How to send money to Nigeria from Algeria with the best DZD-NGN rate

Find money transfer deals for sending money from Algeria to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best DZD to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Algeria.

Transferring the other way? Send NGN from Nigeria to Algeria instead.

Best companies for DZD/NGN transfers

3 of 3 providers

Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze DZD/NGN exchange rates from our comparisons.

Based on 32,700 DZD transfer

Best companies for DZD/NGN transfers

All money transfer offers for DZD/NGN transfers, sorted by most NGN received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
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Showing top Algeria to Nigeria deals for 32,700 DZD. Do a live search with your exact amount for today's best rates.
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Bank transfer
Fee DZD 1,308.00 1 DZD = 9.6312 NGN +6.00% vs mid-market Recipient gets ₦302,342.82 Minutes - 3 days
Send money now
0 reviews
CheapestUsing Bank transfer with MoneyGram Agent is the cheapest way to send money to Nigeria from Algeria.
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
DZD 32,700.00DZD 1,308.00₦302,342.82
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Credit card
Fee DZD 1,308.00 1 DZD = 9.6312 NGN +6.00% vs mid-market Recipient gets ₦302,342.82 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
DZD 32,700.00DZD 1,308.00₦302,342.82
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Debit card
Fee DZD 1,308.00 1 DZD = 9.6312 NGN +6.00% vs mid-market Recipient gets ₦302,342.82 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
DZD 32,700.00DZD 1,308.00₦302,342.82
Send Money Between PayPal Accounts
PayPal App (P2P Transfer)

PayPal App (P2P Transfer)

Pay via Bank transfer
Fee DZD 1,308.00 1 DZD = 9.6312 NGN +6.00% vs mid-market Recipient gets ₦302,342.82 Minutes
Send money now
1 reviews
FastestPayPal App (P2P Transfer) with Bank transfer deposit is the fastest way to send DZD to Nigeria.
Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes
DZD 32,700.00DZD 1,308.00₦302,342.82
Send Money Between PayPal Accounts
PayPal App (P2P Transfer)

PayPal App (P2P Transfer)

Pay via Debit card
Fee DZD 1,308.00 1 DZD = 9.6312 NGN +6.00% vs mid-market Recipient gets ₦302,342.82 Minutes
Send money now
1 reviews
Receive to bank account or debit cardP2P transfer

Ways to receive money with PayPal App (P2P Transfer) when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes
DZD 32,700.00DZD 1,308.00₦302,342.82
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Bank transfer
Fee DZD 981.00 1 DZD = 9.5287 NGN +7.00% vs mid-market Recipient gets ₦302,242.31 Minutes - 5 days
Send money now
0 reviews
RecommendedBased on our editorial reviews, Western Union Agent is our recommended way to send money from Algeria to Nigeria.
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
DZD 32,700.00DZD 981.00₦302,242.31
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Credit card
Fee DZD 981.00 1 DZD = 9.5287 NGN +7.00% vs mid-market Recipient gets ₦302,242.31 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
DZD 32,700.00DZD 981.00₦302,242.31
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Debit card
Fee DZD 981.00 1 DZD = 9.5287 NGN +7.00% vs mid-market Recipient gets ₦302,242.31 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
DZD 32,700.00DZD 981.00₦302,242.31
How Our Results Work
Mid-market rate: 1 DZD = 10.245964 NGN Updates every 60 minutes.

Alternative for Algeria to Nigeria

While you can’t send DZD to NGN with Wise, you can transfer USD to USD.

Wise
9.2
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%
Visit

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

The best way to send money from Algeria to Nigeria is using PayPal P2P transfer service.

With P2P transfers, if you and your recipient both have the PayPal app, you can send money between them.

You will initiate the transfer in DZD and your recipient will receive the NGN into their PayPal account.

The downside of this, is that PayPal charges higher fees and the withdrawal options can be limited depending.

Screenshot

How to compare deals on Algeria to Nigeria money transfers

Always compare rates

Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Algeria to Nigeria.

Always compare rates

Choose a provider

Select the provider that gives you the best value & service for your needs

Choose a provider

Click, sign up & send

Follow the steps & start your transfer from Algeria. Your funds will be converted to Naira and transferred to Nigeria.

Click, sign up & send

What to consider ahead of money transfers from Algeria to Nigeria

Compare providers

Comparing based on your specific needs is the best way to send money from Algeria to Nigeria with confidence.

Our analysis, and search results, include 3 providers that operate between Algeria and Nigeria. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Algeria when you need to send money to Nigeria.

Understand the Algerian Dinar-Naira exchange rate

The exchange rate determines the price you’ll pay for Naira when you send Algerian Dinar to Nigeria.

The current exchange rate between the Algerian Dinar and Naira is 10.2775. MoneyGram Agent offers the best exchange.

The DZD-NGN exchange rate is always moving.

It’s possible that waiting a day or two can help you get more NGN for the same amount of Algerian Dinar. But, the best way to lock in a price between Algeria and Nigeria is by using a forward contract.

Choose the right payment method

A bank transfer is the our recommended option for money transfers between Algeria and Nigeria. MoneyGram Agent offers the best price on a bank transfer.

A bank transfer to Nigeria through MoneyGram Agent is 0% cheaper than the second-best option in the market.

Use providers regulated in Algeria and Nigeria

Always choose providers that are regulated by financial authorities in both Algeria and Nigeria to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Algeria and Nigeria.

Consider transfer limits

Some services have minimum or maximum thresholds on how much you can transfer from Algeria to Nigeria.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Western Union Agent if you need to send large amounts of DZD to Nigeria. The combination of rates and fees when sending to Nigeria is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Algeria, or entering Nigeria. Mis-understanding these could result in a slower, or even failed, transfer.

Receiving money in Nigeria

There are different ways to receive money in Nigeria. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Algeria to Nigeria will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Algeria into Naira. Western Union Agent is the best company for bank transfers between Algeria and Nigeria.

And if you need cash right away, check if cash pickup is an option for transfers between Algeria and Nigeria.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like MoneyGram Agent.

Have your ID ready

When signing up to a money transfer company to send between Algeria and Nigeria, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Algeria this will be a government ID like a passport or driver's license. In Nigeria it will be a similar set of documents, although this should only be needed if you are opening a new account in Nigeria, or collecting in cash.

Big transactions between Algeria and Nigeria, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Western Union Agent in part due to their easy sign up process in Algeria.

Don't forget about taxes

When sending large amounts of money between Algeria and Nigeria there will be tax implications to consider.

Some transfers into Naira may need to be reported to tax authorities in Nigeria, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Nigeria based on age, income and a few other elements. When in doubt, please contact a tax professional in Algeria or Nigeria to discuss your personal circumstances.

The cheapest way to send money to Nigeria from Algeria is to send cash via Western Union Agent.

Generally speaking, sending cash is more expensive than using the online transfer, however, after looking at 100+ money transfer companies, there aren’t many options servicing DZD/NGN.

The main cost is made up of the fee (around 981 DZD) and the exchange rate markup added on top.

However, this heavily depends on which branch you use, and how much DZD you are sending.

The fastest way to send money to Nigeria from Algeria is to use cash transfer via MoneyGram Agent

In most cases cash transfers with MoneyGram are instant, and your recipient will be able to collect NGN in minutes.

However, depending on how much you send, it can take a bit longer (up to a day) due to the processing time.

With the limited number of money transfer companies servicing DZD/NGN, cash transfer with MoneyGram is the fastest way.

Sending a large amount of money?

For big transfers from Algeria to Nigeria, competitive pricing & strong customer service are essential.

Of the
3 providers compared, Western Union Agent is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Western Union Agent may not always be the fastest or cheapest way to send money from Algeria to Nigeria, it's a great provider for things like buying or selling property.

Understanding the cost of money transfers to Nigeria from Algeria

The total cost of sending money to Nigeria from Algeria is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for DZD-NGN is 10.2775 NGN per Algerian Dinar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Naira for your Algerian Dinars.

The DZD-NGN mid-market rate over the last 7 days has seen the Algerian Dinar worth an average 10.2205 NGN. Within this there has been a high of 10.246, and a low of 10.2024.

From 3 companies compared, MoneyGram Agent offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting DZD to NGN.

Fees: When sending money there may be additional fees. MoneyGram Agent offers the lowest fee of the 3 providers tested, costing 1308 DZD per transfer (based on .د.ج32,700 transferred).

Amount Received: When comparing providers, the best measure is the amount of Naira eventually received in Nigeria.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Nigeria, means a better overall cost of sending money from Algeria.

Getting the best exchange rate for Algerian Dinar to Naira

Tracking the mid-market rate can make a huge difference when sending money DZD to NGN. The exchange rate you secure impacts how much NGN you get for your DZD.

Mid-market rate:1 DZD = 10.277486 NGN

Funding your Algeria to
Nigeria transfer

Bank transfers

The default option for sending money from Algeria to Nigeria is often a bank transfer.

Using a money transfer company such as MoneyGram Agent for transfers from Algeria to Nigeria, allows for sending via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


From the 3 we tested, the cheapest provider for bank transfers from DZD to Nigeria is MoneyGram Agent.

With the fee of DZD1308 to send money from Algeria to Nigeria, MoneyGram Agent offers a great combination of competitive exchange rates and lower fees.


Bank transfers

Prepaid and debit cards

Sending money from Algeria to Nigeria with a prepaid or debit card is easy with Western Union Agent.


Western Union Agent is a leader in accepting card payments for transfers between Algeria and Nigeria.

Prepaid and debit cards

Credit cards

We recommend using a bank transfer or a debit card deposit instead of a credit card, as many companies do not allow direct deposits with a credit card and are usually more expensive.

If you absolutely need to deposit with a credit card, we recommend running a to find the company that fits your needs.

Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

Credit cards

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Algeria.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Algeria to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send DZD to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

FAQs

How much money can be transferred from Algeria to Nigeria?

The amount of NGN you can receive from Algeria will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many NGN can be received in Nigeria before making your transfer.

Are there any tax implications to sending money from Algeria to Nigeria?

Each country will have its own set of tax laws and rules for receiving money from abroad. Nairas or Algerian Dinars sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Nairas from abroad, you should check how much you can receive in Nigeria without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from Algeria to Nigeria with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Algeria, Nigeria, and many other countries.

What are the typical transfer fees for sending Algerian Dinars to Nigeria through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Algerian Dinars to Nigeria.

Our data shows that the cheapest way to send money online between Algeria and Nigeria is MoneyGram Agent.

Over the past week, the most common transfer fee applied by MoneyGram Agent for DZD to NGN transactions has been .د.ج1308. This is 0% less than the second-best option available.

How long does it take to send money from Algeria to Nigeria?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the DZD and NGN transaction volumes.

According to our data, the fastest way to send money online between Algeria and Nigeria is PayPal App (P2P Transfer).

What is the best exchange rate I can get for sending money from Algeria to Nigeria?

Exchange rates fluctuate frequently. To get the best rate for converting DZD to NGN, compare the rates offered by different providers against the mid-market rate. Right now, the DZD to NGN is 10.2775.

Are there any minimum or maximum transfer amounts for sending money from Algeria to Nigeria?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Algeria to Nigeria before proceeding.

Can I schedule regular transfers between Algeria and Nigeria?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.