How to send money to Albania from Poland with the best PLN-ALL rate

Comparing based on your specific needs is the best way to send money from Poland to Albania with confidence.

For PLN/ALL

• Wise is our top pick for sending Zloty to Albania. For example, sending 7,400 PLN to ALL will cost you zł140.39 in fees, and you will receive 160,202.17 ALL.

• We would recommend Paysend for low cost, affordable transfers from Leks to Albania. We found that Paysend is 0.27% cheaper than the second-best option. The cost is a combination of a fee of 0 PLN and an exchange rate for converting Zloty to Lek that is 1.51% different to the mid-market rate.

• Fastest way to send money to Albania from Poland is with Revolut. For example, if you send 7,400 PLN with Revolut to Albania, the transfer time is within minutes based on our data.

Our analysis, and search results, include 6 providers that operate between Poland and Albania. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Poland when you need to send money to Albania.

The exchange rate determines the price you’ll pay for Lek when you send Zloty to Albania.

The current exchange rate between the Zloty and Lek is 21.9541, and it constantly fluctuates.

When calculating the cost of sending money from Poland to Albania, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current PLN-ALL mid-market rate is 21.9541 ALL per Zloty. Finding a provider as close to this number as possible will ensure more Lek for your money.

• Fees: Transfer fees are charged on top of a transfer. Paysend currently offers the lowest fees of 0 PLN per transfer (based on zł7,400 transfer). Although, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Lek is the biggest indicator in the total cost of sending money to Poland from Albania. The higher the total amount received in Albania, the lower the cost of sending from Poland.

It’s possible that waiting a day or two can help you get more ALL for the same amount of Zloty. But, the best way to lock in a price between Poland and Albania is by using a forward contract.

A debit card is our recommended option for money transfers between Poland and Albania. Paysend offers the best price on a debit card.

Here are all the ways to send money from Poland to Albania:

Bank transfers

Bank transfers are often the best payment method for money transfers from Poland to Albania.

A money transfer company like Western Union offer bank transfers between Poland and Albania with lower fees and better exchange rates than you would get from a traditional bank.

On average, Western Union is the cheapest provider for bank transfers of the 6 we tested when sending PLN to Albania.

Debit and prepaid cards

Sending money from Poland to Albania with a debit or a prepaid card is very simple with Wise.


Wise is a leader in debit card payments for transfers from Poland to Albania, competing among a total of 6 active money transfer companies on this route.

Credit cards

We recommend avoiding credit cards where possible due to a lack of support and high fees.

If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

Always choose providers that are regulated by financial authorities in both Poland and Albania to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Poland and Albania.

Some services have minimum or maximum thresholds on how much you can transfer from Poland to Albania.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Wise if you need to send large amounts of PLN to Albania. The combination of rates and fees when sending to Albania is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Poland, or entering Albania. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Albania. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Poland to Albania will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Poland into Lek. Wise is the best company for bank transfers between Poland and Albania.

And if you need cash right away, check if cash pickup is an option for transfers between Poland and Albania.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Paysend.

When signing up to a money transfer company to send between Poland and Albania, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Poland this will be a government ID like a passport or driver's license. In Albania it will be a similar set of documents, although this should only be needed if you are opening a new account in Albania, or collecting in cash.

Big transactions between Poland and Albania, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Wise in part due to their easy sign up process in Poland.

When sending large amounts of money between Poland and Albania there will be tax implications to consider.

Some transfers into Lek may need to be reported to tax authorities in Albania, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Albania based on age, income and a few other elements. When in doubt, please contact a tax professional in Poland or Albania to discuss your personal circumstances.