How to send money to Bangladesh from Poland with the best PLN-BDT rate

Comparing based on your specific needs is the best way to send money from Poland to Bangladesh with confidence.

For PLN/BDT

• Wise is our top pick for sending Zloty to Bangladesh. For example, sending 10,000 PLN to BDT will cost you zł111.22 in fees, and you will receive 324,531.96 BDT.

• We would recommend Western Union for low cost, affordable transfers from Takas to Bangladesh. We found that Western Union is 0.2% cheaper than the second-best option. The cost is a combination of a fee of 0 PLN and an exchange rate for converting Zloty to Taka that is -0.2% different to the mid-market rate.

• Fastest way to send money to Bangladesh from Poland is with Taptap Send. For example, if you send 10,000 PLN with Taptap Send to Bangladesh, the transfer time is minutes based on our data.

Our analysis, and search results, include 7 providers that operate between Poland and Bangladesh. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Poland when you need to send money to Bangladesh.

The exchange rate determines the price you’ll pay for Taka when you send Zloty to Bangladesh.

The current exchange rate between the Zloty and Taka is 32.6972, and it constantly fluctuates.

When calculating the cost of sending money from Poland to Bangladesh, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current PLN-BDT mid-market rate is 32.6972 BDT per Zloty. Finding a provider as close to this number as possible will ensure more Taka for your money.

• Fees: Transfer fees are charged on top of a transfer. Western Union currently offers the lowest fees of 0 PLN per transfer (based on zł10,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Taka is the biggest indicator in the total cost of sending money to Poland from Bangladesh. The higher the total amount received in Bangladesh, the lower the cost of sending from Poland.

It’s possible that waiting a day or two can help you get more BDT for the same amount of Zloty. But, the best way to lock in a price between Poland and Bangladesh is by using a forward contract.

A debit card is our recommended option for money transfers between Poland and Bangladesh. Western Union offers the best price on a debit card.

Here are all the ways to send money from Poland to Bangladesh:

Bank transfers

Bank transfers are often the best payment method for money transfers from Poland to Bangladesh.

A money transfer company like Western Union offer bank transfers between Poland and Bangladesh with lower fees and better exchange rates than you would get from a traditional bank.

On average, Western Union is the cheapest provider for bank transfers of the 7 we tested when sending PLN to Bangladesh.

Debit and prepaid cards

Sending money from Poland to Bangladesh with a debit or a prepaid card is very simple with Wise.


Wise is a leader in debit card payments for transfers from Poland to Bangladesh, competing among a total of 7 active money transfer companies on this route.

Credit cards

We recommend avoiding credit cards where possible due to a lack of support and high fees.

If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

Always choose providers that are regulated by financial authorities in both Poland and Bangladesh to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Poland and Bangladesh.

Some services have minimum or maximum thresholds on how much you can transfer from Poland to Bangladesh.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Wise if you need to send large amounts of PLN to Bangladesh. The combination of rates and fees when sending to Bangladesh is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Poland, or entering Bangladesh. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Bangladesh. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Poland to Bangladesh will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Poland into Taka. Wise is the best company for bank transfers between Poland and Bangladesh.

And if you need cash right away, check if cash pickup is an option for transfers between Poland and Bangladesh.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Western Union.

When signing up to a money transfer company to send between Poland and Bangladesh, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Poland this will be a government ID like a passport or driver's license. In Bangladesh it will be a similar set of documents, although this should only be needed if you are opening a new account in Bangladesh, or collecting in cash.

Big transactions between Poland and Bangladesh, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Wise in part due to their easy sign up process in Poland.

When sending large amounts of money between Poland and Bangladesh there will be tax implications to consider.

Some transfers into Taka may need to be reported to tax authorities in Bangladesh, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Bangladesh based on age, income and a few other elements. When in doubt, please contact a tax professional in Poland or Bangladesh to discuss your personal circumstances.