How to send money to UK from Netherlands with the best EUR-GBP rate

A comparison of providers offering services between the Netherlands and the United Kingdom is paramount. Based on your specific transfer amount, the best way to send money to the United Kingdom could change. Comparing ensures the best price for your needs.

For services allowing you to send Euro to the United Kingdom we've compared 16 providers.

Here are your best money transfer options for sending money from the Netherlands to the United Kingdom

• Wise is our recommended way to send Euro to GBP. Sending 7,000 EUR to GBP will cost you €34.42 in fees, and your recipient will receive 6,010.6 GBP. The delivery time usually is within minutes, but it depends on the day you make the transfer.

• To secure a cheap way to transfer EUR to the United Kingdom, Key Currency is our recommendation. We found that Key Currency fees were 0 EUR per transfer, and customers would expect an exchange rate between EUR-GBP that is 0.25% different to the mid-market rate

• Fastest way to send money to the United Kingdom from the Netherlands is with Revolut. If you send €7,000 with Revolut to United Kingdom, the transfer time is within minutes. This is currently the fastest option, but can vary depending on how much EUR you send to United Kingdom.

This coverage of the market ensure you will get the best options for your transfer to the United Kingdom from the Netherlands.

Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the Netherlands to the United Kingdom.

A better exchange rate means more Euro being sent to the United Kingdom. This exchange rate determines the price you will pay when buying Pound Sterling.

Currently the mid-market rate between Euro and Pound Sterling is 0.8625.

Fees and exchange rates make up the total cost of sending money from United Kingdom to the United Kingdom. Finding a company that can offer both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: The current EUR-GBP mid-market rate is 0.8625 GBP per Euro. You will get more Pound Sterling for your Euros if you find a provider close to this number.

• Fees: Transfer fees are charged as part of the transfer. Key Currency charges the lowest fee of 0 EUR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount of Pound Sterling eventually received in the United Kingdom. You can assume that a lower cost of sending from the Netherlands will result in more money received in the United Kingdom.

Sometimes, waiting a day or two can help you get more GBP for the same amount of Euro - but time it wrong and you might get a worse deal.

If you’re sending a large amount where this rate could make a significant difference, use a forward contract. This allows you to lock in an agreed exchange rate between the Netherlands and the United Kingdom.

A bank transfer through a money transfer company is the cheapest way to send money. Generally, it’s the payment method that will get you the best price on a transfer from the Netherlands to the United Kingdom at this moment.

Here are all the ways to send money from Netherlands to United Kingdom:

Bank transfers

Bank transfers are usually the best and easiest way to send money from the Netherlands to the United Kingdom.

By using a money transfer company such as Key Currency for transfers from the Netherlands to the United Kingdom, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.

Debit and prepaid cards

Sending money from the Netherlands to the United Kingdom with a debit or a prepaid card is available through Wise.


Wise is one of the cheaper options for debit card payments for transfers from the Netherlands to the United Kingdom. This cost is against a total of 16 money transfer companies offering this option.

Credit cards

When it comes to credit card transfers from the Netherlands to the United Kingdom, we recommend comparing your options to get the best deal.

Transfer limits to the Netherlands and the United Kingdom will differ per company, this may impact the amount you can send and receive if you hit the limits.

Also, rates and fees for different EUR-GBP transfer amounts could change - that’s why it’s best to compare companies for your specific transfer amount. Then, for regular transfers to the United Kingdom, shopping around each time can make a huge difference if you feel you are hitting limits regularly.

For sending large or regular amounts of EUR to the United Kingdom we'd recommend using Wise. They offer a combination of rates and fees when sending from the Netherlands to the United Kingdom that is the most competitive.

There are different ways to receive money in the United Kingdom.

The most popular ways are direct bank deposit into Pound Sterling, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers offering money transfers between the Netherlands and the United Kingdom will offer every method for incoming Pound Sterling.

Understanding where the money will eventually go after its left the Netherlands and entered the United Kingdom could impact the provider you use.

The most common (and generally easiest) way to send money from the Netherlands to the United Kingdom is directly into a bank account. Wise is the best company for sending money from the Netherlands to a bank account in the United Kingdom.

And if you need cash right away, check if cash pickup is an option for transfers between Netherlands and United Kingdom.

Mobile wallets, P2P services and payment apps like PayPal, Xoom, and CashApp are popular because they offer convenience to those who already have them, but they come with more limitations and higher costs.

When sending Pound Sterlings to the United Kingdom, you will need to verify your ID at the sign up stage.

The documents you need will vary by money transfer company and in some cases you might need a couple of options.

For the most part however, in the Netherlands ID can be verified through a government issued ID such as a passport or driver's license.

In the United Kingdom, if the recipient needs an ID to collect money - both should be accepted. We’d recommend checking in advance before sending for any specific requirements on receiving money.

Large transactions between the Netherlands and the United Kingdom, are subject to additional checks such as proof of funds. This is for anti-money laundering purposes.

Wise is one of our recommended providers for transfers to the United Kingdom from the Netherlands due to the ease of sign up and ID verification.

When sending money between Netherlands and United Kingdom there will be tax declarations to consider.

Some transfers into Pound Sterling may need to be reported to tax authorities in the United Kingdom, particularly where inheritance or property purchases are involved (or anywhere else there are additional legal requirements).

Depending on age and income in particular, tax limits and personal allowances will change in the United Kingdom.

When in doubt, please contact a tax professional in the Netherlands or the United Kingdom to discuss the personal circumstances of the transfer. This ensures you are not missing any specific tax declarations associated with your circumstances.