Best Sokin Alternatives for International Business Transfers

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Last updated on May 16th, 2025Why trust usDisclosure

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Sokin offers a flat-fee, card-free way to send money in 75+ currencies, but it’s not a one-size-fits-all solution.

With no forward contracts, no cards, and limited customer support, many businesses find themselves looking for a more flexible or hands-on provider as they scale.

Whether you're after better FX rates, local accounts, deeper integrations, or stronger support, here are the best alternatives to Sokin based on our first-hand reviews and detailed testing.

Top Sokin Alternatives at a glance

Here are the top alternatives, and when they might be a better fit:

Wise Business - Best for small teams and international freelancers who want mid-market FX rates, 50+ supported currencies, and no monthly fee.
Airwallex - Great for growing businesses needing 12+ local accounts, spend management, and API integrations in one platform.
Revolut Business - Good for startups that want flat-fee plans, virtual cards, and integrated business features, though key tools require upgrading.
Payoneer - Ideal for marketplace sellers and global businesses receiving payments from platforms like Amazon, Upwork, or Fiverr.
Statrys - A solid pick for Hong Kong–based SMEs or Asia-focused companies wanting local payment rails and personalised onboarding.
XE Business - Best for companies focused on sending large payments across 190+ countries using risk-managed tools and APIs.
IFX Payments - Excellent for businesses making high-volume batch payments and managing currency risk with forward contracts.

Why you might need an alternative to Sokin

Sokin is a standout option for global businesses needing batch payments and multi-currency support, with 75+ currencies, no per-transfer fees, and support for large payouts, it’s well-suited to companies operating across Africa, Asia, and emerging markets.

But it’s not the right fit for every business.

You should look for an alternative if:

You need local accounts in multiple countries - especially if you want to receive payments like a local. Sokin only supports 4 local accounts (USD, GBP, EUR, CAD).
You want forward contracts or FX risk tools - Sokin doesn’t offer forward contracts, which may be essential for businesses managing large or future-dated transfers.
You require physical or virtual cards - Sokin doesn’t currently offer cards for business use, which limits expense tracking and online spending capabilities.
You need accounting integrations - There are no native integrations with tools like Xero, QuickBooks, or Sage.
You want more hands-on support - Sokin’s support is primarily digital, with fewer high-touch options like dedicated account managers or phone-based FX consultants.
You operate in regions like North America or Europe - Other business services offer better local payment coverage, faster transfers, or stronger compliance.

We’ve reviewed the top Sokin competitors that provide the flexibility and tools Sokin lacks.

Before diving into the full comparisons, here’s a snapshot of when each one might be a better fit:

Provider	When should you use it?	Key strength vs Sokin
Wise Business	Freelancers, small teams, global startups	50+ currencies, 10+ local accounts, interest on balances
Airwallex	Growth-stage teams need expense control & integrations	Cards, spend management, developer tools
Payoneer	Sellers on Amazon, Fiverr, Upwork	Marketplace integrations, card support, 9 local accounts
Revolut Business	Startups and SMEs wanting an all-in-one finance solution	Card options, tiered plans, in-app budgeting
Statrys	APAC-focused SMEs and B2B service providers	Low FX margins, fast setup, personalised support
IFX Payments	High-volume payouts and FX hedging needs	5,000 batch payments, forwards, account manager
XE Business	Businesses sending large international payments	API integration, no caps, strong risk management

Wise Business

Best for transparent pricing & automation at scale

Wise

Wise Business is a low-cost, self-service platform built for businesses that need reliable international payments, local accounts, and integration with existing software.

It’s especially strong for those who prioritize mid-market exchange rates, batch payments, and automations, but it lacks hands-on support and business cards in some regions, like the US.

Wise Business is good if…	Use Sokin if…
You want mid-market rates and transparent fees You need integrations with Xero, QuickBooks, Shopify, etc. You want to earn interest on held balances You’re comfortable with a self-service platform	You want $0 transfer fees with flat FX margins (from 0.3%) You just want a simple platform with built-in payment tools You want higher batch payment limits (5,000 vs 1,000) You want a simpler experience and no setup fees

Here are some of the key features offered by Wise Business that are better than Sokin:

10-19 local accounts, depending on the region
Hold and convert over 70 currencies
Batch payments up to 1,000 with guaranteed FX rate
Mid-market exchange rates + fees from 0.33%
Accounting & ecommerce integrations (Xero, Amazon, Shopify, etc.)
Business cards (not yet available in the US)
Earn up to 4.85% interest on USD balances
API and automation support
Self-service platform with detailed help center and 24/7 support

Show moreHide

Fees & rates comparison

Feature	Wise Business	Sokin
Exchange rate markup	0% (mid-market)	From 0.3%
Sending fee	From 0.33%	$0
Receiving fee (local)	Free	Free
Setup fees (accounts)	$31 per local account (US)	None
Monthly fee	None	None

Currency & account support

Feature	Wise Business	Sokin
Local accounts	10 (US), 19 (Europe)	4 (USD, CAD, GBP, EUR)
Holding currencies	70+	75+
Currency regions supported	Global (Europe, Asia, Americas, etc.)	Global (including Africa and emerging)
Interest on balances	Up to 4.85% (USD)	1–3% (Premium & Boost Wallets)

Business tools & features

Feature	Wise Business	Sokin
Batch payments	✅ Up to 1,000	✅ Up to 5,000
Expense management	✅ (limited in US)	✅ (basic)
Cards	❌ (not in US)	❌
API & automations	✅ Full documentation	✅ Basic API access
Marketplace integration	✅ Amazon, Etsy, Upwork, etc.	✅ (less documented)
Accounting software integration	✅ Xero, QuickBooks, etc.	✅ Limited

Read review Visit Wise

Airwallex

Best for global currency coverage & built-in expense tools

Airwallex

Airwallex is one of the most fully featured platforms for businesses operating across multiple countries.

With 12 local accounts, support for 130 currencies, strong batch payment capabilities, and robust expense management, it's ideal for companies that need global reach, cards, and custom workflows.

That said, card fees and regional service availability might not suit every business.

Airwallex is good if…	Use Sokin if…
You want access to more local accounts (12 vs 4) You need support for 130+ currencies across global regions You need real-time expense tracking with virtual/physical cards You want reusable templates and layered batch payment approvals	You prefer a lightweight platform with no setup or card fees You want to hold slightly more currencies (75+ vs ~70) You don’t need cards at all, and want simple batch transfers You prioritize higher batch limits (5,000 vs 1,000)

Here are some of the key features offered by Airwallex that are better than Sokin:

12 local accounts covering 40+ countries
Send, hold, and receive in 130+ currencies
Virtual and physical cards with expense tracking
Batch payments to up to 1,000 recipients
Integrations with Xero, NetSuite, Amazon, Shopify & more
Reimbursement workflows + multi-layer approval tools
Transparent FX pricing: 0.5%–1.0% above interbank
No forward contracts, but hedging through multicurrency usage

Show moreHide

Fees & rates comparison

Feature	Airwallex	Sokin
Exchange rate markup	0.5%–1.0% above interbank	From 0.3%
Sending fee	Free (non-SWIFT)	Free
SWIFT Transfers	$10–$25	Not available
Receiving via cards	2.8%–4.3% + $0.30	1.2% (marketplace payments)
Local bank receiving	Free	Free
Monthly fee	None	None

Currency & account support

Feature	Airwallex	Sokin
Local accounts	12	4
Holding currencies	130+	75+
Multi-region coverage	North America, Europe, Asia, Africa	Strong in Africa, Asia, Latin America
Interest on balances	❌	✅ (1–3% with Premium/Boost Wallets)
SWIFT access	✅	❌

Business tools & features

Feature	Airwallex	Sokin
Batch payments	✅ Up to 1,000	✅ Up to 5,000
Expense management	✅ Real-time + reimbursements	✅ (limited, payment only)
Business cards	✅ Virtual & physical	❌
API & automation	✅ Advanced	✅ (basic)
Marketplace integration	✅ Amazon, Shopify, Lazada, etc.	✅ (Stripe-like)
Accounting integrations	✅ Xero, QuickBooks, Sage, NetSuite	✅ (basic API connectivity)

Read review Visit Airwallex

Revolut Business

Best for virtual cards & automation, not for freelancers

Revolut

Revolut Business is a tiered multi-currency platform that offers strong virtual card tools, app integrations, and account automation, but only if you’re on a paid plan.

While its UI and features appeal to modern SMEs, the limited local accounts, capped FX at mid-market rates, and lack of support for sole traders make it less competitive than other options unless you’re on the highest tiers.

Revolut is good if…	Use Sokin if…
You need large-scale virtual cards for teams You want custom integrations (Slack, Zapier, Xero, etc.) You need real-time card spend control with analytics You’re an incorporated company with consistent cash flow	You want to avoid all monthly fees and feature restrictions You don’t want to be gated by tiered pricing You don’t need physical or virtual cards at all You want a simpler, flat-fee-free multi-currency platform

Here are some of the key features offered by ABC that are better than Sokin:

Tiered plans from free to $119/month (custom for enterprise)
Hold 25+ currencies, local details only for USD and GBP
Up to 200 virtual cards, 3 per user (great for teams)
Built-in Slack/Zapier integrations for finance ops
Interest on balances: up to 3.51% (Enterprise)
Bulk payments & API tools on paid plans only
No support for sole traders or freelancers

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Fees & FX comparison

Feature	Revolut Business	Sokin
Monthly fee	$0 to $119+	$0
Mid-market rate cap	$1k–$50k depending on plan	No cap (FX from 0.3%)
Exchange rate after the limit	0.6%–1.5%	From 0.3%
Free international transfers	0 to 25 (depending on plan)	Unlimited
ATM withdrawal fees	2% of the amount	Not available

Currency & account support

Feature	Revolut Business	Sokin
Local accounts	2 (USD, GBP)	4 (USD, GBP, EUR, CAD)
Holding currencies	25+	75+
SWIFT support	✅ (only on paid plans)	❌
Weekend FX markup	1%	No extra markup noted
Interest on balances	Up to 3.51% (Enterprise tier)	1–3% via Premium/Boost Wallets

Business Tools & Expense Features

Feature	Revolut Business	Sokin
Batch payments	✅ (Paid plans only, up to 1,000)	✅ Up to 5,000
Virtual cards	✅ Up to 200	❌
Physical cards	✅ (some free, others $4.99)	❌
Expense approvals	✅ (Paid plans)	❌ (basic tool only)
Accounting integrations	✅ Xero, QuickBooks, Sage, Slack, etc.	✅ (basic API)
API & automation	✅ (Paid plans)	✅ (basic API access)
Sole trader access	❌	✅

Read review Visit Revolut

Payoneer

Best for receiving payments from global marketplaces

Payoneer

Payoneer is a long-standing platform built for freelancers, online sellers, and businesses expanding into global markets.

It offers strong local account coverage (9 accounts in 190 countries), powerful integrations, and one of the best invoice + marketplace payment systems.

It’s particularly useful for receiving international funds, but expensive FX, no forward contracts, and limited card currency support mean it’s not ideal for all outgoing payments.

Payoneer is good if…	Use Sokin if…
You receive income from global platforms like Etsy, Fiverr, or Airbnb You need robust invoicing, payouts, and API tools You want virtual card control in multiple currencies (USD, GBP, etc.) Your business operates across Africa, Asia, and the Middle East	You want a flat, simple, fee-free setup You care more about low FX fees on outgoing transfers You don’t want to deal with annual card or account fees You don't need forward contracts or marketplace integrations

Here are some of the key features offered by Payoneer that are better than Sokin:

Local account access in 9 currencies, support in 190+ countries
Deep integration with 2,000+ platforms (e.g., Xero, Upwork, Amazon)
Expense control with multi-currency virtual cards
API and marketplace payout automation
Exchange rate around 2–3.5%, no mid-market pricing
No forward contracts or FX hedging tools
$29.99 inactivity fee annually, but no ongoing monthly charge

Show moreHide

Fees & FX comparison

Feature	Payoneer	Sokin
Monthly fee	None (but $29.99 if unused annually)	None
Exchange rate markup	~2% for conversions	From 0.3%
Sending fees	Up to 3% for non-Payoneer transfers	None
Receiving via local account	Free	N/A (Sokin not designed for receiving)
Card FX fee	Up to 3.5%	N/A (No cards)

Currency & account support

Feature	Payoneer	Sokin
Local accounts	9 (USD, GBP, EUR, JPY, CAD, etc.)	4 (USD, GBP, EUR, CAD)
Holding currencies	70+	75+
SWIFT support	✅	❌
Marketplace integrations	✅ (2,000+ apps and platforms)	❌
ATM/cash access	✅ ($3.15 fee per withdrawal)	❌

Business Tools & expense features

Feature	Payoneer	Sokin
Batch payments	✅ Up to 1,000	✅ Up to 5,000
Virtual cards	✅ In USD, GBP, EUR, CAD	❌
Physical cards	✅ (fees apply)	❌
Expense management	✅ (integrated with cards and APIs)	❌
Accounting integrations	✅ Xero, QuickBooks, etc.	✅ (basic API)
Dedicated account manager	✅ (with higher volume)	❌
Forward contracts	❌	❌

Read review Visit Payoneer

Statrys

Best for Asia-based SMEs needing account support

Statrys

Statrys is a Hong Kong-based provider focused on multi-currency accounts, FX, and business payments for SMEs operating in Asia-Pacific.

It stands out for its human-first customer service, transparent pricing, and support for businesses based in (or linked to) Hong Kong, Singapore, or the BVI.

But it’s missing batch payments, global payroll, and cards with wide usage, making it better for regionally-focused operations than global scale.

Statrys is good if…	Use Sokin if…
Your business is registered in or tied to Hong Kong or Singapore You need personal account support and local payment routing You want transparent FX markups as low as 0.15% You don’t need batch payments or global payroll	You want global account access without residency limits You prefer a low-cost, self-serve model with no monthly fees You don’t mind less visibility on FX but want flat fees You want to send to 200+ countries with no transfer fees

Here are some of the key features offered by ABC that are better than Sokin:

Multi-currency accounts in 11+ major currencies
Real human account onboarding and multilingual support
FX from 0.15% markup (card FX: 1.5%)
No batch payments or forward contracts
Works with Stripe, PayPal, Shopify, and SWIFT transfers
Accounts for Hong Kong, Singapore, and BVI-based businesses (others require review)

Show moreHide

Fees & FX comparison

Feature	Statrys	Sokin
Monthly fee	HKD 88 (waived with 5+ transfers)	None
Exchange rate markup	From 0.15% (transfers), 1.5% (card FX)	From 0.3%
Sending fees (domestic)	HKD 5–50 depending on currency	None
International sending fees	HKD 85 per transfer	None
Receiving fees	HKD 60	N/A (Not designed for receiving)

Currency & account support

Feature	Statrys	Sokin
Local accounts	✅ (HKD, CNY, USD, EUR, GBP, etc.)	4 (USD, GBP, EUR, CAD)
Holding currencies	11+ supported	75+
SWIFT support	✅	❌
Marketplace integrations	✅ (PayPal, Shopify, Stripe)	❌
ATM access	✅ (1.99% fee)	❌

Business Tools & Expense Features

Feature	Statrys	Sokin
Batch payments	❌	✅ Up to 5,000
Virtual cards	✅ (basic card control via app)	❌
Expense tracking	✅ (limited to card payments)	❌
Physical cards	✅ (1.5% FX + ATM fees)	❌
Accounting integrations	✅ PayPal, Shopify, Stripe	❌
Account manager	✅ (included)	❌
Forward contracts	❌	❌

Read review Visit Statrys

XE Business

Best for enterprise-grade FX and batch payments

Xe

XE Business is ideal for companies focused on high-volume international payments without needing local account details or business debit cards.

While it doesn’t offer the banking-style account functionality of platforms like Wise or Sokin, it excels in FX tools, batch payouts, and custom API integrations, especially for businesses that want to plug into platforms like Sage or Microsoft ERP tools.

Unlike Sokin, it also offers forward contracts for hedging currency risk.

XE is good if…	Use Sokin if…
You want to hedge FX risk with forward contracts You send high-volume payments to 190+ countries You need ERP or accounting integrations like Sage or Dynamics You don’t need local bank details or card access	You prefer flat-fee global transfers with no contract needed You want to hold 75 currencies in a single interface You want a simple, app-based business account You need multi-currency local accounts and card-free access

Here are some of the key features offered by XE that are better than Sokin:

Access to 130+ currencies for outbound payments
Real-time FX data and currency converter API
Batch payments for up to 1,000 recipients
Dedicated account manager + phone support
Regulated in 6+ major regions (US, UK, EU, CA, AU, NZ)
No card access, no inbound payments, no local accounts

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Fees & FX comparison

Feature	XE Business	Sokin
Monthly fee	$0	$0
Exchange rate markup	1%–1.3% (on average)	From 0.3%
Sending fees	Mostly free (some exceptions)	Free
Receiving fees	❌ Not supported	N/A
ATM or card fees	❌ Not supported	N/A

Currency & account support

Feature	XE Business	Sokin
Local accounts	❌ Not supported	✅ 4 local accounts
Holding currencies	❌ (only for exchange and send)	✅ 75+ currencies
Batch payments	✅ Up to 1,000	✅ Up to 5,000
SWIFT support	✅ With tracking	✅

Business Tools & FX Options

Feature	XE Business	Sokin
Forward contracts	✅ Yes	❌
Accounting integrations	✅ Sage, Microsoft Dynamics	❌
Expense tracking	Via accounting API only	❌
Dedicated account manager	✅ Included	❌
Virtual/physical cards	❌ Not available	❌

Read review Visit Xe

IFX Payments

Best for advanced batch payments and currency risk tools

IFX Payments

IFX Payments stands out for its robust batch payment capacity (up to 5,000 recipients) and dedicated FX consultancy, making it a top-tier option for businesses needing precision and support with high-volume cross-border payments.

Through their flagship product, iBanq, IFX provides multi-currency virtual IBANs for receiving and holding 46 currencies, as well as access to forward contracts, a notable edge over Sokin for businesses managing FX risk.

IFX Payments is good if…	Use Sokin if…
You want FX support and forward contracts You send 5,000+ monthly payments and want broker access You prefer virtual IBANs for receiving and sending You want UK-based support with a named account manager	You want flat-fee, card-free global transfers You want a simple mobile experience with 75+ currencies You want local accounts in key currencies You need multi-currency wallets with app-level control

Here are some of the key features offered by IFX Payments that are better than Sokin:

Send and receive in 46+ currencies via virtual IBAN
Batch payments for up to 5,000 recipients in 71 currencies
Dedicated account manager for all clients
FX hedging tools with spot and forward contracts
No local accounts, no card access, and no built-in expense tools

Show moreHide

Fees & FX comparison

Feature	IFX Payments	Sokin
Monthly fee	£0 to £25,000 (based on usage)	$0
Exchange rate markup	From 0.05%	From 0.3%
Sending fees	£0 to £50 (bespoke)	Free
Receiving fees	Free via virtual IBAN	N/A
ATM or card fees	❌ Not supported	❌ Not supported

Currency & account support

Feature	IFX Payments	Sokin
Local accounts	❌	✅ 4 local accounts
Holding currencies	✅ 46 currencies via IBAN	✅ 75+ currencies
Batch payments	✅ Up to 5,000	✅ Up to 5,000
SWIFT support	✅	✅

Business tools & FX risk

Feature	IFX Payments	Sokin
Forward contracts	✅ Yes (via brokerage)	❌
Accounting integrations	❌ (API available)	❌
Expense tracking	❌	❌
Dedicated account manager	✅ Standard	❌
Virtual/physical cards	❌	❌

Read review Visit IFX Payments

We've also looked at what alternatives will suit your business depending on your use cases and business needs.

Lower fees or better FX rates

Sokin charges a monthly fee and does not offer the best FX rates for all corridors. These providers offer better fee structures or exchange rate transparency.

Provider	Why it’s a better fit than Sokin
Wise Business	Mid-market rates with no markup, no monthly fee, fully transparent costs
Revolut Business	Tiered plans allow flexible pricing, better card support without monthly Sokin-style limits
IFX Payments	Fees negotiable based on volume; FX markup as low as 0.05%

Broader global currency coverage

Sokin supports 75+ currencies, which is a lot, but not always optimal for niche currencies or advanced payout routes.

Provider	Why it’s a better fit than Sokin
Payoneer	Accepts payments from 190+ countries, supports 70+ currencies, and has 9 local accounts
XE Business	Supports sending to 130+ currencies across 190+ countries
Airwallex	Offers access to 130+ currencies and 12 local accounts

Larger volume or more flexible batch payments

Sokin supports batch payments up to 5,000, but lacks advanced controls like forward contracts or local accounts.

Provider	Why it’s a better fit than Sokin
IFX Payments	Also supports 5,000 batch payments but adds 46 IBAN currencies + FX contracts
OFX Business	No transfer limits, supports hedging tools, and enterprise-grade account management
XE Business	Batch up to 1,000; better risk management and FX flexibility

Freelancers or small businesses without monthly fees

Sokin requires a monthly fee and doesn’t support sole traders in all markets.

Provider	Why it’s a better fit than Sokin
Wise Business	No monthly fees, better for freelancers and startups
Payoneer	Free to use unless inactive; excellent for marketplace sellers
Statrys	Transparent fee structure; works well for small businesses in Asia

More flexible cards or expense management

Sokin does not offer business cards. If you need card access, choose from:

Provider	Why it’s a better fit than Sokin
Multipass	Offers 15 cards per account; local spending access in Asia
Wise Business	Multi-currency cards with global ATM access and spending controls
Revolut Business	Virtual & physical cards; strong card-level expense and team controls

Regardless of the option you pick, we recommend running a quick search below to make sure your business needs align with the company you use.

If you’re still unsure and want to know more, we’ve created in-depth reviews for each of these companies.

Bancoli Review

Before you choose whether to transfer funds overseas with Bancoli, here’s a quick summary of benefits and drawbacks.

Artiom Pucinskij

Jan 5, 2026

Equals Money

Before going into more details, here’s a quick summary of the benefits and drawbacks of Equals Money.

Artiom Pucinskij

Feb 12, 2026

WorldFirst

Before going into more detail, here’s a quick summary of the benefits and drawbacks of WorldFirst.

Artiom Pucinskij

Nov 26, 2025

IFX Payments Review

Their flagship product, ibanq, provides multi-currency virtual IBAN accounts, enabling businesses to receive, hold, and send funds across borders, giving companies greater control over their global cash flow. Their mass payment functionality simplifies payroll and supplier payments, even across multiple currencies, ensuring businesses can process international payments in bulk without opening local currency accounts.

Artiom Pucinskij

Aug 29, 2025

Wise Business Review

Our key measures when testing Wise Business for international business transfers were the product offering, cost, speed, safety and customer satisfaction. We've covered the key points in the table below and each element in more detail throughout the review.

Keith Hodges

Oct 10, 2024

Moneycorp Business

Historically, Moneycorp is considered one of the biggest money transfer providers in the world. The company has over 45 years of history and launch in the USA in 2018. The company is headquartered in the UK but with offices in USA, Ireland, France, Romania, UAE, Hong Kong, Australia and Brazil.

Keith Hodges

Oct 10, 2024

OFX Business

Our key measures when testing OFX Business for international business transfers were the strength of the product offering, cost of service and transfers, speed, safety and customer satisfaction.

Keith Hodges

Oct 10, 2024

Revolut Business

Like their personal offering, the Revolut Business offering is tiered - giving more access to features, the more you pay.

Keith Hodges

Aug 28, 2024

Xe Business

Xe Business offers strong all-round support for international business transfers. As part of our scoring process we have looked at product offering, cost, speed of transfers, safety and customer satisfaction.

Sokin

Multipass

Multipass offers a strong selection of multi-currency option. A setup fee and higher monthly fees than elsewhere are a little offputting when you consider exchange rates are higher than Airwallex, Wise Buiness and Revolut Business.

Keith Hodges

Aug 4, 2025

Payoneer

Globally Payoneer serves around 190 countries, gives access to local accounts in 9 and supports 70 currencies. Features within the account allow you to take advantage of payments, invoicing and bulk options in each location. Where Payoneer is stronger than the likes of Revolut Business or Wise Business, is that it is built for international companies - as opposed to being an offshoot of a personal offering. This sets them apart from other providers, alongside the likes of Airwallex, by offering a full international business solution.

Keith Hodges

May 28, 2025

Airwallex

When scoring Airwallex as an international business provider we factored in the product offering, speed of sending money, cost, safety measures in place and customer satisfaction.

Keith Hodges

Nov 7, 2025

A bit more about Sokin alternatives

Can I still use Sokin for personal payments?

No, Sokin only offers business accounts. Personal accounts were discontinued. If you want a personal account and a business account, we recommend looking at Wise.

Does Sokin support batch payments or local accounts?

Yes, up to 5,000 batch payments per run and access to 4 local accounts (USD, GBP, EUR, CAD). No cards or forward contracts, though.

What’s better than a flat monthly fee?

Pay-as-you-go models (like Wise or Revolut) can save money if you're not making high-volume transfers every month.

Help & FAQ

Get answers to the most common questions asked when sending money abroad. Covers costs, fees and the best way to compare.

FAQs

Currenxie Alternatives

Currenxie is a solid option for businesses needing a virtual multi-currency account, especially for those based in Hong Kong. But depending on where and how you operate, it might not be the best fit.

May 16, 2025

Wise Business Alternatives

Wise is one of the best-known business accounts for lean, international teams.

Apr 9, 2026

Multipass Alternatives

Multipass is a solid platform for holding and sending money across currencies, especially with its multi-currency IBANs and regulated financial infrastructure.

May 16, 2025

Airwallex alternatives

Airwallex is one of the most powerful platforms for digital-first businesses.

May 16, 2025

Contributors

Author

Artiom Pucinskij

Financial Content Strategist

artiom.pucinskij@intent.uk

With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight. He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.