How to send money to Pakistan from Sweden with the best SEK-PKR rate

A comparison of providers offering services between Sweden and Pakistan is the easiest way to ensure the best deal.

For SEK/PKR

• Wise scored the highest of the 5 money transfer companies supporting SEK to PKR transfers. For example, sending 80,000 SEK to PKR will cost you kr566.21 in fees, and you will receive 2,292,101.73 PKR. The delivery time usually is next day, but it depends on the day you make the transfer.

• Cheapest way to send money from Sweden to Pakistan is with Taptap Send. This includes the fee of 0 SEK and a SEK-PKR exchange rate for international transfers that is -0.66% different to the mid-market rate.

• Fastest way to transfer money to Pakistan from Sweden is via Revolut. For example, if you send 80,000 SEK with Revolut to Pakistan, the transfer time is within minutes

We've compared 5 providers that offer services for sending Swedish Krona to Pakistan.

This ensures you will get the best options for your transfer to Pakistan from Sweden.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Sweden to Pakistan.

An exchange rate determines the price you will pay when buying Pakistan Rupee. A better exchange rate means more money reaching the recipient in Pakistan.

The current rate between the Swedish Krona and Pakistan Rupee is 28.6038.

The total cost of money transfers to Pakistan from Sweden, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

• The Mid-Market and Exchange Rates: The current mid-market for SEK-PKR is 28.6038 PKR per Swedish Krona.

• Fees: Some money transfers between Sweden and Pakistan will be subject to fees. Taptap Send has a fee of 0 SEK based on a 80,000 SEK transfer. Although you should search for your send amount for actual fees as your scenario may be different.

• Amount Received: Money transfer companies will show you the amount of Pakistan Rupee eventually received in Pakistan.

Waiting a day or two can help you get more PKR for the same amount of Swedish Kronas.

A better option is to use a forward contract can also allows you to lock in an agreed exchange rate between Sweden and Pakistan.

Paying via debit card is the payment method that will get you the best price with a money transfer company. When sending money from Sweden to Pakistan.

Here are the best options:

Bank transfers

A bank transfer is often the default option for money transfers from Sweden to Pakistan.

By using a money transfer company such as Wise to send money from Sweden to Pakistan, you can while benefit from lower fees and more favorable exchange rates than a bank would offer. 


Debit and prepaid cards

Sending money from Sweden to Pakistan with a prepaid or debit card is very easy with Wise.


Wise is a great choice for sending money with a debit card from Sweden to Pakistan. This is from the 5 money transfer companies compared.

Credit cards

When it comes to credit card transfers from Sweden to Pakistan, we recommend comparing your options to get the best deal.

Regulations are important for keeping your money safe, Sweden and Pakistan have different regulations to consider.

Our directory of worldwide financial regulators contains details on regulation for money transfers between Sweden and Pakistan.

Companies offering money transfers between Sweden and Pakistan have minimum or maximum thresholds on how much money you can send.

Rates and fees for different transfer amounts could change if you pass a threshold - that’s why it’s best to compare SEK-PKR rates for your specific transfer amount.

For regular transfers from Sweden to Pakistan, shopping around each time can make a huge difference.

We’ve recommended Wise for sending SEK to Pakistan, because of their combination of rates and fees when sending from Sweden to Pakistan that is the most competitive, even at larger amounts.

Check with the recipient and understand any declarations needed on large amounts of money entering Pakistan from Sweden.

There are different ways to receive Pakistan Rupee in Pakistan. The most popular options are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

All providers work differently and not all offering transfers from Sweden to Pakistan support every method for receiving Pakistan Rupee so it’s best to check ahead of time.

Sending directly to a bank account in Pakistan is one of the most common ways to receive money from Sweden. For most part, this is convenient but does have receiving fees to potentially be aware of.

Wise is the best company for bank transfers between Sweden and Pakistan.

Cash pickup is popular in Pakistan, but not always supported and can be costly compared to cheaper options.

Mobile wallet or P2P services and payment apps like PayPal, Zelle, and CashApp are popular because of convenience. They come with more limitations and higher costs compared to money transfer providers like Revolut, and are recommended for domestic payments only.

When sending Pakistan Rupee to Pakistan, you will need to verify your ID with your chosen money transfer company.

The documents you need will vary and in some cases you might need more than one.

For the most part, accepted IDs in Sweden include government issued IDs such as passports or driver's licenses. If the recipient needs an ID to collect money in Pakistan, the options are similar.

Large transactions between Sweden and Pakistan can be subject to additional checks such as proof of funds for anti-money laundering purposes. These won’t be needing when signing up, but will be need ahead of any transfer.

One of the reasons Wise has scored so highly for transfers to Pakistan is their easy sign up process in Sweden.

When sending money between Sweden and Pakistan there will be tax declarations to consider.

Some transfers into Pakistan Rupee may need to be reported to tax authorities in Pakistan and Sweden, depending on size and particularly where inheritance or property purchases are involved.

Tax limits and personal allowances will change in Pakistan based on age, income and a few other elements - such as whether the funds are a gift. Tax law can be confusing, when in doubt, please contact a tax professional in Sweden or Pakistan to discuss your personal circumstances to ensure you are not missing any specific tax declarations associated with your international money transfer.