How to send money to Germany from Brazil with the best BRL-EUR rate

Don't settle for the first option. Always compare ways to send money from Brazil to Germany to find out about fees, speed, and reliability.

Right now, for BRL/EUR

• Wise is our top choice for BRL to EUR transfers. Sending 40,000 BRL to EUR will cost you R$1645.35 in fees, and you will receive 6,525.62 EUR. The delivery time is same day, but it depends on the day you make the transfer.

• Revolut is the cheapest way to send money to Germany from Brazil out of the 4 companies compared. Our data shows that Revolut is 0.79% cheaper than the second-best option. This includes a transfer fee of 60 BRL and 0.2% markup.

• Fastest way to send money from Brazil to Germany is with Revolut. For example, sending 40,000 BRL to Germany with Revolut will cost you R$Revolut, but the delivery time is within minutes.

Our analysis included 4 providers that operate between Brazil and Germany.

The exchange rate determines how many BRL the recipient will get in Germany when you send money from Brazil.

Today, the average exchange rate between Brazilian Real and Euro is 0.1691.

When calculating the costs of money transfers between Brazil and Germany, opt for the best combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: Today, the BRL-EUR mid-market rate equals 0.1691 EUR per Brazilian Real.

• Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Revolut, cahrging 60 BRL per transfer. We would recommend searching for your exact send amount to get an idea of fees.

• Amount Received: The amount received in Euro is the biggest indicator the total cost of sending money from Brazil to Germany. Essentially, the more the recipient receives in Germany, the less it is costing to send from Brazil.

The BRL-EUR exchange rate you receive is often the bigger factor than how much it costs to send Brazilian Reals to Germany.

Sometimes, waiting a day or two can help you get more EUR for the same amount of Brazilian Reals.

When sending money from Brazil to Germany, the best way to save on fees is to use a bank transfer with Revolut.

Here are all the ways to send money from Brazil to Germany:

Bank transfers

Bank transfers are often the default option for sending money from Brazil to Germany.

By using a money transfer company such as Revolut for transfers from Brazil to Germany, you can send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Sending money from Brazil to Germany with a debit or a prepaid card is very simple with Revolut.


Revolut is a leader in debit card payments for transfers from Brazil to Germany, competing among a total of 4 active money transfer companies on this route.

Credit cards

You can deposit BRL with a credit card when sending EUR to Germany, but in most cases, this means taking a cash advance, resulting in higher fees.

Making sure your funds are safe when transferring from Brazil to Germany is really important.

Always choose providers that are regulated by financial authorities.

If you don’t know what the key regulatory bodies for money transfers are between Brazil and Germany, please refer to our directory of financial regulators worldwide.

Some services have limits on how much you can transfer, both minimum and maximum thresholds.

Different services might offer better rates or lower fees for different transfer amounts.

For example, we suggest using Wise if you need to send large amounts of BRL to Germany.

There are different ways to receive money in Germany. You can do a direct bank deposit, cash pickup, or use a mobile wallet.

If you want a direct transfer to your bank account, Wise offers the best service for bank transfers between Brazil and Germany.

And if you need cash right away, check if cash pickup is an option for transfers between Brazil and Germany.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but most are made for domestic transfers and have higher costs compared to money transfer providers like Revolut.

When you're sending or receiving money between Brazil and Germany, you have to be ready to show some ID.

The exact documents you need might vary. Usually, you will have to show a government ID like a passport or driver's license.

If you're making a big transaction between Brazil and Germany, a provider may ask you for proof of address or may want to know where your money comes from.

That’s why we suggest Wise in this case.

They know how to handle large BRL-EUR transfers and will help you get things done fast.

There might be tax implications to consider when sending money from Brazil to Germany.

Some BRL-EUR transfers may need to be reported to tax authorities, especially for larger amounts.

When in doubt, please contact a tax professional in Brazil or Germany.