to 1,000	❌	❌	✅ (not in US)

EU/EEA-based SMEs

Wise Business is a popular pick for EU-based small businesses thanks to its low FX fees and access to EU IBANs.

But for SMEs that want SEPA Instant support, interest on balances, advanced user permissions, or broader local account coverage across the EU and beyond, Wise can be limiting.

Its lack of forward contracts, limited integrations, and self-serve-only support also make it a tough fit for fast-growing European SMEs with more complex financial operations.

The options below offer stronger European support, better tools for scaling, and region-specific features built with EEA businesses in mind:

Provider	EU IBAN Support	SEPA Instant	Accounting Integrations	Interest on EUR Balances	Forward Contracts
Statrys	✅ HK + EUR	❌	❌	❌	✅
Revolut Business	✅ UK + EU IBAN	✅ (paid)	✅ (Xero, QuickBooks)	✅ (up to 2.75%)	✅ (paid plans)
Payoneer	✅ EU IBAN	❌	✅ (basic)	❌	❌
iBanFirst	✅ EU-wide	✅	✅	❌	✅
Holvi	✅ DE IBAN	✅	✅	✅ (basic tiers)	❌
Wise Business	✅ 19 EU details	✅	✅ (many)	✅ (up to 4.85%)	❌

Multi-currency accounts & global access

Wise Business is known for offering 10+ local account details and the ability to hold 70+ currencies, a great fit for many small teams or freelancers.

But for businesses needing deeper coverage, access to harder-to-reach currencies, or advanced controls like user roles or local bank rails beyond the major corridors, Wise can start to feel limited.

Providers like Airwallex and Payoneer offer broader currency support and more payment routes, especially across Asia, LATAM, and Africa.

Others like Multipass stand out for offering local payment rails in currencies where Wise only offers SWIFT access.

Whether you're receiving customer payments, holding balances, or paying overseas suppliers, the options below are stronger alternatives when you need to go beyond what Wise can handle.

Provider	Currencies Supported	Local Account Access	Card Support	Batch Payments	Interest on Balances
Airwallex	130+	12 local details	✅ Virtual & Physical	✅ (up to 1,000)	❌
Payoneer	70+	9 local details	✅ USD, EUR, GBP, etc.	✅	❌
Multipass	70+	16 local payment rails	✅ Up to 15 per account	✅ Unlimited (CSV)	❌
Sokin	75+	4 local details	✅	✅ (up to 5,000)	✅
Ebury	100+	Depends on region	❌	✅	❌
Wise Business	70+	10 local account details	❌ (no US cards)	✅ (up to 1,000)	✅ (up to 4.85%)

High-touch business support

Wise Business is built for scale, but it’s very much a self-serve platform.

There’s no dedicated account manager, no hands-on onboarding, and limited customer support beyond help docs and live chat (when available).

That’s fine for solo founders or lean teams, but businesses handling large transfers, running payroll in multiple currencies, or managing risk often need more proactive, personalized support.

That’s where these Wise Business alternatives come in. Each of them offers a higher level of business support, whether it’s a dedicated account manager, strategic FX advice, or managed onboarding.

They're especially useful for high-value accounts or companies navigating regulatory complexity, recurring payments, or FX volatility.

Provider	Dedicated Account Manager	24/7 Phone or Live Support	Risk Strategy / FX Advisory	Setup Support
OFX Business	✅ Yes	✅ Yes (24/7)	✅ Yes	✅ Yes
Moneycorp	✅ Yes	✅ Office hours	✅ Yes (forward contracts, options, hedging)	✅ Yes
IFX Payments	✅ Yes	✅ Yes	✅ Yes (broker service)	✅ Yes
Statrys	✅ Yes (Asia focus)	✅ Business hours	✅ Limited	✅ Yes
Alpha FX	✅ Yes	✅ Yes	✅ Yes (enterprise-level FX)	✅ Yes
Ebury	✅ Yes	✅ Yes	✅ Yes	✅ Yes
Wise Business	❌ No	❌ (chat only)	❌ No	❌ Self-serve

Regardless of the option you pick, we recommend running a quick search below to make sure your business needs align with the company you use.

If you’re still unsure which Wise Business alternative is right for you, and want to know more, we’ve created in-depth reviews for each of these companies.

Bancoli Review

Before you choose whether to transfer funds overseas with Bancoli, here’s a quick summary of benefits and drawbacks.

Artiom Pucinskij

Jan 5, 2026

Equals Money

Before going into more details, here’s a quick summary of the benefits and drawbacks of Equals Money.

Artiom Pucinskij

Feb 12, 2026

WorldFirst

Before going into more detail, here’s a quick summary of the benefits and drawbacks of WorldFirst.

Artiom Pucinskij

Nov 26, 2025

IFX Payments Review

Their flagship product, ibanq, provides multi-currency virtual IBAN accounts, enabling businesses to receive, hold, and send funds across borders, giving companies greater control over their global cash flow. Their mass payment functionality simplifies payroll and supplier payments, even across multiple currencies, ensuring businesses can process international payments in bulk without opening local currency accounts.

Artiom Pucinskij

Aug 29, 2025

Wise Business Review

Our key measures when testing Wise Business for international business transfers were the product offering, cost, speed, safety and customer satisfaction. We've covered the key points in the table below and each element in more detail throughout the review.

Keith Hodges

Oct 10, 2024

Moneycorp Business

Historically, Moneycorp is considered one of the biggest money transfer providers in the world. The company has over 45 years of history and launch in the USA in 2018. The company is headquartered in the UK but with offices in USA, Ireland, France, Romania, UAE, Hong Kong, Australia and Brazil.

Keith Hodges

Oct 10, 2024

OFX Business

Our key measures when testing OFX Business for international business transfers were the strength of the product offering, cost of service and transfers, speed, safety and customer satisfaction.

Keith Hodges

Oct 10, 2024

Revolut Business

Like their personal offering, the Revolut Business offering is tiered - giving more access to features, the more you pay.

Keith Hodges

Aug 28, 2024

Xe Business

Xe Business offers strong all-round support for international business transfers. As part of our scoring process we have looked at product offering, cost, speed of transfers, safety and customer satisfaction.

Sokin

Multipass

Multipass offers a strong selection of multi-currency option. A setup fee and higher monthly fees than elsewhere are a little offputting when you consider exchange rates are higher than Airwallex, Wise Buiness and Revolut Business.

Keith Hodges

Aug 4, 2025

Payoneer

Globally Payoneer serves around 190 countries, gives access to local accounts in 9 and supports 70 currencies. Features within the account allow you to take advantage of payments, invoicing and bulk options in each location. Where Payoneer is stronger than the likes of Revolut Business or Wise Business, is that it is built for international companies - as opposed to being an offshoot of a personal offering. This sets them apart from other providers, alongside the likes of Airwallex, by offering a full international business solution.

Keith Hodges

May 28, 2025

Airwallex

When scoring Airwallex as an international business provider we factored in the product offering, speed of sending money, cost, safety measures in place and customer satisfaction.

Keith Hodges

Nov 7, 2025

A bit more about Wise Business alternatives

Can I use Wise Business alongside another provider for specific tasks?

Yes. Many businesses use Wise for basic transfers and pair it with providers like OFX or Revolut Business for features Wise doesn’t support, such as forward contracts or team cards.

Is it better to combine a Wise Business account with an FX specialist like OFX or Moneycorp?

Yes, especially for large transfers. Wise works well for everyday use, while OFX or Moneycorp offer better rates and support for high-value or complex payments.

Do Wise Business alternatives offer better support for regulated industries?

Some do. Statrys, Multipass, and Revolut are often more flexible than Wise for higher-risk or regulated business types.

What’s the best Wise Business alternative if I don’t care about cards or apps, just cheap FX?

OFX and Moneycorp are best for low-cost international transfers. They don’t have fancy apps, but their FX rates and support are built for serious volume.

How do Wise Business alternatives handle compliance or onboarding for new companies?

Most offer more tailored onboarding than Wise. Statrys and Multipass are known for helping newer or more complex businesses get set up.

Which service is best if I want both business and personal account functionality?

Revolut is your best bet. You can manage both business and personal accounts in the same app with a consistent interface.

Help & FAQ

Get answers to the most common questions asked when sending money abroad. Covers costs, fees and the best way to compare.

FAQs

Sokin Alternatives

Sokin is a standout option for global businesses needing batch payments and multi-currency support, with 75+ currencies, no per-transfer fees, and support for large payouts, it’s well-suited to companies operating across Africa, Asia, and emerging markets.

May 16, 2025

Currenxie Alternatives

Currenxie is a solid option for businesses needing a virtual multi-currency account, especially for those based in Hong Kong. But depending on where and how you operate, it might not be the best fit.

May 16, 2025

Multipass Alternatives

Multipass is a solid platform for holding and sending money across currencies, especially with its multi-currency IBANs and regulated financial infrastructure.

May 16, 2025

Airwallex alternatives

Airwallex is one of the most powerful platforms for digital-first businesses.

May 16, 2025

Contributors

Author

Artiom Pucinskij

Financial Content Strategist

artiom.pucinskij@intent.uk

With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight. He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.