Get the best deals on transfers from Samoa to New Zealand. Find the cheapest, fastest, and best rated providers with the most competitive WST to NZD exchange rates.
Read on for analysis and insights on the best ways to send money to New Zealand from Samoa.
Transferring the other way? Send NZD from New Zealand to Samoa instead.
While you can’t send WST to NZD with Wise, you can transfer USD to USD.
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Please share your experience with Wise
Would you recommend Wise?
Russell Pinkes
I can’t send money to Belize
Katsiaryna
Once trying to open sire, was automatically blocked for no reason
Alan
Unable to transfer money from Philippines to any other country. Philippines Wise does not work
Anonymous
Retiro de dinero en transferencia
Uwe
great rates and service - unfortunately for some countries not yet available
Martin Premprakash Anantharaman
On the first transfer to a hospital in NY they were already screaming that this was a sure scam and the same on my next transfer to a fried in Nigeria. They then summarily closed my account TERMINATING THE RUNNING TRANSFER TO NIGERIA, claiming that, hold on, I was being scammed🤦♂️ Sure, I could have appealed but immediately found that I would have had to provide so much intrusive detail that I desisted.
Martin Premprakash Anantharaman
Setting up is a bit unwieldy if you want to make a one-off transfer, as you have to create an account with complete identification - but it works and the process as well as charges are great.
Anonymous
My brother wants to send me money from India to Nigeria but he's finding it difficult how can he do it
Mohammed
WARNING : Wise was Great until main office decided to ruin WISE By letting the TW India office control handling Random verifications and do what ever they want by insane replies and no replies etc. If you want to waste your time and enjoy a journey into Black Hole of Insane then go ahead and try WISE !
Anonymous
Can't receive money from php to idr so far
sudheir
They don't allow transfer to Brokerage firms from India
Anonymous
Good app to transfer money
Anonymous
I didn't find Cuba on your list.
Anonymous
cuba not work
Nina
I made a transfer to a Canadian company 1.5 months ago, and the funds have not yet been received. After multiple emails, Wise insists that the money was paid out. However, I have received an official statement from the recipient’s bank confirming that the money has not been received. Wise's complaints department sent me a final letter stating that, according to their records, the funds were paid out. Additionally, Wise states the following in their Customer Agreement regarding their responsibility for losses: Quote from Wise's Terms: "Our Customer Agreement also explains our responsibility for losses in Section 29: 29.1 Unforeseeable loss or damage. We are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during your sign-up process. 29.9 We are not liable for things which are outside of our control. We (and our affiliates) cannot be liable for our inability to deliver or delay because of things which are outside our control." Despite these terms, Wise has not been able to resolve this issue, and the money has still not been delivered as promised. I find it irresponsible that Wise does not conduct any investigations into the matter. The Canadian bank associated with Wise is unable to provide any information, as everything goes through Wise. Wise must be capable of tracking the funds and providing precise details about where exactly the money is, who received it, and to which bank account it was deposited. I would advise everyone to be cautious when transferring large sums of money with Wise. They are not capable of executing a secure money transfer!
Shengjie Yin
good and perfect
Tristan
Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business
Anonymous
I have been a customer for a few years. Yes I love the instant deposits as I make around $1K. However as many non US entities Wise uses a bank out of New York. Therefore the TRANSFER and DEPOSIT from an account transfer can take 4 to 6 days. What this means is that you will not able to make another ACH transfer during this time. This is frustrating if you have to make a follow up transfer in a few days. All in all don't plan to make more than 4 transfer in a month because it may not fo through, Not sure if other transfer companies operate the same way but I am about to find out as I will try Revolute. Bottom linw will require you to use ANOTHER payment method like credit card or some other method. Understand this: YOU MAY HAVE THE MONEY IN YOUR ACCOUNT but they WILL NOT TRY TO VERIFY IT WITHIN THE THE PERIOD IT WILL TAKE THEM TO DEPOSIT IT IN YOUR ACCOUNT. To add insult to injury I called in and the agent siad that they can see that they got paid but the computer takes time to update/reconcille I guess! It is a slow system!
Anonymous
There is a lot of advice on RECEIVING INHERITANCE in the UK from overseas but nothing on the rules for SENDING money gifts to grandchildren living OVERSEAS and the rules on Inheritance Tax in that case.
Anonymous
The service is decent, nothing more. I have had security issues that are not quickly resolved. Call center personnel are average. The app is not, in general, user friendly. You should definitely do research on a variety of service providers before making a choice. Do not take the reviews at face value. I chose Wise based on positive reviews but now regret not doing more research on other companies.
Anonymous
So far so good
Daniel
I checked to see if Wise even sends money to Colombia. Colombia is not even in their list of countries. Why is it even advertising for Colombia?
Bill Sanders
I have used Wise for several years. They once rejected a large transfer because it was to a coal company. Apparently, they are a woke company! But they refused to tell me why. More recently, they required verification of my identity using a smart phone. I am 69 and never owned a cell phone because I don't need one. But they forced me to buy one, which I did last week. Getting the phone updates ate up all my data, so i got 1 GB more. I took 12 different pics of my passport and another 12 of my face for them. They rejected them - and are holding up my transfer. Now my phone ate up that gig of data and I must buy another gig (thru Tracfone) just to use the phone. What a hassle. This is not a photo studio! They know who i am already. Note: This comment has been edited by the MoneyTransfers.com team to align with our content guidelines.
Ziggy Meilus
It used to be always instant, now it may come right away or it can take 5 even 7 days to get the money.
Anonymous
i've heard of people having issues with accounts being locked/restricted, but i think that was mostly for business accounts, maybe they were locked for good reason. for me, i've had no issue with my account though i've only used it for small transfers and not very often, over the past 5+ years
Sending money from Samoa to New Zealand doesn’t have a huge amount of options. Because of this, we suggest sending money via:
An agent like Western Union, MoneyGram, or Ria Money Transfer
Wise (USD/USD or EUR/EUR transfers)
Agents are physical stores where you hand in WST as cash and the receiver picks it up from the store in New Zealand.
We suggest using Western Union agent as it's reputable, fast, and is partnered with multiple banks in Samoa.
The fees and rates will vary from day to day and based on your transfer amount, but it's still much cheaper than using your bank directly.
To get started, find the closest WU agent using the store locator, fill in the forms at the counter, pay for your transfer and let the recipient know.
Most transfers will be available for collection the same day, but sometimes can take up to a few days.
Money transfers to New Zealand should be easy. Use our live comparison tool to make sure you aren't missing the best rates to send money from Samoa to New Zealand.
Select the provider that offers you the best value on your Tala & service for your needs.
Follow the steps & start your transfer. Your funds will soon be on their way to New Zealand.
Don't settle for the first option. Always from Samoa to New Zealand to find out about fees, speed, and reliability.
Your analysis should include all the providers that operate between Samoa and New Zealand. Through this, you get a comprehensive view of all the options you have in Samoa when you need to send money to New Zealand.
The exchange rate determines how many WST the recipient will get in New Zealand when you send money from Samoa.
Today, the average exchange rate between Tala and New Zealand Dollar is 0.6413.
The WST-NZD rate fluctuates constantly, so timing your transfer can help you save a lot of money on fees.
Sometimes, waiting a day or two can help you get more NZD for the same amount of Talas.
Making sure your funds are safe when transferring from Samoa to New Zealand is really important.
Always choose providers and banks that are regulated by financial authorities.
If you don’t know what the key regulatory bodies for money transfers are between from Samoa to New Zealand, please refer to our directory of financial regulators worldwide.
Some services have limits on how much you can transfer, both minimum and maximum thresholds.
Different services might offer better rates or lower fees for different transfer amounts.
There are different ways to receive money in New Zealand. You can do a direct bank deposit, cash pickup, or use a mobile wallet.
If you need cash right away, check if cash pickup is an option for transfers between Samoa and New Zealand.
Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are very popular in 2026, but they come with several geographical limitations and high transfer costs.
When you're sending or receiving money between Samoa and New Zealand, you have to be ready to show some ID.
The exact documents you need might vary. Usually, you will have to show a government ID like a passport or driver's license.
If you're making a big transaction between Samoa and New Zealand, you may be asked for a proof of address or may want to know where your money comes from.
There might be tax implications to consider when sending money from Samoa to New Zealand.
Some WST-NZD transfers may need to be reported to tax authorities, especially for larger amounts.
When in doubt, please contact a tax professional in Samoa or New Zealand.
Without any money transfer providers serving the Samoa to New Zealand route, the cheapest money transfer options are limited.
We would recommend using:
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When calculating the costs of money transfers between Samoa and New Zealand, here's what really matters:
The Mid-Market Rate: Today, the WST-NZD mid-market rate equals to 0.6413. Keep in mind that this rate fluctuates all the time.
The WST-NZD average exchange rate of the past week has been 0.6332, with a highest of 0.6383 and a lowest of 0.6268.
Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your WST to NZD transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.
Sending money at the right time between WST and NZD can make a huge difference to overall cost. The exchange rate impacts how much NZD you get for your WST.
Mid-market rate:1 WST = 0.641294 NZD
Bank transfers are the most common way of sending WST to New Zealand as they are secure, reliable, and convenient.
If you want to send Talas to New Zealand via bank transfer, you can use your bank where no provider is available, but it will likely be at a bad exchange rate.
Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.
If you want to send Talas to New Zealand with a credit card.
Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.
If you’d like to send money from Samoa to New Zealand via payment app, follow these steps:
Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from Samoa to New Zealand.
Enter your details. Enter any of the details required. You may need a valid form of ID.
Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to New Zealand in New Zealand Dollar at this stage.
Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from Samoa to New Zealand after it’s been sent.
Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the WST to NZD exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.
The current mid-market rate of WST to NZD is 0.6413
We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and Samoa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Samoa to New Zealand.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send WST to NZD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
The amount of NZD you can receive from Samoa will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.
You should also check if there are any government regulations around how many NZD can be received in New Zealand before making your transfer.
Each country will have its own set of tax laws and rules for receiving money from abroad. New Zealand Dollars or Talas sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of New Zealand Dollars from abroad, you should check how much you can receive in New Zealand without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.
No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Samoa, New Zealand, and many other countries.
Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Talas to New Zealand.
Our data shows that the cheapest way to send money online between Samoa and New Zealand is .
Over the past week, the most common transfer fee applied by for WST to NZD transactions has been WS$. This is % less than the second-best option available.
The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the WST and NZD transaction volumes.
According to our data, the fastest way to send money online between Samoa and New Zealand is .
Exchange rates fluctuate frequently. To get the best rate for converting WST to NZD, compare the rates offered by different providers against the mid-market rate. Right now, the WST to NZD is 0.6413.
Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Samoa to New Zealand before proceeding.
Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.
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