Send Money to Thailand from Philippines | Best PHP-THB Exchange Rates

4 of 4 providers

Last updated on 23 June 2026

Based on 14,700 PHP transfer

Best companies for PHP/THB transfers

Promoted

Wise

Pay via Bank transfer

Fee ₱164.34 1 PHP = 0.5415 THB -0.07% vs mid-market

Recipient gets ฿7,871.28 Within minutes

Send money now

25 reviews

Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money with Wise when paying by Bank transfer.

Method	You send	Fees	Recipient gets
Bank depositWithin minutes	₱14,700.00	₱164.34	฿7,871.28

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Showing top Philippines to Thailand deals for 14,700 PHP. Do a live search with your exact amount for today's best rates.

Wise

Pay via Bank transfer

Fee ₱164.34 1 PHP = 0.5415 THB -0.07% vs mid-market

Recipient gets ฿7,871.28 Within minutes

Send money now

25 reviews

CheapestFastestRecommended

Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money with Wise when paying by Bank transfer.

Method	You send	Fees	Recipient gets
Bank depositWithin minutes	₱14,700.00	₱164.34	฿7,871.28

Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Bank transfer

Fee ₱588.00 1 PHP = 0.5086 THB +6.00% vs mid-market

Recipient gets ฿7,178.04 Minutes - 3 days

Send money now

0 reviews

Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

Method	You send	Fees	Recipient gets
Bank depositMinutes - 3 days	₱14,700.00	₱588.00	฿7,178.04

Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Credit card

Fee ₱588.00 1 PHP = 0.5086 THB +6.00% vs mid-market

Recipient gets ฿7,178.04 Minutes - 3 days

Send money now

0 reviews

Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

Method	You send	Fees	Recipient gets
Bank depositMinutes - 3 days	₱14,700.00	₱588.00	฿7,178.04

Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Debit card

Fee ₱588.00 1 PHP = 0.5086 THB +6.00% vs mid-market

Recipient gets ฿7,178.04 Minutes - 3 days

Send money now

0 reviews

Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

Method	You send	Fees	Recipient gets
Bank depositMinutes - 3 days	₱14,700.00	₱588.00	฿7,178.04

Send Money Between PayPal Accounts

PayPal App (P2P Transfer)

Pay via Bank transfer

Fee ₱588.00 1 PHP = 0.5086 THB +6.00% vs mid-market

Recipient gets ฿7,178.04 Minutes

Send money now

1 reviews

Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Bank transfer.

Method	You send	Fees	Recipient gets
Bank depositMinutes	₱14,700.00	₱588.00	฿7,178.04

Send Money Between PayPal Accounts

PayPal App (P2P Transfer)

Pay via Debit card

Fee ₱588.00 1 PHP = 0.5086 THB +6.00% vs mid-market

Recipient gets ฿7,178.04 Minutes

Send money now

1 reviews

Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Debit card.

Method	You send	Fees	Recipient gets
Bank depositMinutes	₱14,700.00	₱588.00	฿7,178.04

Send cash via a Western Union agent

Western Union Agent

Pay via Bank transfer

Fee ₱441.00 1 PHP = 0.5032 THB +7.00% vs mid-market

Recipient gets ฿7,175.66 Minutes - 5 days

Send money now

0 reviews

Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Bank transfer.

Method	You send	Fees	Recipient gets
Bank depositMinutes - 5 days	₱14,700.00	₱441.00	฿7,175.66

Send cash via a Western Union agent

Western Union Agent

Pay via Credit card

Fee ₱441.00 1 PHP = 0.5032 THB +7.00% vs mid-market

Recipient gets ฿7,175.66 Minutes - 5 days

Send money now

0 reviews

Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Credit card.

Method	You send	Fees	Recipient gets
Bank depositMinutes - 5 days	₱14,700.00	₱441.00	฿7,175.66

Send cash via a Western Union agent

Western Union Agent

Pay via Debit card

Fee ₱441.00 1 PHP = 0.5032 THB +7.00% vs mid-market

Recipient gets ฿7,175.66 Minutes - 5 days

Send money now

0 reviews

Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Debit card.

Method	You send	Fees	Recipient gets
Bank depositMinutes - 5 days	₱14,700.00	₱441.00	฿7,175.66

How Our Results Work

Mid-market rate: 1 PHP = 0.541115 THB Updates every 60 minutes.

Why compare

PHP/THB exchange rate

Best ways to pay & receive

Transfer speed

Historic PHP/THB options

Overall best option: Wise

Wise is our recommended company for sending money to Thailand from PHP.

Of the 4 companies that support PHP to THB, Wise offered the best combination of cost and speed.

Sending 14,700 PHP to THB will cost you ₱164.34 in fees, and you will receive 7,871.28 THB. The delivery time usually is within minutes, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Philippine Pesos to Thailand using Wise.

How to get the best deal on sending money from Philippines to Thailand

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to Thailand.

Choose a provider

Select the provider that offers you the best value on buying THB & service for your needs.

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

Considerations for money transfers from Philippines to Thailand

Compare providers

Comparing providers offering services between the Philippines and Thailand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 4 companies that provide the ability to send Philippine Peso to Thailand.

This ensures you get the best options for transfers to Thailand from the Philippines, based on the amount you want to send.

Watch the Philippine Peso-Baht exchange rate

The exchange rate determines the price you’ll pay for Baht when sending Philippine Peso to Thailand.

The rate between the Philippine Peso and Baht is currently 0.5426. Wise offers the best exchange from PHP-THB.

The PHP-THB exchange rate is always moving.

Sometimes, waiting a day or two can help you get more THB for the same amount of Philippine Peso. Using a forward contract that also allows you to lock in an agreed exchange rate between the Philippines and Thailand.

Choose the right payment method

Sending money via a bank transfer is the recommended option for sending money from the Philippines to Thailand.

The company offering the best bank transfer price is Wise.

This bank transfer to Thailand is 8.81% cheaper than the second-best option in the market.

Use providers regulated in Thailand and Philippines

Philippines and Thailand have different regulations and you should ensure any provider you use to send or receive between the countries is regulated.

Our directory of financial regulators worldwide of key regulatory bodies highlights who can aid in keeping your money safe for money transfers between Philippines and Thailand.

Consider transfer limits

Some services between the Philippines and Thailand have minimum or maximum thresholds on how much you can transfer. This is applies when receiving money in Thailand as well.

Companies will offer different rates and fees for different transfer amounts. For regular transfers to Thailand, use Wise. The combination of rates and fees when sending from the Philippines to Thailand is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving the Philippines, or entering Thailand. Mis-understanding these could result in a slower, or even failed, transfer.

Receiving money in Thailand

There are different ways to receive Baht in Thailand. This includes a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers serving transfers from the Philippines to Thailand will offer every method for incoming Baht, so it’s best to check ahead of time.

One of the more common ways to transfer from the Philippines into Baht is directly into a bank account. Wise is the best company for bank transfers between Philippines and Thailand.

And if you need cash right away, check if cash pickup is an option for transfers between Philippines and Thailand.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Wise.

Have your ID ready

When signing up to and sending Philippine Peso to Thailand, through a money transfer company, you will have to verify your ID.

The precise documents you need will vary and in some cases you will need more than one.

For the most part however, in the Philippines this will be a government issued ID such as a passport or driver's license. In Thailand it will be similar, although this should only be needed if you are opening a new account in Thailand, or collecting in cash. Sending to an existing bank account in Thailand shouldn’t require any additional ID checks.

Large transactions between Philippines and Thailand, are subject to additional checks. A provider may ask you for proof of address or may want to carry out a proof of funds check.

One of the reasons Wise has scored so highly for transfers to Thailand is their easy sign up process in the Philippines.

Tax declarations

When sending large amounts of money between Philippines and Thailand there will potentially be a tax declaration to consider.

Some transfers into Baht may need to be reported to tax authorities in Thailand, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Thailand based on age, income and a few other elements. When in doubt, please contact a tax professional in the Philippines or Thailand to discuss your personal circumstances.

Cheapest way to transfer money from Philippines to Thailand: Wise

Wise is the cheapest way to send money to Thailand from the Philippines out of the 4 companies compared.

Data collected over the past week shows that Wise is 8.81% cheaper than the second-best option.

This includes the transfer fee of 164.34 PHP an exchange rate for buying Baht with Philippine Pesos that is -0.07% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Thailand, Wise will result in the most Baht received.

Fastest way to transfer money to Thailand from the Philippines: Wise.

We tested 4 companies offering transfers from the Philippines to Thailand and Wise offered the quickest option.

For example, if you send 14,700 PHP with Wise to Thailand, the transfer time is within minutes

When using Wise to send money from the Philippines to Thailand you can expect to pay 164.34 PHP in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 4 money transfer providers. To test overall speed of sending money from the Philippines to Thailand we included the timeframe for depositing Philippine Peso to a money transfer account and average transfer times to Thailand.

When sending money to Thailand from Philippines quickly is a priority, Wise is our recommended choice.

Sending a large amount of money?

For big transfers from the Philippines to Thailand, competitive pricing & strong customer service are essential.

Of the 4 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Philippines to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of transferring money to Thailand from Philippines

Fees and exchange rates make up the total cost of sending money from Thailand to Thailand. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-THB mid-market rate is 0.5426 THB per Philippine Peso. You will get more Baht for your Philippine Pesos if you find a provider close to this number.

For context, over the last 7 days the PHP-THB mid-market rate has had a high of 0.5417, a low of 0.5384 and averaged 0.54 THB per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to THB will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Thailand.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 164.34 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Baht eventually received in Thailand. You can assume that a lower cost of sending from the Philippines will result in more money received in Thailand.

Finding the best exchange rate between Philippine Peso and Baht

Getting a strong exchange rate between PHP and THB is essential. The exchange rate you secure impacts how much THB you get for your PHP.

Mid-market rate:1 PHP = 0.542644 THB

Payment methods available to fund your Philippines to Thailand transfer

Bank transfers

Bank transfers are often the default option for sending money from Philippines to Thailand.

By using a money transfer company such as Wise for transfers from Philippines to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.  

On average, Wise is the cheapest provider for bank transfers from the 4 we tested when sending PHP to Thailand.

With a fee of PHP164.34 to send money from Philippines to Thailand, Wise offers a great combination of competitive exchange rates and lower fees. 

Debit and prepaid cards

Sending money from Philippines to Thailand with a debit or a prepaid card is very simple with Western Union Agent. 

Western Union Agent is a leader in debit card payments for transfers from Philippines to Thailand, competing among a total of 4 active money transfer companies on this route.

Credit cards

When it comes to credit card transfers from the Philippines to Thailand, we to get the best deal.

Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and Philippines. 

Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Thailand. 

We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to THB. 

For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Send money from Philippines

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FAQs

How much money can be transferred from Philippines to Thailand?

The amount of THB you can receive from Philippines will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many THB can be received in Thailand before making your transfer.

Are there any tax implications to sending money from Philippines to Thailand?

Each country will have its own set of tax laws and rules for receiving money from abroad. Bahts or Philippine Pesos sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Bahts from abroad, you should check how much you can receive in Thailand without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from Philippines to Thailand with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Philippines, Thailand, and many other countries.

What are the typical transfer fees for sending Philippine Pesos to Thailand through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Philippine Pesos to Thailand.

Our data shows that the cheapest way to send money online between Philippines and Thailand is Wise.

Over the past week, the most common transfer fee applied by Wise for PHP to THB transactions has been ₱164.34. This is 8.81% less than the second-best option available.

How long does it take to send money from Philippines to Thailand?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the PHP and THB transaction volumes.

According to our data, the fastest way to send money online between Philippines and Thailand is Wise.

What is the best exchange rate I can get for sending money from Philippines to Thailand?

Exchange rates fluctuate frequently. To get the best rate for converting PHP to THB, compare the rates offered by different providers against the mid-market rate. Right now, the PHP to THB is 0.5426.

Are there any minimum or maximum transfer amounts for sending money from Philippines to Thailand?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Philippines to Thailand before proceeding.

Can I schedule regular transfers between Philippines and Thailand?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.

How to send money to Thailand from Philippines with the best PHP-THB rate

Best companies for PHP/THB transfers

Transfer details

Overall best option: Wise

How to get the best deal on sending money from Philippines to Thailand

Always compare rates

Choose a provider

Click, sign up & send

Considerations for money transfers from Philippines to Thailand

Compare providers

Watch the Philippine Peso-Baht exchange rate

Choose the right payment method

Use providers regulated in Thailand and Philippines

Consider transfer limits

Receiving money in Thailand

Have your ID ready

Tax declarations

Cheapest way to transfer money from Philippines to Thailand: Wise

Fastest way to transfer money to Thailand from the Philippines: Wise.

Sending a large amount of money?

Understanding the cost of transferring money to Thailand from Philippines

Finding the best exchange rate between Philippine Peso and Baht

Payment methods available to fund your Philippines to Thailand transfer

Bank transfers

Debit and prepaid cards

Credit cards

How we analyze the market

Related transfer routes

Send money from Philippines

Send money to Thailand

FAQs

Destination guides

Recommendations

Tools & resources