Elliot Laybourne

Role: Senior Financial Writer

About Elliot Laybourne

Elliot Laybourne is a seasoned financial professional with a 20-year tenure in investment banking in the City of London. His career includes pivotal senior roles at prominent institutions like ABN Amro, Societe Generale, Marex Financial, and Natixis Bank. Elliot's expertise is particularly notable in commodity derivatives and options market-making. Throughout his career, he has served an impressive roster of clients, including Goldman Sachs, JP Morgan, Credit Suisse, Schroders Asset Management, and the Pennsylvania State Public School Employees Retirement System.

Recent articles by Elliot Laybourne

Profile page for Elliot Laybourne, Senior Financial Writer at MoneyTransfers.com, showcasing authored articles and reviews.
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How to Find Your IBAN Through Your Account Number

If you know your IBAN, finding your account number will be very straightforward. The account number is the last 8-digits of your IBAN, and will be the same as the account number associated with whatever account is receiving funds, like so:

Jul 31, 2025
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Receiving Inheritance Money From Overseas

Here's a quick roundup of the best money transfer services to receive inheritance from abroad.

Jul 31, 2025
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International Wire Transfers

The goal of international wire transfers is the quick transfer of funds, eliminating the delays caused by mailing and clearing of checks.

Sep 17, 2025

How to Avoid Bank Charges For International Transfers

High street banks and other traditional financial institutions are known for charging a great deal for international money transfer services. Whether you need to make a one-off payment or set up regular currency transfers, it is worth considering the two following bank charges first:

May 2, 2024
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How to Send Cash Abroad

There are various ways in which you can send cash to someone including postal deliveries or giving the cash to someone who is traveling to the recipient’s location.

May 20, 2025

Different Ways to Send Money to a Bank Account in 2026

Most bank transfers can be made online. If you prefer, you may be able to start a transfer in person at your local branch, or over the phone. You can transfer money to a bank account via:

Jan 16, 2025
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How to Send Money Without CVV in 2026

Your CVV is also known by other names, including:

Aug 1, 2025
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How to Send Money Instantly in 2026: the Ultimate Guide

If you want to send money abroad instantly, your best bet is to compare different money transfer providers to see who offers the best speed and rate for your transfer.

Sep 26, 2025
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What Do You Need To Transfer Money Abroad?

When sending money you will need to provide both, your details as a sender and the recipient's details.

Aug 16, 2024
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Guide to International Money Orders

Oct 10, 2024

Direct Deposits vs Wire Transfers

Sending money through banks is an accessible method that many people use today. However, there are different forms of payment, which can get confusing for some banking customers. In this guide, we outline the differences between a wire transfer and a direct deposit.

Sep 26, 2025
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Converting IBAN to BIC

However, if you need to find your BIC number using IBAN, you can do one of the following:

Jul 31, 2025
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Foreign Exchange Risks

When dealing with foreign currencies, business owners often tap into currency forecasts to anticipate potential market fluctuations, but it is no easy task.

Aug 16, 2024

International Bank Transfers

Here’s a simple example, say you want to pay someone in the UK but you’re located in the US.

Apr 24, 2025