How to send money to Switzerland from UAE with the best AED-CHF rate

Comparing providers when sending money from the United Arab Emirates to Switzerland is the easiest way to make a transfer at the best price.

Right now, for AED/CHF

• TorFx is our recommended company for transferring UAE Dirham to Switzerland. Sending 25,000 AED to CHF will cost you .د.إ0 in fees, and you will receive 5,490.43 CHF. The delivery time is minutes - 24 hours, but it depends on the day you make the transfer.

• If you want to secure the best rates on a AED to Switzerland transfer, Key Currency is the cheapest way to send money and will result in the most Swiss Franc received.

• Fastest way to send money from the United Arab Emirates to Switzerland is via Regency FX. Based on a .د.إ25,000 transfer, Regency FX transfer time for AED-CHF transfers is minutes - 24 hours.

We’ve compared 9 providers for sending UAE Dirham to Switzerland. This ensures you will get the best options for your transfer to Switzerland from the United Arab Emirates.

The exchange rate determines the price you will pay when buying Swiss Franc.

A better exchange rate and lower fees means more money being sent to Switzerland.

The total cost of sending money to Switzerland from the United Arab Emirates, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

• The Mid-Market and Exchange Rates: Currently, the mid-market for AED-CHF is 0.2205 CHF per UAE Dirham.

• Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Key Currency has a fee of 0 AED per transfer (which is the cheapest option right now for a .د.إ25,000 transfer). Although you should search for your send amount to get live deals and lowest fees.

• Amount Received: Money transfer companies will show you the amount of Swiss Franc eventually received in Switzerland.

If you are paying for services in Swiss Franc from the United Arab Emirates, this can make a huge difference.

Understanding the averages, and then waiting a day or two can help you get more CHF for the same amount of UAE Dirham.

You can also use a forward contract to lock in an agreed exchange rate between the United Arab Emirates and Switzerland.

Using a bank transfer to send via money transfer company is the payment method that will get you the best price when sending from the United Arab Emirates to Switzerland.

Here are all the ways to send money from United Arab Emirates to Switzerland:

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from the United Arab Emirates to Switzerland.

Using a money transfer company such as Key Currency for payments from the United Arab Emirates to Switzerland, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money with a debit card from the United Arab Emirates to Switzerland is easy with Paysend.


Paysend is a leader in debit card money transfers from the United Arab Emirates to Switzerland. They are the best option of the 9 transfer companies compared.

Credit cards

Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

Ensuring you fully understand regulations in the United Arab Emirates and Switzerland will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for sending money between the United Arab Emirates and Switzerland.

Some companies offering money transfers between the United Arab Emirates and Switzerland have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare AED-CHF rates for your specific transfer amount.

For regular transfers to Switzerland, shopping around each time can make a huge difference.

For sending large amounts of AED to Switzerland we'd recommend using TorFx. They offer a combination of rates and fees when sending from the United Arab Emirates to Switzerland that is the most competitive, even at larger amounts.

There are different options for receiving Swiss Franc in Switzerland.

The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering transfers from the United Arab Emirates to Switzerland will offer every method for incoming Swiss Franc, so it’s best to check ahead of time.

Again, a comparison of AED to CHF providers will tell you if the method for receiving is supported.

One of the most common ways to transfer money from the United Arab Emirates into Switzerland is by sending directly to a bank account. TorFx is the best company for bank transfers between the United Arab Emirates and Switzerland.

And if you need cash right away, check if cash pickup is an option for transfers between the United Arab Emirates and Switzerland.

P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience but are better for domestic transfers. For receiving international payments they come with more limitations and higher costs compared to money transfer options like multi-currency accounts.

If using a money transfer company to send Swiss Francs to Switzerland, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need more than one.

ID can be verified in the United Arab Emirates through a government issued ID such as a passport or driver's license.

If the recipient needs an ID to collect money in Switzerland, it will be similar.

Large transactions between United Arab Emirates and Switzerland, can be subject to additional checks. This includes proof of funds for anti-money laundering purposes.

One of the reasons TorFx has scored so highly for transfers to Switzerland is their easy sign up process in the United Arab Emirates.

Sending regular, or larger amounts of money between United Arab Emirates and Switzerland could mean there are tax declarations to consider.

Some transfers into Swiss Franc may need to be reported to tax authorities in Switzerland, particularly where inheritance or property purchases are involved.

Switzerland has many different tax obligations for residents and non-residents.

When in doubt, please contact a tax professional in the United Arab Emirates or Switzerland to discuss your personal circumstances. This ensures you are not missing any specific tax needs associated with your transfer.