How to send money to Nepal from Australia with the best AUD-NPR rate

A comparison of providers offering services between Australia and Nepal, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

Right now, converting AUD to NPR is:

• Wise is our recommended company for sending money to Nepal from AUD. Sending 4,000 AUD to NPR will cost you $46.49 in fees, and you will receive 417,099 NPR. The delivery time usually is within an hour, but can be longer depending when you make the transfer.

• Xe offers the lowest cost transfers between Australia and Nepal out of the 7 providers compared.

• Fastest money transfers option to Nepal from Australia is via Revolut. For example, if you send 4,000 AUD with Revolut to Nepal, the transfer time is within minutes.

We’ve compared 7 providers that provide services for sending Australian Dollar to Nepal. This ensures you will get the best options for your transfer to Nepal from Australia.

An exchange rate determines the price you will pay when buying Nepalese Rupee. A better exchange rate means more money sent from Australia to Nepal.

The current rate between the Australian Dollar and Nepalese Rupee is 105.0938, and it changes almost constantly.

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Australia to Nepal.

• The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Nepalese Rupee for your Australian Dollar. The current AUD-NPR mid-market rate is 105.0938 NPR per Australian Dollar.

• Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Australian Dollar you’re sending to Nepal. Xe currently is the cheapest option for transfers into NPR costing 0 AUD per transfer. We always recommend searching for your exact send amount for an exact fee.

• Amount Received: The amount received in Nepalese Rupee is the biggest indicator of the total cost of sending money to Nepal from Australia. The bigger the amount received in Nepal, the lower the overall cost of sending from Australia.

Understanding the averages, and then waiting a day or two can help you get more NPR for the same amount of Australian Dollar.

A better option is to use a forward contract that also allows you to lock in an agreed exchange rate between Australia and Nepal.

A bank transfer is the payment method that will get you the best price on a transfer from Australia to Nepal.

Here are all the ways to send money from Australia to Nepal:

Bank transfers

Bank transfers are often fastest, cheapest and best way to send money from Australia to Nepal.

Using a money transfer company such as Xe for transfers from Australia to Nepal, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Sending money from Australia to Nepal with a debit card or a prepaid card is very simple with Wise.


Wise is the cheapest option for sending money with a debit card between Australia and Nepal. This is of the 7 money transfer companies offering debit card payments on this route.

Credit cards

When it comes to credit card transfers from Australia to Nepal, we recommend comparing your options to get the best deal.

and have different regulations and ensuring you fully understand these regulations will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for money transfers between Australia and Nepal

Some companies offering money transfers between Australia and Nepal have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare AUD-NPR rates for your specific transfer amount. For regular transfers to Nepal, shopping around each time can make a huge difference.

For sending large amounts of AUD to Nepal, we’d recommend Wise. They offer a solid combination of rates and fees when sending from Australia to Nepal that is the most competitive, even at larger amounts.

There are different options for receiving Nepalese Rupee in Nepal. The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account. Not all providers offering transfers from Australia to Nepal will offer every method for incoming Nepalese Rupee, so it’s best to check ahead of time.

Sending directly to a bank account is one of the most common ways to send money from Australia to Nepal. For most part, this is because it means the recipient has to do very little.

Wise is the best company for bank transfers between Australia and Nepal.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like Xe.

When sending Australian Dollar to Nepal, through a money transfer company, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need a couple of options.

For the most part, ID can be verified in Australia through a government issued ID such as a passport or driver's license. If the recipient needs an ID to collect money in Nepal it will be similar.

Large transactions between Australia and Nepal, can be subject to additional checks such as proof of funds for anti-money laundering purposes.

One of the reasons Wise has scored so highly for transfers to Nepal is their easy sign up process in Australia.

As well as proof of funds, when sending large amounts of money between Australia and Nepal.

Some transfers into Nepalese Rupee may need to be reported to tax authorities in Nepal as well, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Nepal based on age, income and a few other elements. When in doubt, please contact a tax professional in Australia or Nepal to discuss your personal circumstances to ensure you are not missing any specific tax declarations.