How to send money to Germany from UAE with the best AED-EUR rate

Comparing providers when sending money from the United Arab Emirates to Germany is the easiest way to make a transfer at the best price.

Here are your best options for sending money from the United Arab Emirates to Germany

• TorFx is our recommended company for transferring UAE Dirham to Germany. Sending 25,000 AED to EUR will cost you .د.إ0 in fees, and you will get 5,939.58 EUR. The delivery time is minutes - 24 hours, but it depends on the day you make the transfer.

• Key Currency is the overall cheapest options to send money from the United Arab Emirates to Germany. We found that Key Currency fees were 0 AED per transfer, and customers would expect an exchange rate between AED-EUR that is 0.25% different to the mid-market rate

• Fastest way to send money from the United Arab Emirates to Germany is with Taptap Send. For example, if you send 25,000 AED with Taptap Send to Germany now, the transfer time is minutes. Smaller transfers will likely be quicker, while larger transfers to India can take a bit longer.

We’ve compared 10 providers for sending UAE Dirham to Germany. This ensures you will get the best options for your transfer to Germany from the United Arab Emirates.

The exchange rate determines the price you will pay when buying Euro.

A better exchange rate means more money being sent to Germany.

If you are paying for services in Euro from the United Arab Emirates, this can make a huge difference.

The current rate between the UAE Dirham and Euro is 0.2393, and it fluctuates all the time.

The cost of sending money from Germany to Germany, is made-up of a combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from AED-EUR is 0.2393 EUR per UAE Dirham.

• Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to Germany from the United Arab Emirates. They charge 0 AED per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

Here's a tip, if you're making a large transfer, you can also use a forward contract to lock in an agreed exchange rate between the United Arab Emirates and Germany.

Using a bank transfer to send via money transfer company is the payment method that will get you the best price when sending from the United Arab Emirates to Germany.

Here are all the ways to send money from United Arab Emirates to Germany:

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from the United Arab Emirates to Germany.

Using a money transfer company such as Key Currency for payments from the United Arab Emirates to Germany, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money with a debit card from the United Arab Emirates to Germany is easy with Taptap Send.


Taptap Send is a leader in debit card money transfers from the United Arab Emirates to Germany. They are the best option of the 10 transfer companies compared.

Credit cards

When it comes to credit card transfers from the United Arab Emirates to Germany, we recommend comparing your options to get the best deal.

Ensuring you fully understand regulations in the United Arab Emirates and Germany will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for sending money between the United Arab Emirates and Germany.

Some companies offering money transfers between the United Arab Emirates and Germany have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare AED-EUR rates for your specific transfer amount.

For regular transfers to Germany, shopping around each time can make a huge difference.

For sending large amounts of AED to Germany we'd recommend using TorFx. They offer a combination of rates and fees when sending from the United Arab Emirates to Germany that is the most competitive, even at larger amounts.

There are different options for receiving Euro in Germany.

The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering transfers from the United Arab Emirates to Germany will offer every method for incoming Euro, so it’s best to check ahead of time.

Again, a comparison of AED to EUR providers will tell you if the method for receiving is supported.

One of the most common ways to transfer money from the United Arab Emirates into Germany is by sending directly to a bank account. TorFx is the best company for bank transfers between the United Arab Emirates and Germany.

And if you need cash right away, check if cash pickup is an option for transfers between the United Arab Emirates and Germany.

P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience but are better for domestic transfers. For receiving international payments they come with more limitations and higher costs compared to money transfer options like multi-currency accounts.

If using a money transfer company to send Euros to Germany, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need more than one.

ID can be verified in the United Arab Emirates through a government issued ID such as a passport or driver's license.

If the recipient needs an ID to collect money in Germany, it will be similar.

Large transactions between United Arab Emirates and Germany, can be subject to additional checks. This includes proof of funds for anti-money laundering purposes.

One of the reasons TorFx has scored so highly for transfers to Germany is their easy sign up process in the United Arab Emirates.

Sending regular, or larger amounts of money between United Arab Emirates and Germany could mean there are tax declarations to consider.

Some transfers into Euro may need to be reported to tax authorities in Germany, particularly where inheritance or property purchases are involved.

Germany has many different tax obligations for residents and non-residents.

When in doubt, please contact a tax professional in the United Arab Emirates or Germany to discuss your personal circumstances. This ensures you are not missing any specific tax needs associated with your transfer.