How to send money to Philippines from Afghanistan with the best AFN-PHP rate

Compare the best ways to send money from Afghanistan to the Philippines. Find the cheapest, fastest, and most reliable providers with the best AFN to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Afghanistan.

Best companies for AFN/PHP transfers

2 of 2 providers

Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze AFN/PHP exchange rates from our comparisons.

Based on 17,000 AFN transfer

Best companies for AFN/PHP transfers

All money transfer offers for AFN/PHP transfers, sorted by most PHP received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
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Showing top Afghanistan to Philippines deals for 17,000 AFN. Do a live search with your exact amount for today's best rates.
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Bank transfer
Fee ؋680.00 1 AFN = 0.9075 PHP +6.00% vs mid-market Recipient gets ₱14,809.89 Minutes - 3 days
Send money now
0 reviews
CheapestUsing Bank transfer with MoneyGram Agent is the cheapest way to send money to Philippines from Afghanistan.FastestMoneyGram Agent with Bank transfer deposit is the fastest way to send AFN to Philippines.
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
؋17,000.00؋680.00₱14,809.89
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Credit card
Fee ؋680.00 1 AFN = 0.9075 PHP +6.00% vs mid-market Recipient gets ₱14,809.89 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
؋17,000.00؋680.00₱14,809.89
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Debit card
Fee ؋680.00 1 AFN = 0.9075 PHP +6.00% vs mid-market Recipient gets ₱14,809.89 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
؋17,000.00؋680.00₱14,809.89
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Bank transfer
Fee ؋510.00 1 AFN = 0.8978 PHP +7.00% vs mid-market Recipient gets ₱14,804.96 Minutes - 5 days
Send money now
0 reviews
RecommendedBased on our editorial reviews, Western Union Agent is our recommended way to send money from Afghanistan to Philippines.
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
؋17,000.00؋510.00₱14,804.96
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Credit card
Fee ؋510.00 1 AFN = 0.8978 PHP +7.00% vs mid-market Recipient gets ₱14,804.96 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
؋17,000.00؋510.00₱14,804.96
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Debit card
Fee ؋510.00 1 AFN = 0.8978 PHP +7.00% vs mid-market Recipient gets ₱14,804.96 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
؋17,000.00؋510.00₱14,804.96
How Our Results Work
Mid-market rate: 1 AFN = 0.965392 PHP Updates every 60 minutes.

Alternative for Afghanistan to Philippines

While you can’t send AFN to PHP with Wise, you can transfer USD to USD.

Wise
9.2
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
Visit

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send AFN to Philippines is to use cash transfer via Western Union

We’ve analysed 100s of money transfer companies, and found that the overall coverage of AFN/PHP transfers is very limited for online transfers.

This is why we suggest sending cash as an alternative, using Western Union.

The transfer fees depend on which branch you use and how much you send, but overall you can expect to pay around 510 AFN for a 17,000 AFN transfer.

Depending on where you are, we suggest checking Western Union to see what deposit methods you have available.

In many cases you can deposit AFN online and the recipient in Philippines will need to visit a branch to pick up PHP.

How to send money from Afghanistan to Philippines

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Philippine Peso from Afghanistan.

Always compare rates

Choose a provider

Select the provider offering the best way to send to the Philippines based on your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your Philippine Peso will soon be on their way to the Philippines.

Click, sign up & send

Considerations to make sending money from Afghanistan to Philippines easy

Compare providers

Comparing the different providers offering services between Afghanistan and the Philippines, is the best way to send money with confidence.

The 2 providers we've compared ensures you will get the best options for your transfer to Philippines from Afghanistan. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring Afghani to the Philippines.

Exchange rates between Afghani-Philippine Peso

The exchange rate determines how much Philippine Peso you will get for every Afghani you want to send. A better exchange rate is the best way to save money on transfers from Afghanistan to the Philippines.

The current rate between the Afghani and Philippine Peso is 0.9664. MoneyGram Agent is currently offering the best exchange between AFN-PHP.

With currencies, the exchange fluctuates constantly, and the AFN-PHP exchange rate is no different. Tracking the rate and understanding the averages can help get a better deal. Even waiting a day or two can help you get more PHP for the same amount of Afghani.

Beyond this, a forward contract allows you to lock in an agreed exchange rate between Afghanistan and the Philippines.

Choose the right payment method

The most cost effective way to send money from Afghanistan to the Philippines is via a bank transfer. MoneyGram Agent is the company offering the best price for a bank transfer.

Using MoneyGram Agent for a bank transfer to the Philippines is 0.03% cheaper than the second-best option in the market.

Financial regulation in Afghanistan and Philippines

Regulations are important for keeping your money safe, Afghanistan and Philippines have different regulations to consider.

Our directory of worldwide financial regulators contains details on regulation for money transfers between Afghanistan and the Philippines.

Consider transfer limits

Some companies offering money transfers between Afghanistan and the Philippines will come with minimum or maximum thresholds on how much you can send or receive and this could cause rates or fees to change.

Comparing AFN-PHP rates for your specific transfer amount will factor in these rates and fees changes, so you’ll get the best provider for your specific needs. For regular transfers from Afghanistan to the Philippines, it’s best to check any changes in fees and rates every time you send.

For large transfers of money transfers from Afghanistan to the Philippines we’d recommend Western Union Agent. They offer a competitive combination of rates and fees when sending from Afghanistan to the Philippines, even at larger amounts.

Also, be sure to check with the recipient and understand any declarations needed on large amounts of money entering the Philippines from Afghanistan.

Receiving money in Philippines

Receiving Philippine Peso in the Philippines has a few different options. The most popular ways to receive are through a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering money transfers from Afghanistan to the Philippines will cater for every method for incoming Philippine Peso, so it’s best to check ahead of time.

One of the more popular ways is sending money from Afghanistan directly to a bank account in the Philippines. This is because it means the recipient in the Philippines has to do very little. Western Union Agent is the best company for bank transfers between Afghanistan and the Philippines.

Whilst cash pickup is popular, it is not always supported and can be costly compared to cheaper options.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp operate in the Philippines and are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like MoneyGram Agent.

Have your ID ready

When using a money transfer provider to send Afghanis to Philippines, you will need to verify your ID at the sign up stage.

Documents needed will vary and in some cases you might need a couple of options.

Generally speaking, those in Afghanistan can verify through a government issued ID such as a driver’s license or passport. If the recipient needs an ID to collect money or open a multi-currency account in the Philippines, both can also be used there as well.

Large transactions between Afghanistan and Philippines will be subject to additional security measures such as proving where the funds originated, these will be for anti-money laundering purposes.

Western Union Agent has scored highly for transfers to the Philippines because of the easy sign up process in Afghanistan.

Tax declarations

There will be tax declarations to consider when sending larger amounts of money between Afghanistan and Philippines.

Transfers into Philippine Peso may need to be reported to tax authorities in the Philippines as well, where regular income, large amounts (such as property or inheritance) and business payments will all be subject to tax checks.

Based on the recipient, tax limits in the Philippines, as well as personal allowances will change. When in doubt, we’d recommend contacting a tax professional in Afghanistan or the Philippines to discuss your personal circumstances. This ensure you are not missing any specific tax declarations associated with your circumstances.

The cheapest way to send money to Philippines from Afghanistan is using Western Union cash transfer service.

While online transfers are usually cheaper, there are very few providers offering AFN to PHP transfers, making cash transfer through a Western Union Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 510 AFN per 17,000 AFN) and the exchange rate markup applied by Western Union.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The fastest way to send money to Philippines from Afghanistan is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect PHP in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing AFN/PHP, cash transfer with MoneyGram is the fastest way.

Transfer a large sum of money

When sending large amounts of Afghani to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
2 money transfer companies compared, Western Union Agent is the best option for large transfers from Afghanistan to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Afghanistan to the Philippines can become expensive if you use a bank, or the wrong provider.

Western Union Agent is the top choice for sending large sums of money to the Philippines from Afghanistan because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Afghanistan to Philippines

The total cost of sending money to the Philippines from Afghanistan, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for AFN-PHP is 0.9664 PHP per Afghani.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Afghani.

  • The average AFN-PHP mid-market rate for the last 7 days has been 0.956 PHP per Afghani. This includes a high of 0.9654, and low of 0.9504.

  • Out of the 2 companies compared, MoneyGram Agent offers the best exchange rates.

  • The exchange rate you receive on converting AFN to PHP should be the biggest determining cost factor when transferring Afghani to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. MoneyGram Agent has a fee of 680 AFN per transfer (which is the cheapest option right now for a ؋17,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Afghanistan will result in more money received in the Philippines.

How to get the best exchange rate for Afghani to Philippine Peso

Getting the best exchange rate essential for sending money between AFN and PHP. The exchange rate you secure impacts how much PHP you get for your AFN.

Mid-market rate:1 AFN = 0.966416 PHP

Payment options for transfers from Afghanistan to
Philippines

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from Afghanistan to the Philippines.

Using a money transfer company such as MoneyGram Agent for payments from Afghanistan to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


MoneyGram Agent is the best money transfer provider for bank transfers of the 2 we compared when sending AFN to the Philippines.

With a fee of 680 AFN to transfer money from Afghanistan to the Philippines, MoneyGram Agent offers a great combination of competitive exchange rates and lower fees.


Bank transfers

Prepaid and debit cards

Sending money with a debit card from Afghanistan to the Philippines is easy with Western Union Agent.


Western Union Agent is a leader in debit card money transfers from Afghanistan to the Philippines. They are the best option of the 2 transfer companies compared.

Prepaid and debit cards

Credit cards

When it comes to credit card transfers from Afghanistan to the Philippines, we to get the best deal.

Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

Credit cards

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Afghanistan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Afghanistan to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AFN to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

FAQs

How much money can be transferred from Afghanistan to Philippines?

The amount of PHP you can receive from Afghanistan will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many PHP can be received in Philippines before making your transfer.

Are there any tax implications to sending money from Afghanistan to Philippines?

Each country will have its own set of tax laws and rules for receiving money from abroad. Philippine Pesos or Afghanis sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Philippine Pesos from abroad, you should check how much you can receive in Philippines without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from Afghanistan to Philippines with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Afghanistan, Philippines, and many other countries.

What are the typical transfer fees for sending Afghanis to Philippines through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Afghanis to Philippines.

Our data shows that the cheapest way to send money online between Afghanistan and Philippines is MoneyGram Agent.

Over the past week, the most common transfer fee applied by MoneyGram Agent for AFN to PHP transactions has been ؋680. This is 0.03% less than the second-best option available.

How long does it take to send money from Afghanistan to Philippines?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the AFN and PHP transaction volumes.

According to our data, the fastest way to send money online between Afghanistan and Philippines is MoneyGram Agent.

What is the best exchange rate I can get for sending money from Afghanistan to Philippines?

Exchange rates fluctuate frequently. To get the best rate for converting AFN to PHP, compare the rates offered by different providers against the mid-market rate. Right now, the AFN to PHP is 0.9664.

Are there any minimum or maximum transfer amounts for sending money from Afghanistan to Philippines?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Afghanistan to Philippines before proceeding.

Can I schedule regular transfers between Afghanistan and Philippines?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.