How to send money to Indonesia from Kuwait with the best KWD-IDR rate

Comparing providers offering services between Kuwait and Indonesia, based on your specific needs is the best way to send money with confidence.

Right now, for KWD/IDR

• Xe is our top choice for KWD to IDR transfers. Sending 2,159 KWD to IDR will cost you .د.ك0 in fees, and you will receive 122,253,131.03 IDR. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

• Paysend offers the lowest cost transfers of the 2 compared. Data collected for transfers between Kuwait and Indonesia over the past week shows that Paysend is 1.45% cheaper than the second-best option.

• Of 2 companies compared, Paysend offers the quickest way to send Kuwaiti Dinars to Indonesia is with minutes - 24 hours. When speed matters, Paysend is our recommended choice for sending into Indonesia from Kuwait.

Our comparison includes 2 companies that provide the ability to send Kuwaiti Dinar to Indonesia.

This ensures you get the best options for transfers to Indonesia from Kuwait, based on the amount you want to send.

The exchange rate determines the price you’ll pay for Rupiah when sending Kuwaiti Dinar to Indonesia.

The rate between the Kuwaiti Dinar and Rupiah is currently 58,018.0167.

The total cost of money transfers from Kuwait to Indonesia is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

• The Mid-Market and Exchange Rates: The mid-market rate for KWD-IDR is currently 58,018.0167 IDR per Kuwaiti Dinar. Providers offering services closer to this rate will ensure more Rupiah for your Kuwaiti Dinars.

• Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Paysend, charging 0 KWD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

• Amount Received: Money transfer companies will show you the amount eventually received in Rupiah. Simply, the higher the amount received in Kuwait, the lower the cost of sending from Indonesia.

Sometimes, waiting a day or two can help you get more IDR for the same amount of Kuwaiti Dinar. Using a forward contract that also allows you to lock in an agreed exchange rate between Kuwait and Indonesia.

Sending money via a bank transfer is the recommended option for sending money from Kuwait to Indonesia.

Here are all the ways to send money from Kuwait to Indonesia:

Bank transfers

Paying via a bank transfer is often the better option for sending money from Kuwait to Indonesia.

By using a money transfer company such as Xe for transfers from Kuwait to Indonesia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from Kuwait to Indonesia with a debit or a prepaid card is easy with Paysend.


Paysend is a one of the better options in the market for international debit card transfers from Kuwait to Indonesia.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone (especially with high cash advance fees).

We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

Some services between Kuwait and Indonesia have minimum or maximum thresholds on how much you can transfer. This is applies when receiving money in Indonesia as well.

Companies will offer different rates and fees for different transfer amounts. For regular transfers to Indonesia, use Xe. The combination of rates and fees when sending from Kuwait to Indonesia is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Kuwait, or entering Indonesia. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive Rupiah in Indonesia. This includes a direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all providers serving transfers from Kuwait to Indonesia will offer every method for incoming Rupiah, so it’s best to check ahead of time.

One of the more common ways to transfer from Kuwait into Rupiah is directly into a bank account. Xe is the best company for bank transfers between Kuwait and Indonesia.

And if you need cash right away, check if cash pickup is an option for transfers between Kuwait and Indonesia.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Paysend.

When signing up to and sending Kuwaiti Dinar to Indonesia, through a money transfer company, you will have to verify your ID.

The precise documents you need will vary and in some cases you will need more than one.

For the most part however, in Kuwait this will be a government issued ID such as a passport or driver's license. In Indonesia it will be similar, although this should only be needed if you are opening a new account in Indonesia, or collecting in cash. Sending to an existing bank account in Indonesia shouldn’t require any additional ID checks.

Large transactions between Kuwait and Indonesia, are subject to additional checks. A provider may ask you for proof of address or may want to carry out a proof of funds check.

One of the reasons Xe has scored so highly for transfers to Indonesia is their easy sign up process in Kuwait.

When sending large amounts of money between Kuwait and Indonesia there will potentially be a tax declaration to consider.

Some transfers into Rupiah may need to be reported to tax authorities in Indonesia, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Indonesia based on age, income and a few other elements. When in doubt, please contact a tax professional in Kuwait or Indonesia to discuss your personal circumstances.