Compare the best ways to send money to Iran
The United States introduced economic sanctions against Iran following the 1979 Iranian Revolution. Since then, sending money to the country without significant restrictions has become difficult.
In fact, sending money to Iran for commercial purposes isn’t just challenging; it’s illegal.
Still, the USA allows residents to send money to Iran for non-commercial purposes, including travel expenses. The Department of the Treasury spells out the details of the sanctions and its exemptions.
This means you can send money to friends or loved ones in Iran provided you go through a third-party provider or institution and prove that the funds are for non-commercial purposes.
Due to concerns about funding terrorism, many Iranian banks are off-limits for payments sent from the USA. You may face certain transfer limits even when sending to an authorized bank.
Before you attempt to send funds to Iran, it is a good idea to contact the Office of Foreign Assets Control to confirm that you can legally make the transfer.
| 0 of 0 providers Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze USD/IRR exchange rates from our comparisons. | |||
| Based on 7,000 USD transfer Best companies for USD/IRR transfersAll money transfer offers for USD/IRR transfers, sorted by most IRR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
Refine your searchWe didn't find any providers able to transfer your requested amount from to . For better results, you may wish to adjust your search:
To do this, simply change your search above and press 'Update'. |
Transfer details
Transfer details
Send money from United States to Iran
While you can’t send USD to IRR with Wise, you can transfer USD to USD.
"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Please share your experience with Wise
Would you recommend Wise?
Russell Pinkes
I can’t send money to Belize
Katsiaryna
Once trying to open sire, was automatically blocked for no reason
Alan
Unable to transfer money from Philippines to any other country. Philippines Wise does not work
Anonymous
Retiro de dinero en transferencia
Uwe
great rates and service - unfortunately for some countries not yet available
Martin Premprakash Anantharaman
On the first transfer to a hospital in NY they were already screaming that this was a sure scam and the same on my next transfer to a fried in Nigeria. They then summarily closed my account TERMINATING THE RUNNING TRANSFER TO NIGERIA, claiming that, hold on, I was being scammed🤦♂️ Sure, I could have appealed but immediately found that I would have had to provide so much intrusive detail that I desisted.
Martin Premprakash Anantharaman
Setting up is a bit unwieldy if you want to make a one-off transfer, as you have to create an account with complete identification - but it works and the process as well as charges are great.
Anonymous
My brother wants to send me money from India to Nigeria but he's finding it difficult how can he do it
Mohammed
WARNING : Wise was Great until main office decided to ruin WISE By letting the TW India office control handling Random verifications and do what ever they want by insane replies and no replies etc. If you want to waste your time and enjoy a journey into Black Hole of Insane then go ahead and try WISE !
Anonymous
Can't receive money from php to idr so far
sudheir
They don't allow transfer to Brokerage firms from India
Anonymous
Good app to transfer money
Anonymous
I didn't find Cuba on your list.
Anonymous
cuba not work
Nina
I made a transfer to a Canadian company 1.5 months ago, and the funds have not yet been received. After multiple emails, Wise insists that the money was paid out. However, I have received an official statement from the recipient’s bank confirming that the money has not been received. Wise's complaints department sent me a final letter stating that, according to their records, the funds were paid out. Additionally, Wise states the following in their Customer Agreement regarding their responsibility for losses: Quote from Wise's Terms: "Our Customer Agreement also explains our responsibility for losses in Section 29: 29.1 Unforeseeable loss or damage. We are not responsible for any loss or damage that is not foreseeable. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen, for example, if you discussed it with us during your sign-up process. 29.9 We are not liable for things which are outside of our control. We (and our affiliates) cannot be liable for our inability to deliver or delay because of things which are outside our control." Despite these terms, Wise has not been able to resolve this issue, and the money has still not been delivered as promised. I find it irresponsible that Wise does not conduct any investigations into the matter. The Canadian bank associated with Wise is unable to provide any information, as everything goes through Wise. Wise must be capable of tracking the funds and providing precise details about where exactly the money is, who received it, and to which bank account it was deposited. I would advise everyone to be cautious when transferring large sums of money with Wise. They are not capable of executing a secure money transfer!
Shengjie Yin
good and perfect
Tristan
Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business I am sharing my experience with Wise to warn fellow business owners about the serious risks and unacceptable practices you may encounter if you choose to use their services. My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America. Things took a turn for the worse when Wise froze my account and accused my business of violating their Acceptable Use Policy, citing my once-a-year humanitarian trip to Cuba. Despite explaining multiple times that: No Cuba-related transactions were ever processed through Wise (I use a separate European bank for this purpose), My tours comply with the “Support for Cuban People” category authorized by OFAC, designed to help Cuban citizens outside state control, Wise completely ignored the facts. Their customer support team responded with automated messages, refused to engage in any meaningful dialogue, and even lied, claiming they didn't monitor my emails—despite clear evidence to the contrary. After days of chasing them and providing thorough documentation, they chose to close my account without justification. The Consequences: Wise left my business in chaos, disrupting essential transactions and client arrangements. Their rigid policies align with sanctions widely condemned by the global community, and in doing so, they indirectly support humanitarian suffering. The Bottom Line: Wise is unreliable, unresponsive, and unethical. If your business has any complexity or humanitarian focus, beware: Wise will shut you down without notice or explanation, and customer support will abandon you. Their actions have serious real-world consequences. Avoid Wise if you value your business stability or require ethical and accountable financial services. There are far better alternatives out there that won’t put your livelihood at risk Beware: Wise's Unethical Policies and Unresponsive Support Cost My Business
Anonymous
I have been a customer for a few years. Yes I love the instant deposits as I make around $1K. However as many non US entities Wise uses a bank out of New York. Therefore the TRANSFER and DEPOSIT from an account transfer can take 4 to 6 days. What this means is that you will not able to make another ACH transfer during this time. This is frustrating if you have to make a follow up transfer in a few days. All in all don't plan to make more than 4 transfer in a month because it may not fo through, Not sure if other transfer companies operate the same way but I am about to find out as I will try Revolute. Bottom linw will require you to use ANOTHER payment method like credit card or some other method. Understand this: YOU MAY HAVE THE MONEY IN YOUR ACCOUNT but they WILL NOT TRY TO VERIFY IT WITHIN THE THE PERIOD IT WILL TAKE THEM TO DEPOSIT IT IN YOUR ACCOUNT. To add insult to injury I called in and the agent siad that they can see that they got paid but the computer takes time to update/reconcille I guess! It is a slow system!
Anonymous
There is a lot of advice on RECEIVING INHERITANCE in the UK from overseas but nothing on the rules for SENDING money gifts to grandchildren living OVERSEAS and the rules on Inheritance Tax in that case.
Anonymous
The service is decent, nothing more. I have had security issues that are not quickly resolved. Call center personnel are average. The app is not, in general, user friendly. You should definitely do research on a variety of service providers before making a choice. Do not take the reviews at face value. I chose Wise based on positive reviews but now regret not doing more research on other companies.
Anonymous
So far so good
Daniel
I checked to see if Wise even sends money to Colombia. Colombia is not even in their list of countries. Why is it even advertising for Colombia?
Bill Sanders
I have used Wise for several years. They once rejected a large transfer because it was to a coal company. Apparently, they are a woke company! But they refused to tell me why. More recently, they required verification of my identity using a smart phone. I am 69 and never owned a cell phone because I don't need one. But they forced me to buy one, which I did last week. Getting the phone updates ate up all my data, so i got 1 GB more. I took 12 different pics of my passport and another 12 of my face for them. They rejected them - and are holding up my transfer. Now my phone ate up that gig of data and I must buy another gig (thru Tracfone) just to use the phone. What a hassle. This is not a photo studio! They know who i am already. Note: This comment has been edited by the MoneyTransfers.com team to align with our content guidelines.
Ziggy Meilus
It used to be always instant, now it may come right away or it can take 5 even 7 days to get the money.
Anonymous
i've heard of people having issues with accounts being locked/restricted, but i think that was mostly for business accounts, maybe they were locked for good reason. for me, i've had no issue with my account though i've only used it for small transfers and not very often, over the past 5+ years
Ways to send money from United States to Iran
Sending money from United States to Iran doesn’t have a huge amount of options. Because of this, we suggest the following options:
A multi-currency account or a travel money card - especially useful if you're traveling. Wise is a good option if you have access to it.
Sending cash with an agent like Western Union, MoneyGram, or Ria Money Transfer
Sending cash with someone you trust or exchanging it in-person. But make sure you know the person and trust them!
Cryptocurrencies like USDT or USDC are becoming more and more popular for international money transfers
Sending money to Iran: key insights and tips
Compare all the options
Compare all the options
Don't settle for the first option. Always compare ways to send money to Iran to find out about fees, speed, and reliability.
Your analysis should include all the providers that operate in Iran. Through this, you get a comprehensive view of all the options you have when transferring IRR.
Think about the Iranian Rial exchange rate
Think about the Iranian Rial exchange rate
The exchange rate determines how much IRR the recipient will get when you transfer money.
For example, today, the average exchange rate between the US Dollar and Iranian Rial is 1,374,999.9998.
The IRR rate constantly fluctuates depending on the destination currency and the market conditions, so timing your transfer can help you save a lot of money.
Sometimes, waiting a day or two can help you get more IRR.
Consider transfer limits
Consider transfer limits
Due to the current situation in Iran, limits are lowered for transfers.
Small non-commercial amounts may be exempt from current sanctions, though you may still need to find a participating bank or money transfer provider compatible with Iran.
Once you cross the $1,000 threshold, your transfers may come under additional scrutiny.
The higher you go, however, the more limits you may face, and the harder it will be to navigate current sanctions legally.
Once you hit five digits, you’ll need to seek additional guidance from the government to ensure that your transfers are authorized and legally permitted.
Even if you find an approved money transfer provider, you could face transfer limits that make sending large amounts of money to Iran challenging.
It’s unlikely that the United States government will permit transfers of over $100,000 under current sanctions.
Consider the speed
Consider the speed
Once again, sanctions may require you to focus on the legal feasibility rather than the speed of the transfer.
When possible, cash pickups can be an option. You’ll still need to select a bank or agent with no links to terrorism or illegal activities.
However, even if you send a small amount to approved banks and have a legitimate reason, be prepared to wait.
Any transfers to Iran will be going through multiple checks to ensure the safety of everyone involved.
Ways you can send money to Iran
Ways you can send money to Iran
Money transfers to Iran are highly regulated, thanks to sanctions put in place by the United States Treasury.
Most American banks won’t conduct wire transfers to Iran. Furthermore, Iranian banks aren’t members of the SWIFT network ordinarily used to complete international wire transfers.
The Office of Foreign Assets Control may be able to help you locate a third-party banking institution that facilitates these transfers. Just be prepared to verify the reason for your transfer, and remember that you may face limits on the amount you send.
Money orders are also out for the same reason. Even if you could find a compatible provider, you would likely face high fees and the risk of scams.
Most major money transfer companies don't support Iran, however, you can use IraniCard or Moneyro, to make a transfer.
Cryptocurrency isn’t regulated like other financial assets, so you can transfer money in USDT, depositing it into the recipient’s digital wallet. However, the receiver will still need to convert and withdraw money.
How to receive money in Iran
How to receive money in Iran
Despite sanctions, Iranian recipients can still generally receive money in traditional ways.
Cash pickup: A cash pickup allows users to send money to a local agent, and recipients can receive cash within minutes
Bank deposit: Recipients can also receive cash through a bank deposit; however, concern around the threats in the country limits the number of banks you can make transfers to, so ensure to check with the receiving bank.
Cryptocurrency exchange: You can receive money into an exchange, and then withdraw to the bank. Similarly, sanctions limit the exchanges you can use, so please check in advance.
To receive money Iranian recipients will need a valid bank, precisely one approved by American authorities, which screens banks for evidence of participation in criminal or terrorist activities.
Have your details ready
Have your details ready
When you're sending or receiving money in Iran, you have to be ready to share some documents.
The exact documents you need might vary by the company you use. Usually, you will have to:
Show a government ID like an Iranian passport or driver's license.
Give your contact details such as phone number and email address.
Have a legitimate reason for your transfer.
Be ready to answer multiple questions about your transfer.
You will also need to provide information about the recipient and explain your relationship with them.
Don't forget about taxes
Don't forget about taxes
Since commercial transfers are illegal due to sanctions, senders won’t have to worry about other situations that usually generate a tax liability.
Furthermore, sanctions may prevent you from sending large amounts, which means you won’t easily exceed the gift allowance if sending from the US.
When in doubt, please contact a tax professional in your country or in Iran.
Choose the right payment method
Choose the right payment method
Due to security protocols in Iran, your transfer will likely face additional scrutiny that can slow the process significantly.
That doesn’t even include the preparation time needed to select an authorized Iranian bank or pursue legal counsel before initiating the transfer.
If you’re unsure of the best way to transfer money to Iran, you should start by contacting the Office of Foreign Assets Control.
When possible, in-person transfers can be an option, such as sending cash. You’ll still need to select a bank or agent with no links to any illegal activities.
Getting best exchange rate for sending US Dollar to Iranian Rial
Timing is essential when tracking the mid-market rate between USD and IRR. The end exchange rate you secure impacts how much IRR you get for your USD.
Mid-market rate:1 USD = 1,374,999.999755 IRR
How we analyze the market
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Iran and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Iran.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Related transfer routes
Useful links for Iranians abroad
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Transfer features
Show companies that support specific transfer features.
Support & feedback
Only show providers with user feedback and reviews.
Hide companies from the list
Hide selected providers from the USD/IRR comparison.
No providers are available to hide.
Please share your experience with …