MoneyTransfers

How to send money to Sri Lanka from India with the best INR-LKR rate

Find money transfer deals for sending money from India to Sri Lanka. Compare the cheapest, fastest, and most reliable providers with the best INR to LKR exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Sri Lanka from India.

Best companies for INR/LKR transfers

5 of 5 providers

Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze INR/LKR exchange rates from our comparisons.

Based on 22,100 INR transfer

Best companies for INR/LKR transfers

All money transfer offers for INR/LKR transfers, sorted by most LKR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee ₹735.96 1 INR = 3.5287 LKR +0.38% vs mid-market Recipient gets Rs 75,387.50 Within 3 hours
Send money now
25 reviews
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money with Wise when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositWithin 3 hours
₹22,100.00₹735.96Rs 75,387.50

Click here to run a live search

Showing top India to Sri Lanka deals for 22,100 INR. Do a live search with your exact amount for today's best rates.
Ria Money Transfer

Ria Money Transfer

Pay via Bank transfer
Fee ₹4.00 1 INR = 3.4428 LKR +2.80% vs mid-market Recipient gets Rs 76,073.00 Minutes - 24 hours
Send money now
0 reviews
CheapestUsing Bank transfer with Ria Money Transfer is the cheapest way to send money to Sri Lanka from India.

Ways to receive money with Ria Money Transfer when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 24 hours
₹22,100.00₹4.00Rs 76,073.00
Wise

Wise

Pay via Bank transfer
Fee ₹735.96 1 INR = 3.5287 LKR +0.38% vs mid-market Recipient gets Rs 75,387.50 Within 3 hours
Send money now
25 reviews
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from India to Sri Lanka.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money with Wise when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositWithin 3 hours
₹22,100.00₹735.96Rs 75,387.50
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Bank transfer
Fee ₹884.00 1 INR = 3.3295 LKR +6.00% vs mid-market Recipient gets Rs 70,638.59 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
₹22,100.00₹884.00Rs 70,638.59
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Credit card
Fee ₹884.00 1 INR = 3.3295 LKR +6.00% vs mid-market Recipient gets Rs 70,638.59 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
₹22,100.00₹884.00Rs 70,638.59
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Debit card
Fee ₹884.00 1 INR = 3.3295 LKR +6.00% vs mid-market Recipient gets Rs 70,638.59 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
₹22,100.00₹884.00Rs 70,638.59
Send Money Between PayPal Accounts
PayPal App (P2P Transfer)

PayPal App (P2P Transfer)

Pay via Bank transfer
Fee ₹884.00 1 INR = 3.3295 LKR +6.00% vs mid-market Recipient gets Rs 70,638.59 Minutes
Send money now
1 reviews
FastestPayPal App (P2P Transfer) with Bank transfer deposit is the fastest way to send INR to Sri Lanka.
Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes
₹22,100.00₹884.00Rs 70,638.59
Send Money Between PayPal Accounts
PayPal App (P2P Transfer)

PayPal App (P2P Transfer)

Pay via Debit card
Fee ₹884.00 1 INR = 3.3295 LKR +6.00% vs mid-market Recipient gets Rs 70,638.59 Minutes
Send money now
1 reviews
Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes
₹22,100.00₹884.00Rs 70,638.59
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Bank transfer
Fee ₹663.00 1 INR = 3.2941 LKR +7.00% vs mid-market Recipient gets Rs 70,615.10 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
₹22,100.00₹663.00Rs 70,615.10
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Credit card
Fee ₹663.00 1 INR = 3.2941 LKR +7.00% vs mid-market Recipient gets Rs 70,615.10 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
₹22,100.00₹663.00Rs 70,615.10
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Debit card
Fee ₹663.00 1 INR = 3.2941 LKR +7.00% vs mid-market Recipient gets Rs 70,615.10 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
₹22,100.00₹663.00Rs 70,615.10
How Our Results Work
Mid-market rate: 1 INR = 3.542017 LKR Updates every 60 minutes.

Overall best way: Wise

Wise is our recommended company for transferring Indian Rupee to Sri Lanka.

We tested & reviewed 5 transfer providers, and Wise scored highly.

Sending 22,100 INR to LKR will cost you ₹735.96 in fees, and you will receive 75,387.5 LKR. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your India to Sri Lanka transfer using Wise.

Wise screenshot

How to get the best deal on sending money from India to Sri Lanka

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Sri Lanka.

Always compare rates

Choose a provider

Select the provider that offers you the best value on buying LKR & service for your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

Click, sign up & send

Considerations ahead of sending money from India to Sri Lanka

Compare providers

A comparison of providers offering services between India and Sri Lanka, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

We’ve compared 5 providers that provide services for sending Indian Rupee to Sri Lanka. This ensures you will get the best options for your transfer to Sri Lanka from India.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from India to Sri Lanka.

Get ahead of the Indian Rupee-Sri Lank Rupee exchange rate

An exchange rate determines the price you will pay when buying Sri Lank Rupee. A better exchange rate means more money sent from India to Sri Lanka.

The current rate between the Indian Rupee and Sri Lank Rupee is 3.5411.

The INR-LKR exchange rate changes almost constantly.

Understanding the averages, and then waiting a day or two can help you get more LKR for the same amount of Indian Rupee.

A better option is to use a forward contract that also allows you to lock in an agreed exchange rate between India and Sri Lanka.

Choose the right payment method

A bank transfer is the payment method that will get you the best price on a transfer from India to Sri Lanka.

Ria Money Transfer is the company offering the best price.

Using Ria Money Transfer for a bank transfer is 0.9% cheaper than the second-best option in the market.

Financial regulation in Sri Lanka and India

India and Sri Lanka have different regulations and ensuring you fully understand these regulations will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for money transfers between India and Sri Lanka.

Consider transfer limits

Some companies offering money transfers between India and Sri Lanka have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare INR-LKR rates for your specific transfer amount. For regular transfers to Sri Lanka, shopping around each time can make a huge difference.

For sending large amounts of INR to Sri Lanka, we’d recommend Wise. They offer a solid combination of rates and fees when sending from India to Sri Lanka that is the most competitive, even at larger amounts.

Receiving money in Sri Lanka

There are different options for receiving Sri Lank Rupee in Sri Lanka. The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account. Not all providers offering transfers from India to Sri Lanka will offer every method for incoming Sri Lank Rupee, so it’s best to check ahead of time.

Sending directly to a bank account is one of the most common ways to send money from India to Sri Lanka. For most part, this is because it means the recipient has to do very little.

Wise is the best company for bank transfers between India and Sri Lanka.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like Ria Money Transfer.

Have your ID ready

When sending Indian Rupee to Sri Lanka, through a money transfer company, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need a couple of options.

For the most part, ID can be verified in India through a government issued ID such as a passport or driver's license. If the recipient needs an ID to collect money in Sri Lanka it will be similar.

Large transactions between India and Sri Lanka, can be subject to additional checks such as proof of funds for anti-money laundering purposes.

One of the reasons Wise has scored so highly for transfers to Sri Lanka is their easy sign up process in India.

Tax declarations

As well as proof of funds, when sending large amounts of money between India and Sri Lanka.

Some transfers into Sri Lank Rupee may need to be reported to tax authorities in Sri Lanka as well, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Sri Lanka based on age, income and a few other elements. When in doubt, please contact a tax professional in India or Sri Lanka to discuss your personal circumstances to ensure you are not missing any specific tax declarations.

Cheapest way to send money from India to Sri Lanka: Ria Money Transfer

The combination of the lowest fees and best exchange rate is through Ria Money Transfer. This makes them our cheapest transfer service of the 5 compared for sending Indian Rupee to Sri Lanka.

Our data shows, over the past week, that Ria Money Transfer is 0.9% than the second-best option when sending via a bank transfer.

This measure includes a fee of 4 INR and a INR-LKR exchange rate for international transfers that is 2.8% different to the mid-market rate.

Securing the best rates on a INR to Sri Lanka transfer can be done with Ria Money Transfer but you can always search for your specific amount.

Ria Money Transfer screenshot
Ria Money Transfer screenshot
Ria Money Transfer screenshot

Fastest company to send money to Sri Lanka from India: PayPal App (P2P Transfer).

We compared 5 companies for fast transfers from Indian Rupees to Sri Lanka and PayPal App (P2P Transfer) came out on top.

Right now, if you are sending ₹22,100 with PayPal App (P2P Transfer) to Sri Lanka, the transfer time is minutes. This can vary depending on your needs, but it's the fastest option.

Sending money through PayPal App (P2P Transfer) to Sri Lanka from India has a fee of 884 INR.

To understand who was the fastest, we tested PayPal App (P2P Transfer) as part of 5 money transfer providers. Within this, we looked at the overall speed of sending money from India to Sri Lanka. This was made up of transfer times to Sri Lanka after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Sri Lanka are a priority, PayPal App (P2P Transfer) is our recommended choice.

PayPal App (P2P Transfer) screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Sri Lanka from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Sri Lanka from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Sri Lank Rupees to Sri Lank Rupee.

As such, we recommend Currencies Direct for large Sri Lanka transfers.

Visit Currencies Direct

Understanding the cost of transferring money to Sri Lanka from India

Fees and exchange rates make up the total cost of sending money from Sri Lanka to Sri Lanka. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-LKR mid-market rate is 3.5321 LKR per Indian Rupee. You will get more Sri Lank Rupee for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-LKR mid-market rate has had a high of 3.5541, a low of 3.5318 and averaged 3.5439 LKR per Indian Rupee.

  • Across the 5 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to LKR will be the biggest determining factor when working out the cost of transferring Indian Rupees to Sri Lanka.

Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Sri Lank Rupee eventually received in Sri Lanka. You can assume that a lower cost of sending from India will result in more money received in Sri Lanka.

How to find the best exchange rate for Indian Rupee to Sri Lank Rupee

Timing is essential for sending money between INR and LKR. The exchange rate you secure impacts how much LKR you get for your INR.

Mid-market rate:1 INR = 3.541097 LKR

Payment methods available to fund your India to
Sri Lanka transfer

Bank transfers

Bank transfers are often the better option for money transfers from India to Sri Lanka.

Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Sri Lanka allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to Sri Lanka.

With a fee of INR4 to send money from India to Sri Lanka, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


Bank transfers

Debit and prepaid cards

Sending money from India to Sri Lanka with a prepaid or a debit card is very simple with Western Union Agent.


Western Union Agent is a leader in card payments for transfers from India to Sri Lanka, competing among a total of 5 active money transfer companies on this route.

Debit and prepaid cards

Credit cards

When it comes to international credit card transfers from India to Sri Lanka, we to get the best deal.

Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

Credit cards

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Sri Lanka and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Sri Lanka.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to LKR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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FAQs

How much money can be transferred from India to Sri Lanka?

The amount of LKR you can receive from India will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many LKR can be received in Sri Lanka before making your transfer.

Are there any tax implications to sending money from India to Sri Lanka?

Each country will have its own set of tax laws and rules for receiving money from abroad. Sri Lank Rupees or Indian Rupees sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Sri Lank Rupees from abroad, you should check how much you can receive in Sri Lanka without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from India to Sri Lanka with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between India, Sri Lanka, and many other countries.

What are the typical transfer fees for sending Indian Rupees to Sri Lanka through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Indian Rupees to Sri Lanka.

Our data shows that the cheapest way to send money online between India and Sri Lanka is Ria Money Transfer.

Over the past week, the most common transfer fee applied by Ria Money Transfer for INR to LKR transactions has been ₹4. This is 0.9% less than the second-best option available.

How long does it take to send money from India to Sri Lanka?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the INR and LKR transaction volumes.

According to our data, the fastest way to send money online between India and Sri Lanka is PayPal App (P2P Transfer).

What is the best exchange rate I can get for sending money from India to Sri Lanka?

Exchange rates fluctuate frequently. To get the best rate for converting INR to LKR, compare the rates offered by different providers against the mid-market rate. Right now, the INR to LKR is 3.5411.

Are there any minimum or maximum transfer amounts for sending money from India to Sri Lanka?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from India to Sri Lanka before proceeding.

Can I schedule regular transfers between India and Sri Lanka?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.

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