How to send money to UK from Australia with the best AUD-GBP rate

Comparing providers when sending money from Australia to the United Kingdom is the easiest way to make a transfer at the best price.

Right now, for AUD/GBP

• Wise is our recommended company for transferring Australian Dollar to the United Kingdom. Sending 12,000 AUD to GBP will cost you $47.47 in fees, and you will receive 6,279.91 GBP. The delivery time is within minutes, but it depends on the day you make the transfer.

• If you want to secure the best rates on a AUD to United Kingdom transfer, Africhange is the cheapest way to send money and will result in the most Pound Sterling received.

• Fastest way to send money from Australia to the United Kingdom is via Wise. Based on a $12,000 transfer, Wise transfer time for AUD-GBP transfers is within minutes.

We’ve compared 14 providers for sending Australian Dollar to United Kingdom. This ensures you will get the best options for your transfer to the United Kingdom from Australia.

The exchange rate determines the price you will pay when buying Pound Sterling.

A better exchange rate and lower fees means more money being sent to United Kingdom.

The total cost of sending money to the United Kingdom from Australia, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: Currently, the mid-market for AUD-GBP is 0.5249 GBP per Australian Dollar.

• Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Africhange has a fee of 6.6 AUD per transfer (which is the cheapest option right now for a $12,000 transfer). Although you should search for your send amount to get live deals and lowest fees.

• Amount Received: Money transfer companies will show you the amount of Pound Sterling eventually received in the United Kingdom.

If you are paying for services in Pound Sterling from Australia, this can make a huge difference.

Understanding the averages, and then waiting a day or two can help you get more GBP for the same amount of Australian Dollar.

You can also use a forward contract to lock in an agreed exchange rate between Australia and the United Kingdom.

Using a bank transfer to send via money transfer company is the payment method that will get you the best price when sending from Australia to the United Kingdom.

Here are all the ways to send money from Australia to United Kingdom:

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from Australia to the United Kingdom.

Using a money transfer company such as Africhange for payments from Australia to the United Kingdom, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money with a debit card from Australia to the United Kingdom is easy with Wise.


Wise is a leader in debit card money transfers from Australia to the United Kingdom. They are the best option of the 14 transfer companies compared.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

Ensuring you fully understand regulations in Australia and the United Kingdom will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for sending money between Australia and the United Kingdom.

Some companies offering money transfers between Australia and the United Kingdom have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare AUD-GBP rates for your specific transfer amount.

For regular transfers to the United Kingdom, shopping around each time can make a huge difference.

For sending large amounts of AUD to United Kingdom we'd recommend using Wise. They offer a combination of rates and fees when sending from Australia to the United Kingdom that is the most competitive, even at larger amounts.

There are different options for receiving Pound Sterling in the United Kingdom.

The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering transfers from Australia to the United Kingdom will offer every method for incoming Pound Sterling, so it’s best to check ahead of time.

Again, a comparison of AUD to GBP providers will tell you if the method for receiving is supported.

One of the most common ways to transfer money from Australia into the United Kingdom is by sending directly to a bank account. Wise is the best company for bank transfers between Australia and the United Kingdom.

And if you need cash right away, check if cash pickup is an option for transfers between Australia and the United Kingdom.

P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience but are better for domestic transfers. For receiving international payments they come with more limitations and higher costs compared to money transfer options like multi-currency accounts.

If using a money transfer company to send Pound Sterlings to the United Kingdom, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need more than one.

ID can be verified in Australia through a government issued ID such as a passport or driver's license.

If the recipient needs an ID to collect money in the United Kingdom, it will be similar.

Large transactions between Australia and United Kingdom, can be subject to additional checks. This includes proof of funds for anti-money laundering purposes.

One of the reasons Wise has scored so highly for transfers to the United Kingdom is their easy sign up process in Australia.

Sending regular, or larger amounts of money between Australia and United Kingdom could mean there are tax declarations to consider.

Some transfers into Pound Sterling may need to be reported to tax authorities in the United Kingdom, particularly where inheritance or property purchases are involved.

The United Kingdom has many different tax obligations for residents and non-residents.

When in doubt, please contact a tax professional in Australia or the United Kingdom to discuss your personal circumstances. This ensures you are not missing any specific tax needs associated with your transfer.