How to send money to Nigeria from Ivory Coast with the best XOF-NGN rate

Find money transfer deals for sending money from Ivory Coast to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best XOF to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Ivory Coast.

Transferring the other way? Send NGN from Nigeria to Ivory Coast instead.

Best companies for XOF/NGN transfers

2 of 2 providers

Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze XOF/NGN exchange rates from our comparisons.

Based on 142,000 XOF transfer

Best companies for XOF/NGN transfers

All money transfer offers for XOF/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
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Showing top Ivory Coast to Nigeria deals for 142,000 XOF. Do a live search with your exact amount for today's best rates.
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Bank transfer
Fee F CFA 5,680.00 1 XOF = 2.2408 NGN +6.00% vs mid-market Recipient gets ₦305,470.88 Minutes - 3 days
Send money now
0 reviews
CheapestUsing Bank transfer with MoneyGram Agent is the cheapest way to send money to Nigeria from Côte d’Ivoire.RecommendedBased on our editorial reviews, MoneyGram Agent is our recommended way to send money from Côte d’Ivoire to Nigeria.
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
F CFA 142,000.00F CFA 5,680.00₦305,470.88
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Credit card
Fee F CFA 5,680.00 1 XOF = 2.2408 NGN +6.00% vs mid-market Recipient gets ₦305,470.88 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
F CFA 142,000.00F CFA 5,680.00₦305,470.88
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Debit card
Fee F CFA 5,680.00 1 XOF = 2.2408 NGN +6.00% vs mid-market Recipient gets ₦305,470.88 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
F CFA 142,000.00F CFA 5,680.00₦305,470.88
Send Money Between PayPal Accounts
PayPal App (P2P Transfer)

PayPal App (P2P Transfer)

Pay via Bank transfer
Fee F CFA 5,680.00 1 XOF = 2.2408 NGN +6.00% vs mid-market Recipient gets ₦305,470.88 Minutes
Send money now
1 reviews
FastestPayPal App (P2P Transfer) with Bank transfer deposit is the fastest way to send XOF to Nigeria.
Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes
F CFA 142,000.00F CFA 5,680.00₦305,470.88
Send Money Between PayPal Accounts
PayPal App (P2P Transfer)

PayPal App (P2P Transfer)

Pay via Debit card
Fee F CFA 5,680.00 1 XOF = 2.2408 NGN +6.00% vs mid-market Recipient gets ₦305,470.88 Minutes
Send money now
1 reviews
Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes
F CFA 142,000.00F CFA 5,680.00₦305,470.88
How Our Results Work
Mid-market rate: 1 XOF = 2.383869 NGN Updates every 60 minutes.

Alternative for Ivory Coast to Nigeria

While you can’t send XOF to NGN with Wise, you can transfer USD to USD.

Wise
9.2
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
Visit

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Ivory Coast to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in XOF and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to send money from Ivory Coast to Nigeria

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Naira from Ivory Coast.

Always compare rates

Choose a provider

Select the provider offering the best way to send to Nigeria based on your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your Naira will soon be on their way to Nigeria.

Click, sign up & send

What to consider ahead of money transfers from Ivory Coast to Nigeria

Compare providers

Comparing based on your specific needs is the best way to send money from Ivory Coast to Nigeria with confidence.

Our analysis, and search results, include 2 providers that operate between Ivory Coast and Nigeria. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Ivory Coast when you need to send money to Nigeria.

Understand the CFA Franc BCEAO-Naira exchange rate

The exchange rate determines the price you’ll pay for Naira when you send CFA Franc BCEAO to Nigeria.

The current exchange rate between the CFA Franc BCEAO and Naira is 2.3773. MoneyGram Agent offers the best exchange.

The XOF-NGN exchange rate is always moving.

It’s possible that waiting a day or two can help you get more NGN for the same amount of CFA Franc BCEAO. But, the best way to lock in a price between Ivory Coast and Nigeria is by using a forward contract.

Choose the right payment method

A bank transfer is the our recommended option for money transfers between Ivory Coast and Nigeria. MoneyGram Agent offers the best price on a bank transfer.

A bank transfer to Nigeria through MoneyGram Agent is 0% cheaper than the second-best option in the market.

Use providers regulated in Ivory Coast and Nigeria

Always choose providers that are regulated by financial authorities in both Ivory Coast and Nigeria to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Ivory Coast and Nigeria.

Consider transfer limits

Some services have minimum or maximum thresholds on how much you can transfer from Ivory Coast to Nigeria.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using MoneyGram Agent if you need to send large amounts of XOF to Nigeria. The combination of rates and fees when sending to Nigeria is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Ivory Coast, or entering Nigeria. Mis-understanding these could result in a slower, or even failed, transfer.

Receiving money in Nigeria

There are different ways to receive money in Nigeria. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Ivory Coast to Nigeria will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Ivory Coast into Naira. MoneyGram Agent is the best company for bank transfers between Ivory Coast and Nigeria.

And if you need cash right away, check if cash pickup is an option for transfers between Ivory Coast and Nigeria.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like MoneyGram Agent.

Have your ID ready

When signing up to a money transfer company to send between Ivory Coast and Nigeria, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Ivory Coast this will be a government ID like a passport or driver's license. In Nigeria it will be a similar set of documents, although this should only be needed if you are opening a new account in Nigeria, or collecting in cash.

Big transactions between Ivory Coast and Nigeria, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend MoneyGram Agent in part due to their easy sign up process in Ivory Coast.

Don't forget about taxes

When sending large amounts of money between Ivory Coast and Nigeria there will be tax implications to consider.

Some transfers into Naira may need to be reported to tax authorities in Nigeria, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Nigeria based on age, income and a few other elements. When in doubt, please contact a tax professional in Ivory Coast or Nigeria to discuss your personal circumstances.

The cheapest way to send money from Ivory Coast to Nigeria is a cash transfer via MoneyGram.

The cheapest way to send money to Nigeria from Ivory Coast is via a cash transfer through a MoneyGram Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support XOF/NGN transfers online.

The total cost of your transfer includes both the transfer fee (around 5680 XOF per 142,000 XOF) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The fastest way to send money to Nigeria from Ivory Coast is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing XOF/NGN, cash transfer with MoneyGram is the fastest way.

Sending large sums of money?

For transferring a bigger sum of money to Nigeria from Ivory Coast, we’d recommend using a provider that can offer a hands-on approach.

Of the
2 companies tested, MoneyGram Agent is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to Nigeria from Ivory Coast can be expensive.

MoneyGram Agent is our choice for big transfers to XOF because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money from Ivory Coast to Nigeria

When calculating the costs of money transfers between Ivory Coast and Nigeria, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the XOF-NGN mid-market rate equals 2.3773 NGN per CFA Franc BCEAO.

  • For reference, the XOF-NGN average mid-market rate for the past week has been 2.3996 NGN per CFA Franc BCEAO, with a high of 2.4079 and a low of 2.3826.

  • The company offering the best exchange rate is MoneyGram Agent (2.2408 NGN per CFA Franc BCEAO)

  • Often the XOF-NGN exchange rate you receive is the bigger factor than how much it costs to send CFA Franc BCEAOs to Nigeria.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is MoneyGram Agent, only 5680 XOF. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Naira is the biggest indicator the total cost of sending money from Ivory Coast to Nigeria. Essentially, the more the recipient receives in Nigeria, the less it is costing to send from Ivory Coast.

Getting best exchange rate for transfers between CFA Franc BCEAO and Naira

Timing is essential for transferring money between XOF and NGN. The exchange rate you secure impacts how much NGN you get for your XOF.

Mid-market rate:1 XOF = 2.377331 NGN

Paying for your Ivory Coast to
Nigeria transfer

Bank transfers

Paying via a bank transfer is often the better option for sending money from Ivory Coast to Nigeria.

By using a money transfer company such as MoneyGram Agent for transfers from Ivory Coast to Nigeria, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, MoneyGram Agent is the cheapest provider for bank transfers from the 2 we tested when sending XOF to Nigeria.

With a fee of 5680 XOF to send money from Ivory Coast to Nigeria, MoneyGram Agent offers the best combination of competitive exchange rates and lower fees.


Bank transfers

Debit and prepaid cards

Sending money from Ivory Coast to Nigeria with a debit or a prepaid card is easy with MoneyGram Agent.


MoneyGram Agent is a one of the better options in the market for international debit card transfers from Ivory Coast to Nigeria.

Debit and prepaid cards

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, .

Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

Credit cards

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Ivory Coast.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Ivory Coast to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XOF to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

FAQs

How much money can be transferred from Ivory Coast to Nigeria?

The amount of NGN you can receive from Ivory Coast will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many NGN can be received in Nigeria before making your transfer.

Are there any tax implications to sending money from Ivory Coast to Nigeria?

Each country will have its own set of tax laws and rules for receiving money from abroad. Nairas or CFA Franc BCEAOs sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Nairas from abroad, you should check how much you can receive in Nigeria without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from Ivory Coast to Nigeria with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Ivory Coast, Nigeria, and many other countries.

What are the typical transfer fees for sending CFA Franc BCEAOs to Nigeria through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending CFA Franc BCEAOs to Nigeria.

Our data shows that the cheapest way to send money online between Ivory Coast and Nigeria is MoneyGram Agent.

Over the past week, the most common transfer fee applied by MoneyGram Agent for XOF to NGN transactions has been CFA5680. This is 0% less than the second-best option available.

How long does it take to send money from Ivory Coast to Nigeria?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the XOF and NGN transaction volumes.

According to our data, the fastest way to send money online between Ivory Coast and Nigeria is PayPal App (P2P Transfer).

What is the best exchange rate I can get for sending money from Ivory Coast to Nigeria?

Exchange rates fluctuate frequently. To get the best rate for converting XOF to NGN, compare the rates offered by different providers against the mid-market rate. Right now, the XOF to NGN is 2.3773.

Are there any minimum or maximum transfer amounts for sending money from Ivory Coast to Nigeria?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Ivory Coast to Nigeria before proceeding.

Can I schedule regular transfers between Ivory Coast and Nigeria?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.