Compare today's IDR to INR (Rupiah to Indian Rupee) exchange rates

Get the best exchange rates on IDR to INR transfers and deals when you send money from Indonesia to India.

We've analyzed and reviewed 3 money transfer companies and apps offering transfers to India (INR) from Rupiah.

Read on to find the cheapest, fastest, and most reliable companies with the best IDR to INR exchange rates.

Transferring the other way? Send INR from India to Indonesia instead.

Best companies for IDR/INR transfers

3 of 3 providers

Last updated on 23 June 2026 This page updates weekly. We collect, store, and analyze IDR/INR exchange rates from our comparisons.

Based on 4,200,000 IDR transfer

Best companies for IDR/INR transfers

All money transfer offers for IDR/INR transfers, sorted by most INR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee Rp 58,073.00 1 IDR = 0.0053 INR -0.02% vs mid-market Recipient gets ₹21,955.65 Within minutes
Send money now
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money with Wise when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositWithin minutes
Rp 4,200,000.00Rp 58,073.00₹21,955.65

Click here to run a live search

Showing top Indonesia to India deals for 4,200,000 IDR. Do a live search with your exact amount for today's best rates.
Wise

Wise

Pay via Bank transfer
Fee Rp 58,073.00 1 IDR = 0.0053 INR -0.02% vs mid-market Recipient gets ₹21,955.65 Within minutes
Send money now
CheapestUsing Bank transfer with Wise is the cheapest way to send money to India from Indonesia.FastestWise with Bank transfer deposit is the fastest way to send IDR to India.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Indonesia to India.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money with Wise when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositWithin minutes
Rp 4,200,000.00Rp 58,073.00₹21,955.65
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Bank transfer
Fee Rp 168,000.00 1 IDR = 0.0050 INR +6.00% vs mid-market Recipient gets ₹20,083.63 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
Rp 4,200,000.00Rp 168,000.00₹20,083.63
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Credit card
Fee Rp 168,000.00 1 IDR = 0.0050 INR +6.00% vs mid-market Recipient gets ₹20,083.63 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
Rp 4,200,000.00Rp 168,000.00₹20,083.63
Send cash via a MoneyGram agent
MoneyGram Agent

MoneyGram Agent

Pay via Debit card
Fee Rp 168,000.00 1 IDR = 0.0050 INR +6.00% vs mid-market Recipient gets ₹20,083.63 Minutes - 3 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with MoneyGram Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 3 days
Rp 4,200,000.00Rp 168,000.00₹20,083.63
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Bank transfer
Fee Rp 126,000.00 1 IDR = 0.0049 INR +7.00% vs mid-market Recipient gets ₹20,076.96 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Bank transfer.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
Rp 4,200,000.00Rp 126,000.00₹20,076.96
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Credit card
Fee Rp 126,000.00 1 IDR = 0.0049 INR +7.00% vs mid-market Recipient gets ₹20,076.96 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Credit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
Rp 4,200,000.00Rp 126,000.00₹20,076.96
Send cash via a Western Union agent
Western Union Agent

Western Union Agent

Pay via Debit card
Fee Rp 126,000.00 1 IDR = 0.0049 INR +7.00% vs mid-market Recipient gets ₹20,076.96 Minutes - 5 days
Send money now
0 reviews
Receive to bank account or debit cardCash pickup

Ways to receive money with Western Union Agent when paying by Debit card.

MethodYou sendFeesRecipient gets
Bank depositMinutes - 5 days
Rp 4,200,000.00Rp 126,000.00₹20,076.96
How Our Results Work
Mid-market rate: 1 IDR = 0.005299 INR Updates every 60 minutes.
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Our recommendation: Wise

Wise is our top choice for IDR to INR transfers.

We tested & reviewed 3 money transfer providers offering money transfers from Indonesia to India, and Wise scored highly.

Sending 4,200,000 IDR to INR will cost you Rp58073 in fees, and you will receive 21,955.65 INR. The delivery time usually is within minutes, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we recommend making your Indonesia to India transfer using Wise.

Wise screenshot

How to compare deals on Indonesia to India money transfers

Always compare rates

Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from Indonesia to India.

Always compare rates

Choose a provider

Select the provider that gives you the best value & service for your needs.

Choose a provider

Click, sign up & send

Follow the steps & start your transfer from Indonesia. Your funds will be converted to Indian Rupee and transferred to India.

Click, sign up & send

Considerations for money transfers from Indonesia to India

Compare providers

Comparing providers offering services between Indonesia and India, based on your specific needs is the best way to send money with confidence.

Our comparison includes 3 companies that provide the ability to send Rupiah to India.

This ensures you get the best options for transfers to India from Indonesia, based on the amount you want to send.

Watch the Rupiah-Indian Rupee exchange rate

The exchange rate determines the price you’ll pay for Indian Rupee when sending Rupiah to India.

The rate between the Rupiah and Indian Rupee is currently 0.0053. Wise offers the best exchange from IDR-INR.

The IDR-INR exchange rate is always moving.

Sometimes, waiting a day or two can help you get more INR for the same amount of Rupiah. Using a forward contract that also allows you to lock in an agreed exchange rate between Indonesia and India.

Choose the right payment method

Sending money via a bank transfer is the recommended option for sending money from Indonesia to India.

The company offering the best bank transfer price is Wise.

This bank transfer to India is 8.53% cheaper than the second-best option in the market.

Use providers regulated in India and Indonesia

Indonesia and India have different regulations and you should ensure any provider you use to send or receive between the countries is regulated.

Our directory of financial regulators worldwide of key regulatory bodies highlights who can aid in keeping your money safe for money transfers between Indonesia and India.

Consider transfer limits

Some services between Indonesia and India have minimum or maximum thresholds on how much you can transfer. This is applies when receiving money in India as well.

Companies will offer different rates and fees for different transfer amounts. For regular transfers to India, use Wise. The combination of rates and fees when sending from Indonesia to India is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Indonesia, or entering India. Mis-understanding these could result in a slower, or even failed, transfer.

Receiving money in India

There are different ways to receive Indian Rupee in India. This includes a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers serving transfers from Indonesia to India will offer every method for incoming Indian Rupee, so it’s best to check ahead of time.

One of the more common ways to transfer from Indonesia into Indian Rupee is directly into a bank account. Wise is the best company for bank transfers between Indonesia and India.

And if you need cash right away, check if cash pickup is an option for transfers between Indonesia and India.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Wise.

Have your ID ready

When signing up to and sending Rupiah to India, through a money transfer company, you will have to verify your ID.

The precise documents you need will vary and in some cases you will need more than one.

For the most part however, in Indonesia this will be a government issued ID such as a passport or driver's license. In India it will be similar, although this should only be needed if you are opening a new account in India, or collecting in cash. Sending to an existing bank account in India shouldn’t require any additional ID checks.

Large transactions between Indonesia and India, are subject to additional checks. A provider may ask you for proof of address or may want to carry out a proof of funds check.

One of the reasons Wise has scored so highly for transfers to India is their easy sign up process in Indonesia.

Tax declarations

When sending large amounts of money between Indonesia and India there will potentially be a tax declaration to consider.

Some transfers into Indian Rupee may need to be reported to tax authorities in India, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in India based on age, income and a few other elements. When in doubt, please contact a tax professional in Indonesia or India to discuss your personal circumstances.

Cheapest way to transfer money to India from Indonesia: Wise

Wise offers the lowest cost transfers of the 3 providers we compared.

Our data shows that Wise is 8.53% cheaper than the second-best option.

Wise offers this through a combination of the 58073 IDR fee per transfer and exchange rate between IDR-INR that is -0.02% different to the mid-market rate

If you want the cheapest way to send Rupiah to India, Wise is our recommended choice.

Wise screenshot

Fastest company to send money to India from Indonesia: Wise.

We compared 3 companies for fast transfers from Rupiahs to India and Wise came out on top.

For example, if you send 4,200,000 IDR with Wise to India now, the transfer time is within minutes. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.

Sending money through Wise to India from Indonesia has a fee of 58073 IDR.

To understand who was the fastest, we tested Wise as part of 3 money transfer providers. Within this, we looked at the overall speed of sending money from Indonesia to India. This was made up of transfer times to India after Rupiahs were added to a money transfer account.

When fast money transfers between Indonesia and India are a priority, Wise is our recommended choice.

Wise screenshot

Sending a large amount of money?

For big transfers from Indonesia to India, competitive pricing & strong customer service are essential.

Of the
3 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Indonesia to India, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from Indonesia to India

The total cost of sending money to India from Indonesia is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for IDR-INR is 0.0053 INR per Rupiah.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Rupiahs.

The IDR-INR mid-market rate over the last 7 days has seen the Rupiah worth an average 0.0053 INR. Within this there has been a high of 0.0053, and a low of 0.0053.

From 3 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting IDR to INR.

Fees: When sending money there may be additional fees. Wise offers the lowest fee of the 3 providers tested, costing justs 58073 IDR per transfer.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from Indonesia.

Getting best exchange rate for transfers between Rupiah and Indian Rupee

Timing is essential for transferring money between IDR and INR. The exchange rate you secure impacts how much INR you get for your IDR.

Mid-market rate:1 IDR = 0.005276 INR

Funding your Indonesia to
India money transfer

Bank transfers

Bank transfers are often the best and easier way to send money from Indonesia to India.

By using a money transfer company such as Wise for transfers from Indonesia to India, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


On average, Wise is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending IDR to India.

With a fee of 58073 IDR to send money from Indonesia to India, Wise offers a decent combination of competitive exchange rates and lower fees.


Bank transfers

Debit and prepaid cards

Sending money from Indonesia to India with a debit or a prepaid card is easy with Western Union Agent.


Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from Indonesia to India.

Debit and prepaid cards

Credit cards

We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

However, if you do need to use a credit card to fund your transfer, to get the latest deal.

Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

Credit cards

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and Indonesia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Indonesia to India.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send IDR to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

FAQs

How much money can be transferred from Indonesia to India?

The amount of INR you can receive from Indonesia will vary depending on which provider you use. Some providers specialize in smaller transfers, while others are more suited to large transfers.

You should also check if there are any government regulations around how many INR can be received in India before making your transfer.

Are there any tax implications to sending money from Indonesia to India?

Each country will have its own set of tax laws and rules for receiving money from abroad. Indian Rupees or Rupiahs sent for business purposes between could be taxed as foreign income. If you’re looking to receive a large amount of Indian Rupees from abroad, you should check how much you can receive in India without paying taxes. If you're not sure how the tax process works locally, contact your local tax office or speak to a tax professional.

Can I send money from Indonesia to India with MoneyTransfers.com?

No. MoneyTransfers.com is a comparison website aiming to match you with the best money transfer providers to transfer money online between Indonesia, India, and many other countries.

What are the typical transfer fees for sending Rupiahs to India through various providers?

Transfer fees can vary significantly depending on your chosen provider. That's why you should compare the fees of different services to ensure you get the best deal when sending Rupiahs to India.

Our data shows that the cheapest way to send money online between Indonesia and India is Wise.

Over the past week, the most common transfer fee applied by Wise for IDR to INR transactions has been Rp58073. This is 8.53% less than the second-best option available.

How long does it take to send money from Indonesia to India?

The delivery time for international transfers can vary. Some services offer instant or same-day transfers, while others might take several business days. The speed may also depend on the IDR and INR transaction volumes.

According to our data, the fastest way to send money online between Indonesia and India is Wise.

What is the best exchange rate I can get for sending money from Indonesia to India?

Exchange rates fluctuate frequently. To get the best rate for converting IDR to INR, compare the rates offered by different providers against the mid-market rate. Right now, the IDR to INR is 0.0053.

Are there any minimum or maximum transfer amounts for sending money from Indonesia to India?

Providers often set minimum and maximum transfer limits. These can vary significantly, so it’s worth checking what limits apply for transfers from Indonesia to India before proceeding.

Can I schedule regular transfers between Indonesia and India?

Many services allow you to set up scheduled, recurring transfers. This can be especially useful for regular financial commitments across borders.