How to send money to India from Poland with the best PLN-INR rate

A comparison of providers offering services between Poland and India, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

Right now, converting PLN to INR is:

• Wise is our recommended company for sending money to India from PLN. Sending 30,000 PLN to INR will cost you zł232.28 in fees, and you will receive 752,968.52 INR. The delivery time usually is within 3 hours, but can be longer depending when you make the transfer.

• Profee offers the lowest cost transfers between Poland and India out of the 11 providers compared.

• Fastest money transfers option to India from Poland is via Revolut. For example, if you send 30,000 PLN with Revolut to India, the transfer time is within minutes.

We’ve compared 11 providers that provide services for sending Zloty to India. This ensures you will get the best options for your transfer to India from Poland.

An exchange rate determines the price you will pay when buying Indian Rupee. A better exchange rate means more money sent from Poland to India.

The current rate between the Zloty and Indian Rupee is 25.1668, and it changes almost constantly.

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Poland to India.

• The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Indian Rupee for your Zloty. The current PLN-INR mid-market rate is 25.1668 INR per Zloty.

• Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Zloty you’re sending to India. Profee currently is the cheapest option for transfers into INR costing 0 PLN per transfer. We always recommend searching for your exact send amount for an exact fee.

• Amount Received: The amount received in Indian Rupee is the biggest indicator of the total cost of sending money to India from Poland. The bigger the amount received in India, the lower the overall cost of sending from Poland.

Understanding the averages, and then waiting a day or two can help you get more INR for the same amount of Zloty.

A better option is to use a forward contract that also allows you to lock in an agreed exchange rate between Poland and India.

A bank transfer is the payment method that will get you the best price on a transfer from Poland to India.

Here are all the ways to send money from Poland to India:

Bank transfers

Bank transfers are often fastest, cheapest and best way to send money from Poland to India.

Using a money transfer company such as Regency FX for transfers from Poland to India, will mean being able to send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Sending money from Poland to India with a debit card or a prepaid card is very simple with Revolut.


Revolut is the cheapest option for sending money with a debit card between Poland and India. This is of the 11 money transfer companies offering debit card payments on this route.

Credit cards

When it comes to credit card transfers from Poland to India, we recommend comparing your options to get the best deal.

and have different regulations and ensuring you fully understand these regulations will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for money transfers between Poland and India

Some companies offering money transfers between Poland and India have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare PLN-INR rates for your specific transfer amount. For regular transfers to India, shopping around each time can make a huge difference.

For sending large amounts of PLN to India, we’d recommend Wise. They offer a solid combination of rates and fees when sending from Poland to India that is the most competitive, even at larger amounts.

There are different options for receiving Indian Rupee in India. The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account. Not all providers offering transfers from Poland to India will offer every method for incoming Indian Rupee, so it’s best to check ahead of time.

Sending directly to a bank account is one of the most common ways to send money from Poland to India. For most part, this is because it means the recipient has to do very little.

Wise is the best company for bank transfers between Poland and India.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like Profee.

When sending Zloty to India, through a money transfer company, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need a couple of options.

For the most part, ID can be verified in Poland through a government issued ID such as a passport or driver's license. If the recipient needs an ID to collect money in India it will be similar.

Large transactions between Poland and India, can be subject to additional checks such as proof of funds for anti-money laundering purposes.

One of the reasons Wise has scored so highly for transfers to India is their easy sign up process in Poland.

As well as proof of funds, when sending large amounts of money between Poland and India.

Some transfers into Indian Rupee may need to be reported to tax authorities in India as well, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in India based on age, income and a few other elements. When in doubt, please contact a tax professional in Poland or India to discuss your personal circumstances to ensure you are not missing any specific tax declarations.