How to send money to the US from Iraq with the best IQD-USD rate

Get the best deals when you transfer from Iraq to United States. Find the cheapest, fastest, and most reliable providers with the best IQD to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to United States from Iraq.

Transferring the other way? Send USD from United States to Iraq instead.

Best companies for IQD/USD transfers

2 of 2 providers

Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze IQD/USD exchange rates from our comparisons.

Based on 330,000 IQD transfer

Best companies for IQD/USD transfers

All money transfer offers for IQD/USD transfers, sorted by most USD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
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Showing top Iraq to United States deals for 330,000 IQD. Do a live search with your exact amount for today's best rates.
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Bank transfer
Fee IQD 13,200.00 1 IQD = 0.0007 USD +6.00% vs mid-market Recipient gets $227.22 Minutes - 3 days
Send money now
0 reviews
CheapestUsing Bank transfer with MoneyGram Agent is the cheapest way to send money to United States from Iraq.FastestMoneyGram Agent with Bank transfer deposit is the fastest way to send IQD to United States.
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
IQD 330,000.00IQD 13,200.00$227.22
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Credit card
Fee IQD 13,200.00 1 IQD = 0.0007 USD +6.00% vs mid-market Recipient gets $227.22 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
IQD 330,000.00IQD 13,200.00$227.22
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Debit card
Fee IQD 13,200.00 1 IQD = 0.0007 USD +6.00% vs mid-market Recipient gets $227.22 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
IQD 330,000.00IQD 13,200.00$227.22
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Bank transfer
Fee IQD 9,900.00 1 IQD = 0.0007 USD +7.00% vs mid-market Recipient gets $227.14 Minutes - 5 days
Send money now
0 reviews
RecommendedBased on our editorial reviews, Western Union Agent is our recommended way to send money from Iraq to United States.
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
IQD 330,000.00IQD 9,900.00$227.14
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Credit card
Fee IQD 9,900.00 1 IQD = 0.0007 USD +7.00% vs mid-market Recipient gets $227.14 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
IQD 330,000.00IQD 9,900.00$227.14
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Debit card
Fee IQD 9,900.00 1 IQD = 0.0007 USD +7.00% vs mid-market Recipient gets $227.14 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
IQD 330,000.00IQD 9,900.00$227.14
How Our Results Work
Mid-market rate: 1 IQD = 0.000763 USD Updates every 60 minutes.

Alternative for Iraq to United States

While you can’t send IQD to USD with Wise, you can transfer USD to USD.

Wise
9.2
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
Visit

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send IQD to US is through a cash transfer with Western Union.

Western Union offers broad coverage across Iraq and US, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 9900 IQD per 330,000 IQD transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in IQD, while the recipient collects USD in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to compare deals on Iraq to United States money transfers

Always compare rates

Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Iraq to the United States.

Always compare rates

Choose a provider

Select the provider that gives you the best value & service for your needs

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Click, sign up & send

Follow the steps & start your transfer from Iraq. Your funds will be converted to US Dollar and transferred to the United States.

Click, sign up & send

Get the most from sending money from Iraq to United States

Compare providers

Comparing providers offering services between Iraq and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire IQD-USD market and have compared 2 providers offering services between Iraq and the United States.

This ensures you will get the most comprehensive options for sending Iraqi Dinar to the United States.

Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific Iraq to the United States transfer needs.

Beat the Iraqi Dinar-US Dollar exchange rate

The exchange rate determines the price you will pay when buying US Dollar in Iraq. A better exchange rate means more Iraqi Dinars being sent to the United States.

The current rate between the Iraqi Dinar and US Dollar is 0.0008.

The IQD-USD exchange rate is always changing. Understanding the average, and then waiting a day or two can help you get more USD for the same amount of Iraqi Dinars - but you might end up worse off.

A safer option if you want to get a particular rate is to use a forward contract. This allows you to lock in an agreed exchange rate between Iraq and the United States.

Choose the right payment method

Sending via a bank transfer is the payment method that will get you the best price on a transfer from Iraq to the United States.

MoneyGram Agent is the company offering the best price currently on this.

Using MoneyGram Agent for a bank transfer to the United States from Iraq is 0.04% cheaper than the next-best option in the market.

Financial regulations across Iraq and United States

Iraq and United States have different financial regulations to be aware of. Ensuring you fully understand these regulations will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for money transfers between Iraq and United States.

Consider minimum and maximum limits

Companies offering money transfers between Iraq and the United States will have minimum or maximum thresholds on how much you can send or receive across set timeframes.

Exchange rates and fees for different transfer amounts could change and sending regularly could mean losing out.

That’s why it’s best to compare IQD-USD rates for your specific transfer amount.

For regular transfers to the United States to Iraq, shopping around each time can make a huge difference.

For sending large amounts of IQD to United States without hitting a threshold, we’d recommended Western Union Agent. They offer a combination of rates and fees when sending from Iraq to the United States that is the most competitive, even at larger amounts.

Be sure to check with the recipient and understand any declarations needed on large amounts of money entering the United States from Iraq.

Receiving money in United States

Options for receiving US Dollar in the United States include direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all of the 2 providers offering transfers from Iraq to the United States will support every method for incoming US Dollar, so it’s best to check ahead of time.

The most common option is to send directly from Iraq to a bank account in the United States. For most part, this is convenient but does have receiving fees to potentially be aware of.

Western Union Agent is the best company for bank transfers between Iraq and United States.

Cash pickup is popular in some parts of United States, but not always supported and can be costly compared to cheaper options.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like MoneyGram Agent.

Be ready with your ID

When sending US Dollars to the United States, through a money transfer company, you will need to verify your ID when signing up.

The documents you need can vary and in some cases you might need a couple of options.

Generally, government issued ID such as a passport or driver's license are accepted in Iraq. If the recipient needs an ID to collect money in the United States, the same applies there. You may also be able use other ID formats, where these aren’t available.

Large transactions between Iraq and United States can be subject to additional checks such as proof of funds for anti-money laundering purposes. This may also require additional ID checks.

One of the reasons Western Union Agent as scored so highly for transfers to the United States is their easy sign up process in Iraq.

Tax declarations

As well as proof of funds, when sending large amounts of money between Iraq and the United States there will be tax declarations to consider. This is also potentially due to regular transactions.

Some transfers into US Dollar may need to be reported to tax authorities in the United States and Iraq, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances do change in the United States based on age, income and a few other elements. Everyone’s tax obligations are unique - when in doubt, please contact a tax professional in Iraq or the United States.

The cheapest way to send money to US from Iraq is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering IQD to USD transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 9900 IQD per 330,000 IQD) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The fastest way to send money to US from Iraq is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect USD in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing IQD/USD, cash transfer with MoneyGram is the fastest way.

Sending large amounts of money

Transferring Iraqi Dinar to US Dollar in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Western Union Agent has the strongest option for large transfers from Iraq to the United States.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Iraqi Dinar to US Dollar.

The Western Union Agent rate makes them great for large transfers between the United States and Iraq.

Understanding the cost of money transfers from Iraq to United States

The total cost of sending money to United States from Iraq is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for IQD-USD is 0.0008 USD per Iraqi Dinar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Iraqi Dinars.

Over the last 7 days, the average IQD-USD mid-market rate has seen each Iraqi Dinar worth 0.0008 USD. Within this we see a high of 0.0008, and a low of 0.0008.

Of the 2 companies compared, MoneyGram Agent offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IQD to USD.

Fees: When sending money you may have to pay fees. MoneyGram Agent costs 13200 IQD per transfer at the moment, which is the cheapest option of the 2 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from Iraq.

How to get the best exchange rate for Iraqi Dinar to US Dollar

Getting the best exchange rate essential for sending money between IQD and USD. The exchange rate you secure impacts how much USD you get for your IQD.

Mid-market rate:1 IQD = 0.000762 USD

Paying for your Iraq to
United States transfer

Bank transfers

Paying via a bank transfer is often the better option for sending money from Iraq to the United States.

By using a money transfer company such as MoneyGram Agent for transfers from Iraq to the United States, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, MoneyGram Agent is the cheapest provider for bank transfers from the 2 we tested when sending IQD to the United States.

With a fee of 13200 IQD to send money from Iraq to the United States, MoneyGram Agent offers the best combination of competitive exchange rates and lower fees.


Bank transfers

Debit and prepaid cards

Sending money from Iraq to the United States with a debit or a prepaid card is easy with Western Union Agent.


Western Union Agent is a one of the better options in the market for international debit card transfers from Iraq to the United States.

Debit and prepaid cards

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

Credit cards

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and Iraq.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Iraq to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IQD to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

FAQs

How much money can be transferred from Iraq to United States?

The amount of USD you can receive from Iraq will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many USD can be received in United States before making your transfer.

Are there any tax implications to sending money from Iraq to United States?

Each country will have its own set of tax laws and rules for receiving money from abroad. US Dollars or Iraqi Dinars sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of US Dollars from abroad, you should check how much you can receive in United States without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from Iraq to United States with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Iraq, United States, and many other countries.

What are the typical transfer fees for sending Iraqi Dinars to United States through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Iraqi Dinars to United States.

Our data shows that the cheapest way to send money online between Iraq and United States is MoneyGram Agent.

Over the past week, the most common transfer fee applied by MoneyGram Agent for IQD to USD transactions has been .د.ع13200. This is 0.04% less than the second-best option available.

How long does it take to send money from Iraq to United States?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the IQD and USD transaction volumes.

According to our data, the fastest way to send money online between Iraq and United States is MoneyGram Agent.

What is the best exchange rate I can get for sending money from Iraq to United States?

Exchange rates fluctuate frequently. To get the best rate for converting IQD to USD, compare the rates offered by different providers against the mid-market rate. Right now, the IQD to USD is 0.0008.

Are there any minimum or maximum transfer amounts for sending money from Iraq to United States?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Iraq to United States before proceeding.

Can I schedule regular transfers between Iraq and United States?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.