How to send money to China from UAE with the best AED-CNY rate

A comparison of providers offering services between the United Arab Emirates and China, based on your specific transfer amount is the best way to send money with the confidence you’re getting the best price.

For sending AED to China, we found that:

• TorFx is our recommended company for sending money to China from AED. Sending 25,000 AED to CNY will cost you .د.إ0 in fees, and you will receive 45,980.12 CNY.

• For a cheap way to send AED to China, Regency FX is a great all round choice.

• Fastest money transfers to China from the United Arab Emirates is with Taptap Send. For example, the transfer time for sending .د.إ25,000 to China with Taptap Send is minutes. But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

We’ve compared 6 providers that provide services for sending UAE Dirham to China. This ensures you will get the best options for your transfer to China from the United Arab Emirates.

Whilst we rate TorFx as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United Arab Emirates to China.

An exchange rate determines the price you will pay when buying Yuan Renminbi. A better exchange rate means more money sent from the United Arab Emirates to China.

The current rate between the UAE Dirham and Yuan Renminbi is 1.8447.

When calculating the cost of sending money from the United Arab Emirates to China, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current AED-CNY mid-market rate is 1.8447 CNY per UAE Dirham. Finding a provider as close to this number as possible will ensure more Yuan Renminbi for your money.

• Fees: Transfer fees are charged on top of a transfer. Regency FX currently offers lowest fees of 0 AED. Although we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Yuan Renminbi is the biggest indicator in the total cost of sending money to the United Arab Emirates from China. The higher the total amount received in China, the lower the cost of sending from the United Arab Emirates.

Understanding the averages, and then waiting a day or two can help you get more CNY for the same amount of UAE Dirham.

A better option is to use a forward contract that also allows you to lock in an agreed exchange rate between the United Arab Emirates and China.

A bank transfer is the payment method that will get you the best price on a transfer from the United Arab Emirates to China.

Here are all the ways to send money from United Arab Emirates to China:

Bank transfers

Bank transfers are often the default option for sending money from United Arab Emirates to China.

By using a money transfer company such as Regency FX for transfers from United Arab Emirates to China, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


Debit and prepaid cards

Sending money from United Arab Emirates to China with a debit or a prepaid card is very simple with Taptap Send.


Taptap Send is a leader in debit card payments for transfers from United Arab Emirates to China, competing among a total of 6 active money transfer companies on this route.

Credit cards

When it comes to credit card transfers from the United Arab Emirates to China, we recommend comparing your options to get the best deal.

Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

and have different regulations and ensuring you fully understand these regulations will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for money transfers between the United Arab Emirates and China

Some companies offering money transfers between the United Arab Emirates and China have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare AED-CNY rates for your specific transfer amount. For regular transfers to China, shopping around each time can make a huge difference.

For sending large amounts of AED to China, we’d recommend TorFx. They offer a solid combination of rates and fees when sending from the United Arab Emirates to China that is the most competitive, even at larger amounts.

There are different options for receiving Yuan Renminbi in China. The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account. Not all providers offering transfers from the United Arab Emirates to China will offer every method for incoming Yuan Renminbi, so it’s best to check ahead of time.

Sending directly to a bank account is one of the most common ways to send money from United Arab Emirates to China. For most part, this is because it means the recipient has to do very little.

TorFx is the best company for bank transfers between United Arab Emirates and China.

Mobile wallet or P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience, but they come with more limitations and higher costs compared to money transfer providers like Regency FX.

When sending UAE Dirham to China, through a money transfer company, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need a couple of options.

For the most part, ID can be verified in the United Arab Emirates through a government issued ID such as a passport or driver's license. If the recipient needs an ID to collect money in China it will be similar.

Large transactions between United Arab Emirates and China, can be subject to additional checks such as proof of funds for anti-money laundering purposes.

One of the reasons TorFx has scored so highly for transfers to China is their easy sign up process in the United Arab Emirates.

As well as proof of funds, when sending large amounts of money between United Arab Emirates and China.

Some transfers into Yuan Renminbi may need to be reported to tax authorities in China as well, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in China based on age, income and a few other elements. When in doubt, please contact a tax professional in United Arab Emirates or China to discuss your personal circumstances to ensure you are not missing any specific tax declarations.