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We only list companies that are trustworthy and appropriately licensed. Our aim is to give you a comprehensive view of the regulated money transfer marketplace.
|Disclosure
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MoneyTransfers aims to help users find the best money transfer provider for their needs. To support our free service, we may earn a commission from some of the providers listed in our search results. The commission may also impact the ordering of the providers shown. Our reviews are independent from this and are based on our editorial policy, research and testing of dozens of remittance providers on the market.
On this page
Foreign exchange rates at Chase Bank are not the most competitive on the market.
Chase Bank charges $40 - $50 per transfer, with a 2% - 7% exchange rate markup, as well as there is a $15 receiving fee.
If you were to send $1000 to Canada, you would be paying up to $120.00 for your transfer vs using Wise which would cost $10.64.
You can send money internationally with Chase, but it’s better to use your Chase account to deposit money into Wise and make a transfer from there.
Chase for international wire transfers
Here’s a quick overview of Chase and how it compares to an average money transfer provider.
Transfer type
Chase
Money Transfer Companies
Sending fees
$40 - $50
$0 - $20
Receiving fees
$0 - $15
$0
Exchange Markup
2% - 7%
0% - 2%
Transfer Times
3 - 5 business days
Instant - 3 business days
Payment Methods
International wire transfer
Domestic Zelle transfers
ACH transfers
ATM deposits
Money orders
Checks
Debit card
ACH transfer
Credit/debit card
International and domestic wire transfer
Cash pick-up
Compare now to get the best transfer rate
You can send money using your Chase bank account through a money transfer provider to save on fees. Fill in the form to get the most out of your transfer.
RATING BREAKDOWN
Scoring Chase
We’ve looked at and analyzed the exchange rates, transfer costs, support, and online user reviews. Here’s a quick summary of the top highlights and drawbacks.
Pros
Trusted name: Chase is one of the largest and most well-known banks in the United States, and so can be relied upon for safe banking.
Convenience: If you already bank with Chase, setting up a money transfer is a relatively seamless process that you can organize in minutes.
Cons
Expensive transfer fees: You’ll pay much higher transfer fees for an international transfer than you would with a specialist money transfer operator.
Chase Bank exchange rate: Likewise, you’ll find an exchange rate closer to the mid-market rate with a money transfer operator than you will using a bank to send money abroad.
Limited payout options: If you would rather send money to your recipient in the form of cash or mobile money, sending it via your bank isn’t always the easiest way to arrange this.
Whilst we think Chase is a great bank and a viable option to be used as a personal account, it doesn't offer the best options for international money transfers. For lower value transactions the $50 fee is much larger than any money transfer provider - many of these will have fees starting at $0. For larger transactions, the exchange rate offered by most banks (Chase included) does not stack up against a money transfer provider.\n\nFor example, a $10000 money transfer to Germany through XE, will have no fees and an exchange rate of 0.92 - meaning the recipient would receive €9297 in around 1-2 hours, with the average Chase Bank exchange rate of 5% - the recipient would receive €8839 in 3-5 business days.
US banks typically charge high fees and apply margins on the exchange rates. Cumulatively, these charges form the bulk of international transfer costs.
Exchange rates
Chase Bank buys and sells foreign currency at the mid-market exchange rate in the foreign exchange market, which is the exchange rate you’ll find on any given day via Google or our currency converter.
However, like most banks, Chase sells foreign currency to customers with a margin added to the exchange rate.
This means that when sending money abroad, you are unlikely to get the same exchange rate you find online.
Chase Bank states that its foreign exchange rates are determined by their “sole discretion” and that Chase Bank exchange rates “will include a spread and may include commissions or other costs that we, our affiliates or our vendors may charge”.
Upon further research and analysis, we’ve found Chase Bank to apply margins of 2%-7% to the exchange rates depending on the currency.
Can you exchange money for what it’s actually worth?
You can get the right value for your exchange if you use a provider that offers the mid-market rate on exchanges.
Online money transfer providers like Wise, Revolut, and Instarem all make exchanges using the mid-market rate, but there’s a small fee for your transfer.
We’ve taken a look at what other users have to say when it comes to the exchange rates. Here’s how users rated Chase’s exchange rates online.
Average online reviews for Chase Bank vs Wise exchange rates. 0s represent no reviews for the given period.
International transfer fees
Here’s a breakdown of Chase Bank international wire transfer fees.
Wire Transfer Type
Fees
Description
Domestic and International Incoming Wire
$15 per transfer
$0 if sent with a Chase banker, Chase website, or Chase Mobile
A wire transfer is deposited into your Chase account
Domestic Wire
$35 per transfer
A banker helps you send a wire to a bank account within the U.S.
Online Domestic Wire
$25 per transfer
You use chase.com or Chase Mobile to send a wire from your account to a bank account within the U.S.
Consumer USD/FX International Wire
$50 per transfer
A banker helps you send a wire to a bank account outside the U.S. in either U.S. dollars (USD) or foreign currency (FX)
Consumer Online USD International Wire
$40 per transfer
You use chase.com or Chase Mobile to send a wire from your account to a bank account outside the U.S. in U.S. dollars (USD)
Consumer Online FX International Wire
$5 per transfer
$0 if the sending more than $5,000
You use chase.com or Chase Mobile to send a wire from your account to a bank account outside the U.S. in foreign currency (FX)
This may not look like much, but it quickly adds up with large amounts and frequencies.
We’ve compared Chase Bank's international transfer fees against money transfer providers.
Assuming you want to send $1000 to a bank account in the following counties, here’s what you’d pay in fees.
Chase Bank is not very transparent about its transfer limits, especially when compared to similar banks such as Bank of America.
However, this is what it looks like in general.
Transfer Type
Limit
Wire Transfers (Daily)
$250,000 or available balance (business customers may request higher limits)
ACH Transfers (Daily)
$25,000 (Standard), $100,000 (Chase Private Client and Chase Sapphire Banking)
Zelle Transfers (Domestic, within the Chase app)
$500 to $10,000 per day (based on recipient and other factors)
Zelle Business Transfer
$7,500 per day
Private Banking Account Transfers
$5,000 per transaction, $40,000 per calendar month
Money Orders
$1,000
Checks
$2,000 to $100,000 per day, $5,000 to $500,000 over 30 days
The maximum daily limit on wire transfers with Chase is $250,000 or whatever your available balance is, although business customers can request a higher limit than this.
Most ACH transfers are capped at $25,000 per day, however, Chase Private Client and Chase Sapphire Banking limits are $100,000 per day.
If you are transferring money domestically within the US using Zelle within the Chase app, you can send between $500 and $10,000 depending on the recipient and other factors (with business transfers capped at $7,500).
Chase Bank automatically determines the limits and puts them into tiers like so:
Tier 0: $500 per day
Tier 1: $2,000 per day
Tier 2: $5,000 per day
Tier 3: $10,000 per day
Private Banking accounts can send up to $5,000 in a single transaction per day, and up to $40,000 in a calendar month.
The average rating of the online reviews looks like this in terms of Chase Bank’s transfer limits.
Average online reviews for Chase Bank vs Wise transfer limits. 0s represent no reviews for the given period.
Chase Bank has a free app that is available on both Android and iOS. The app provides secure account access from anywhere in the world, allowing you to manage your money, set up payments and transfers, and freeze your card or transactions if you lose your card.
Foreign currency exchange
Chase Bank offers foreign currency exchange services for over 70 currencies to all its customers.
To exchange foreign currencies, you will need to have an active Chase Bank account in good standing.
Fees for foreign currencies depend on multiple factors and are only available through your local branch. This means you will need to contact them directly to get your specific exchange rates.
The platform offers real-time exchange rates, dual approval for security, and detailed payment tracking.
Fees vary by currency and country, with potential additional charges from intermediary banks.
Transfers must meet specific limits based on account settings and can be processed same day if submitted within cutoff times.
Chase Connect Global Transfers also supports scheduled and recurring payments, with funds debited directly from a linked Chase account.
Similar to other parts of this review, we’ve looked at what users had to say about Chase Bank’s product offering. Here’s how the average reviews look compared to Wise (a money transfer provider).
Average online reviews for Chase Bank vs Wise features. 0s represent no reviews for the given period.
Any bank must be easy and convenient to use. We’ve had a look at what users are saying online and put it on the graph below.
Average online reviews for Chase Bank vs Wise ease of use. 0s represent no reviews for the given period.
Customer service
Chase offers multiple support options. Here’s a breakdown of the main options you have:
Phone support: Call Chase customer service at 1-800-935-9935 for general inquiries and account assistance. For specific services like credit card issues, call 1-800-432-3117 for credit cards.
Online chat: Available through the Chase website or mobile app, online chat provides real-time assistance for banking questions and account issues.
Secure messaging: Log in to your Chase account and use the secure messaging feature to send and receive messages regarding your account or other inquiries.
Branch visits: Visit any Chase branch for in-person assistance with account management, loan inquiries, or other banking services.
ATM support: Chase ATMs offer assistance for transaction issues and provide contact information if further help is needed.
Social media: Chase provides support through their official social media channels like Twitter (@ChaseSupport) and Facebook, where you can get responses to general inquiries.
Email support: While Chase does not typically offer direct email support, you can use the secure messaging feature on their website for inquiries.
Dispute resolution: For issues related to disputes or fraud, contact Chase at the specific number provided for disputes, usually found on their website.
Accessibility support: Chase offers specialized assistance for customers with disabilities through their dedicated phone line and services tailored to meet accessibility needs.
Investment services support: For support related to investment accounts, call 1-800-392-5749 or visit a Chase branch that handles investment services.
If you need assistance with your transfer or have any issues, use the following details to contact Chase Bank.
Support Option
Contact Details
Phone Support
1-800-935-9935 (General Inquiries)
Credit Card Support
1-800-432-3117
Online Chat
Available via the Chase website or mobile app
Secure Messaging
Through Chase account login
Branch Visits
Find the nearest branch via the Chase website or app
ATM Support
Contact information available on Chase ATMs
Social Media
Twitter: @ChaseSupport, Facebook: Chase
Email Support
Not directly available; use secure messaging
Dispute Resolution
Specific number for disputes (check Chase website)
Accessibility Support
Dedicated phone line (check Chase website)
Investment Services Support
1-800-392-5749
We’ve also looked at the online reviews for Chase Bank’s security features. Here’s what it looks like when you average out the ratings.
Average online reviews for Chase Bank vs Wise customer support. 0s represent no reviews for the given period.
Being one of the biggest high street banks, Chase has multiple layers of safety and security features. Below is a quick overview of key safety features.
Multi-factor authentication (MFA): Requires multiple forms of verification for accessing accounts online and via mobile.
Encryption: Uses advanced encryption techniques to protect sensitive customer data during transactions.
Biometric authentication: Supports fingerprint and facial recognition for mobile app access.
Card controls: Allows customers to manage their debit and credit cards, including locking and unlocking.
Identity theft protection: Offers services to help detect and resolve identity theft issues.
Online security center: Provides resources and tips for protecting personal and financial information.
EMV chip technology: Issues cards with EMV chip technology for enhanced security during transactions.
Transaction monitoring: Regularly monitors and analyzes transactions for unusual activity and potential fraud.
Mobile banking security: Implements strong security measures for mobile banking, including app-specific protections.
Password protection: Enforces strong password policies and regular updates to enhance security.
Real-time fraud alerts: Sends real-time alerts to customers in case of suspected fraudulent activities.
Secure payment solutions: Provides secure payment solutions such as tokenization and secure payment gateways.
Zero liability protection: Offers zero liability protection on unauthorized transactions on debit and credit cards.
Chase QuickPay® with Zelle® security: Ensures secure transactions through Chase QuickPay® with Zelle®.
Average online reviews for Chase Bank vs Wise safety. 0s represent no reviews for the given period.
Customers particularly like the excellent customer service and easy-to-use app provided by Chase Bank.
Many find the bank’s high-interest savings accounts and efficient dispute processes beneficial.
The ability to chat with a person quickly through the app is also praised, and some users value the bank’s responsiveness to feedback.
Many mention the early release of funds from direct deposits.
On the downside, some users report frustrations with Chase’s small business services and online banking platform, which they find cluttered with advertisements.
There are complaints about long holds on cashier's checks, which are seen as a violation of regulations.
The mortgage process is also criticized for being cumbersome, with some users feeling misled about closing cost offers.
Finally, customers have experienced difficulties accessing statements and navigating the app, leading to considerations of switching banks.
Here's a summary of average user reviews this year.
Jan 24
Feb 24
Mar 24
Apr 24
May 24
Jun 24
Jul 24
International Transfers
0
1
1
0
1
2
1
Fees
1
1
2
1
1
1
1
Exchange Rates
0
0
1
1
1
1
1
Speed
4
1
1
0
0
0
0
Limit
1
1
2
1
1
1
1
Features
3
2
1
2
1
1
1
Ease of Use
0
4
2
0
0
0
3
Safety
0
1
1
1
1
1
1
Customer Support
2
1
1
1
1
1
3
SIGN UP
Opening an account
To open a bank account with Chase Bank, make sure you’ve got the necessary information to hand first. This includes:
Your social security number
Driver’s license or state-issued ID
Contact information (name, address, email, phone number, DOB)
Once you have all the details ready, you can either choose to apply for a new account online or visit a local branch.
Follow these steps to open an account with Chase Bank.
Choose the type of account
Decide whether you want to open a checking account, savings account, or another type of account. Chase offers various options, so choose one that fits your needs.
Gather required documents
Collect the necessary identification documents. Typically, you'll need a valid ID (such as a driver’s license or passport), Social Security number, and proof of address (like a utility bill or lease agreement).
Visit the Chase website or branch
If you prefer to open your account online, go to the Chase website and navigate to the “Accounts” section. If you choose to visit a branch, find the nearest Chase location.
Complete the application
Fill out the online application form or provide the required information to a bank representative if you're at a branch. You'll need to provide personal details, such as your name, address, and contact information.
Fund your account
To activate your new account, you may need to make an initial deposit. Follow the instructions provided to transfer funds from another bank account or provide a check or cash if opening an account in person.
Review and submit
Check all the information you’ve entered for accuracy. Review the terms and conditions, and submit your application either online or to the bank representative.
Verify your identity
Chase may require additional steps to verify your identity. Follow any instructions provided to complete this process, which may involve answering security questions or providing additional documents.
Set up online banking
Once your account is open, set up online and mobile banking to manage your account easily. You’ll receive instructions on how to create a username and password.
Receive your account details
You will get your account number and routing number. For accounts opened in person, you may also receive a checkbook or debit card immediately.
Start using your account
Begin using your new Chase account for transactions, deposits, and withdrawals. Be sure to monitor your account regularly and set up any additional services you need.
SEND MONEY ABROAD
Making international transfers
International transfer requirements & details
Once you have the account ready you can make a transfer. For international transfers you will need to have the following information ready:
Recipient’s Full Name
Recipient’s Address
Recipient’s Bank Name and Address
Recipient’s Bank SWIFT/BIC Code
Amount to be Transferred
Your Citibank Account Details
Transfer Purpose (if applicable)
Chase Bank’s swift code is CHASUS33.
Making wire transfers
Once you have all the details ready, follow these steps to send money abroad.
Login to Citibank online banking
Access your account by visiting the Citibank website and logging in with your username and password.
Navigate to the transfer section
Once logged in, locate and select the 'Transfer' tab from the main menu.
Select 'International transfer'
Choose the option for international transfers, which may be listed under 'Global Transfers' or a similar heading.
Enter recipient details
Fill in the recipient's name, address, and bank account details as requested.
Provide your bank account details
Confirm or input your bank account information from which the funds will be deducted.
Enter transfer amount
Specify the amount of money you wish to transfer and the currency in which it should be sent.
Review exchange rates and fees
Check the exchange rate and any applicable fees before finalizing the transfer.
Verify and confirm the transfer
Review all details carefully. If everything is correct, confirm the transfer by following the on-screen instructions.
Receive confirmation
After submission, you will receive a confirmation receipt or email. Keep this for your records.
Prefer a video? No worries, here's a video on how to make a wire transfer from Chase:
Use Wise to send money from your Chase account
It may be simpler to fund your transfer with your Chase account, but use a transfer provider like Wise to send your money overseas.
Register for a Wise account
Signing up only takes a few minutes. You’ll need to take a photo of your ID so they can verify you. If you have any issues setting up your account, you can contact customer services using the contact information in our Wise review.
Add the details of your transfer
Select ‘Send’, choose ‘Send from your bank’, and enter your recipient’s details. You’ll also need to confirm your Chase account details.
Review the received amount
Wise will show you exactly how much your recipient will get, and how much the transfer will cost. If you’re happy with this, continue.
Send the money
Proceed with the transfer. Your money will be taken from your Chase account and sent to your recipient.
To receive an international wire transfer to your Chase account, you’ll need to provide the following information to the sender.
Your ABA, RTN, or SWIFT code
You’ll need to supply the Wire Routing Transit Number (your ABA or RTN): 021000021.
For international wire transfers, you’ll need to supply your SWIFT code or BIC: CHASUS33.
The bank name and address
Chase Bank’s address for wire transfer is 383 Madison Avenue, New York, US.
Your account number, name, and address
You’ll need to supply your complete Chase account number, the name on your account, and the complete address of your account as it appears on your bank account.
ALTERNATIVES
How Chase compares to money transfer services
Chase Bank is a great bank for daily finance management, but if you want to make transfers abroad, we’d recommend looking for a better alternative.
Transfer services like Wise are around 16% cheaper than Chase, and they’re very easy to use.
If you’re a Chase Bank account holder, you can save money on your international transfers by using these alternatives.
Don’t worry, all of them can be funded from your Chase account.
Use XE to transfer from your Chase account
Xe
Xe Money Transfer provides some of the best FX rates in the industry.
They match the mid-market rate for most currency pairs and you can check the live rates on the homepage.
Their fees are lower than what you get charged at Chase Bank for international transfers.
Xe offers transfers to over 170 countries and in 65 currencies. This is enough flexibility to meet the needs of most international money transfer customers.
The transfer rate was way lower than displayed on the comparison site.
No, I don't recommendSeptember 25th, 2025
Anonymous
Great for large transfers.
Yes, I recommendOctober 4th, 2024
Anonymous
Fast, great rates, easy to use. Good for large transfers.
Yes, I recommendSeptember 26th, 2024
Paul Ansems
XE money transfer scam -stay away-WARNING Don't use this company! After several successful transfers. This time, I sent the money and they received it. After 7 days with no reason that they would cancel it. I sent their compliance team everything they asked. I found my privacy threatened but sent them anyway. I asked for a supervisor or manager but was denied. They obviously hang onto your money as long as possible and after making money from it like interest. If the exchange rate amount is too high and drops after holding it then they cancel it. WARNING Don't use this company!
No, I don't recommendJune 10th, 2024
Showing 4 out of 4 reviewsShowing 4 out of 4 reviews
Use Wise to transfer from your Chase account
Wise
Wise is a FCA-regulated company that has an excellent reputation. Transparency and low fees are the pillars on which they built the brand.
They offer no markup on international transfers (compared to 2% - 7% added by Chase) and they charge around 0.35% fee on every transfer (vs $50 by Chase).
Once trying to open sire, was automatically blocked for no reason
No, I don't recommendOctober 5th, 2025
Alan
Unable to transfer money from Philippines to any other country. Philippines Wise does not work
No, I don't recommendOctober 1st, 2025
Anonymous
Retiro de dinero en transferencia
Yes, I recommendSeptember 6th, 2025
Uwe
great rates and service - unfortunately for some countries not yet available
Yes, I recommendAugust 25th, 2025
Martin Premprakash Anantharaman
On the first transfer to a hospital in NY they were already screaming that this was a sure scam and the same on my next transfer to a fried in Nigeria. They then summarily closed my account TERMINATING THE RUNNING TRANSFER TO NIGERIA, claiming that, hold on, I was being scammed🤦♂️ Sure, I could have appealed but immediately found that I would have had to provide so much intrusive detail that I desisted.
No, I don't recommendJuly 22nd, 2025
Martin Premprakash Anantharaman
Setting up is a bit unwieldy if you want to make a one-off transfer, as you have to create an account with complete identification - but it works and the process as well as charges are great.
Yes, I recommendJuly 18th, 2025
Anonymous
My brother wants to send me money from India to Nigeria but he's finding it difficult how can he do it
No, I don't recommendApril 17th, 2025
Mohammed
WARNING : Wise was Great until main office decided to ruin WISE By letting the TW India office control handling Random verifications and do what ever they want by insane replies and no replies etc.
If you want to waste your time and enjoy a journey into Black Hole of Insane then go ahead and try WISE !
No, I don't recommendFebruary 14th, 2025
Anonymous
Can't receive money from php to idr so far
I'm not sureJanuary 24th, 2025
sudheir
They don't allow transfer to Brokerage firms from India
No, I don't recommendJanuary 13th, 2025
Anonymous
Good app to transfer money
Yes, I recommendJanuary 13th, 2025
Anonymous
I didn't find Cuba on your list.
No, I don't recommendDecember 29th, 2024
Anonymous
cuba not work
No, I don't recommendDecember 22nd, 2024
Nina
I made a transfer to a Canadian company 1.5 months ago, and the funds have not yet been received. After multiple emails, Wise insists that the money was paid out. However, I have received an official statement from the recipient’s bank confirming that the money has not been received. Wise's complaints department sent me a final letter stating that, according to their records, the funds were paid out.
Additionally, Wise states the following in their Customer Agreement regarding their responsibility for losses:
Quote from Wise's Terms:
"Our Customer Agreement also explains our responsibility for losses in Section 29:
29.1 Unforeseeable loss or damage. We are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during your sign-up process.
29.9 We are not liable for things which are outside of our control. We (and our affiliates) cannot be liable for our inability to deliver or delay because of things which are outside our control."
Despite these terms, Wise has not been able to resolve this issue, and the money has still not been delivered as promised.
I find it irresponsible that Wise does not conduct any investigations into the matter. The Canadian bank associated with Wise is unable to provide any information, as everything goes through Wise. Wise must be capable of tracking the funds and providing precise details about where exactly the money is, who received it, and to which bank account it was deposited.
I would advise everyone to be cautious when transferring large sums of money with Wise. They are not capable of executing a secure money transfer!
No, I don't recommendDecember 8th, 2024
Shengjie Yin
good and perfect
Yes, I recommendDecember 2nd, 2024
Tristan
Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business
I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services.
My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba.
Despite explaining multiple times that:
No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose),
My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control,
Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification.
The Consequences:
Wise left my business in chaos, disrupting essential transactions and client arrangements.
Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering.
The Bottom Line:
Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences.
Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business
No, I don't recommendNovember 14th, 2024
Anonymous
I have been a customer for a few years. Yes I love the instant deposits as I make around $1K. However as many non US entities Wise uses a bank out of New York. Therefore the TRANSFER and DEPOSIT from an account transfer can take 4 to 6 days. What this means is that you will not able to make another ACH transfer during this time. This is frustrating if you have to make a follow up transfer in a few days. All in all don't plan to make more than 4 transfer in a month because it may not fo through, Not sure if other transfer companies operate the same way but I am about to find out as I will try Revolute. Bottom linw will require you to use ANOTHER payment method like credit card or some other method. Understand this: YOU MAY HAVE THE MONEY IN YOUR ACCOUNT but they WILL NOT TRY TO VERIFY IT WITHIN THE THE PERIOD IT WILL TAKE THEM TO DEPOSIT IT IN YOUR ACCOUNT. To add insult to injury I called in and the agent siad that they can see that they got paid but the computer takes time to update/reconcille I guess! It is a slow system!
I'm not sureNovember 7th, 2024
Anonymous
There is a lot of advice on RECEIVING INHERITANCE in the UK from overseas but nothing on the rules for SENDING money gifts to grandchildren living OVERSEAS and the rules on Inheritance Tax in that case.
I'm not sureOctober 29th, 2024
Anonymous
The service is decent, nothing more. I have had security issues that are not quickly resolved. Call center personnel are average. The app is not, in general, user friendly. You should definitely do research on a variety of service providers before making a choice. Do not take the reviews at face value. I chose Wise based on positive reviews but now regret not doing more research on other companies.
I'm not sureOctober 20th, 2024
Anonymous
So far so good
I'm not sureOctober 14th, 2024
Daniel
I checked to see if Wise even sends money to Colombia. Colombia is not even in their list of countries. Why is it even advertising for Colombia?
I'm not sureOctober 10th, 2024
Bill Sanders
I have used Wise for several years. They once rejected a large transfer because it was to a coal company. Apparently, they are a woke company! But they refused to tell me why. More recently, they required verification of my identity using a smart phone. I am 69 and never owned a cell phone because I don't need one. But they forced me to buy one, which I did last week. Getting the phone updates ate up all my data, so i got 1 GB more. I took 12 different pics of my passport and another 12 of my face for them. They rejected them - and are holding up my transfer. Now my phone ate up that gig of data and I must buy another gig (thru Tracfone) just to use the phone. What a hassle. This is not a photo studio! They know who i am already.
Note: This comment has been edited by the MoneyTransfers.com team to align with our content guidelines.
No, I don't recommendOctober 3rd, 2024
Ziggy Meilus
It used to be always instant, now it may come right away or it can take 5 even 7 days to get the money.
I'm not sureAugust 30th, 2024
Anonymous
i've heard of people having issues with accounts being locked/restricted, but i think that was mostly for business accounts, maybe they were locked for good reason. for me, i've had no issue with my account though i've only used it for small transfers and not very often, over the past 5+ years
Yes, I recommendJuly 26th, 2024
Showing 10 out of 25 reviewsShowing 25 out of 25 reviews
Other Alternatives
Alternatively, consider using one of these neobanks for international transfers.
Overall, Chase Bank is a secure and reliable financial institution for managing your money.
As one of the largest banks in the US, you can be sure you’re dealing with a trusted provider who will safely help you transfer your money wherever you need it to go.
However, for sending money internationally, you will almost definitely find a better deal with a specialist money transfer provider.
Use our comparison form below to get the best transfer rates for your needs.
Find the best rates for your transfer
FAQS
A bit more about Chase
Can I open a Chase Bank account in any country?
Yes, Chase Bank enables online applications so if you are a US citizen living abroad, you should be able to open a new bank account with Chase provided you have the relevant details (listed in the next section).
Can I use Chase UK for international transfers?
At the time of writing, you can't use your Chase UK bank to send or receive money internationally. Please check this official Chase UK page in case anything changes in the future.
Help & FAQ
Get answers to the most common questions asked when sending money abroad. Covers costs, fees and the best way to compare.
With 6+ years of hands-on experience in international money transfer services, Artiom has tested and analyzed dozens of companies, services, and apps firsthand. From sending money between the UK, EU, US, JP, and ID, to helping friends and family transfer large amounts abroad, he combines deep personal experience with industry insight.
He has worked on content and product at MoneyTransfers.com since 2019, with a focus on FX rates, transfer apps & companies, and comparison tools. His work has been featured in Forbes, Yahoo Finance, Decrypt, PoundSterling, and more.
Mehdi is an accomplished writer and editor, specializing in personal finance with over five years of experience. His expertise is reflected in his work for prominent brands such as MoneySuperMarket, Equifax, and The AA. Additionally, Mehdi contributes as an author at USA Today, further showcasing his proficiency in the field.
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