How to send money to Indonesia from France with the best EUR-IDR rate

Comparing based on your specific needs is the best way to send money from France to Indonesia with confidence.

Right now, for EUR/IDR

• Wise is our top choice for EUR to IDR transfers. Sending 7,000 EUR to IDR will cost you €43.7 in fees, and you will receive 141,943,997 IDR. The delivery time usually is within minutes.

• Taptap Send offers the lowest fees of the 10 available options. This cost combines the exchange rate between the Euro and Rupiah that is 0.05% different to the mid-market rate and the fee of 0 EUR.

• Fastest way to transfer money to Indonesia from France is with Revolut. For example, sending €7,000 to Indonesia with Revolut will be within minutes. But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Our analysis, and search results, include 10 providers that operate between France and Indonesia. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in France when you need to send money to Indonesia.

The exchange rate determines the price you’ll pay for Rupiah when you send Euro to Indonesia.

The current exchange rate between the Euro and Rupiah is 20,405.8134, but it constantly changes.

When calculating the costs of money transfers between France and Indonesia, opt for the best combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: Today, the EUR-IDR mid-market rate equals 20,405.8134 IDR per Euro.

• Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Taptap Send, only 0 EUR. We would recommend searching for your exact send amount to get an idea of fees.

• Amount Received: The amount received in Rupiah is the biggest indicator the total cost of sending money from France to Indonesia. Essentially, the more the recipient receives in Indonesia, the less it is costing to send from France.

It’s possible that waiting a day or two can help you get more IDR for the same amount of Euro. But, the best way to lock in a price between France and Indonesia is by using a forward contract.

A bank transfer is the our recommended option for money transfers between France and Indonesia.

Here are all the ways to send money from France to Indonesia:

Bank transfers

Paying via a bank transfer is often the better option for sending money from France to Indonesia.

By using a money transfer company such as OFX for transfers from France to Indonesia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from France to Indonesia with a debit or a prepaid card is easy with Wise.


Wise is a one of the better options in the market for international debit card transfers from France to Indonesia.

Credit cards

When it comes to credit card transfers from France to Indonesia, we recommend comparing your options to get the best deal.

Always choose providers that are regulated by financial authorities in both France and Indonesia to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between France and Indonesia.

Some services have minimum or maximum thresholds on how much you can transfer from France to Indonesia.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Wise if you need to send large amounts of EUR to Indonesia. The combination of rates and fees when sending to Indonesia is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving France, or entering Indonesia. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Indonesia. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from France to Indonesia will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from France into Rupiah. Wise is the best company for bank transfers between France and Indonesia.

And if you need cash right away, check if cash pickup is an option for transfers between France and Indonesia.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Taptap Send.

When signing up to a money transfer company to send between France and Indonesia, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in France this will be a government ID like a passport or driver's license. In Indonesia it will be a similar set of documents, although this should only be needed if you are opening a new account in Indonesia, or collecting in cash.

Big transactions between France and Indonesia, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Wise in part due to their easy sign up process in France.

When sending large amounts of money between France and Indonesia there will be tax implications to consider.

Some transfers into Rupiah may need to be reported to tax authorities in Indonesia, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Indonesia based on age, income and a few other elements. When in doubt, please contact a tax professional in France or Indonesia to discuss your personal circumstances.