How to send money to Nigeria from Qatar with the best QAR-NGN rate

Comparing based on your specific needs is the best way to send money from Qatar to Nigeria with confidence.

For QAR/NGN

• Xe is our top pick for sending Qatari Rial to Nigeria. For example, sending 50,000 QAR to NGN will cost you ﷼0 in fees, and you will receive 17,938,745 NGN.

• We would recommend Xe for low cost, affordable transfers from Nairas to Nigeria. We found that Xe is 0% cheaper than the second-best option. The cost is a combination of a fee of 0 QAR and an exchange rate for converting Qatari Rial to Naira that is 4.51% different to the mid-market rate.

• Fastest way to send money to Nigeria from Qatar is with Xe. For example, if you send 50,000 QAR with Xe to Nigeria, the transfer time is minutes - 24 hours based on our data.

Our analysis, and search results, include 1 providers that operate between Qatar and Nigeria. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Qatar when you need to send money to Nigeria.

The exchange rate determines the price you’ll pay for Naira when you send Qatari Rial to Nigeria.

The current exchange rate between the Qatari Rial and Naira is 374.9647, and it constantly fluctuates.

When calculating the cost of sending money from Qatar to Nigeria, a combination of fees and exchange rates ensure the best deal:

• The Mid-Market and Exchange Rates: The current QAR-NGN mid-market rate is 374.9647 NGN per Qatari Rial. Finding a provider as close to this number as possible will ensure more Naira for your money.

• Fees: Transfer fees are charged on top of a transfer. Xe currently offers the lowest fees of 0 QAR per transfer (based on ﷼50,000 transfer). Although, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The total amount received in Naira is the biggest indicator in the total cost of sending money to Qatar from Nigeria. The higher the total amount received in Nigeria, the lower the cost of sending from Qatar.

It’s possible that waiting a day or two can help you get more NGN for the same amount of Qatari Rial. But, the best way to lock in a price between Qatar and Nigeria is by using a forward contract.

A bank transfer is our recommended option for money transfers between Qatar and Nigeria. Xe offers the best price on a bank transfer.

Here are all the ways to send money from Qatar to Nigeria:

Bank transfers

Bank transfers are often the best payment method for money transfers from Qatar to Nigeria.

A money transfer company like Xe offer bank transfers between Qatar and Nigeria with lower fees and better exchange rates than you would get from a traditional bank.

On average, Xe is the cheapest provider for bank transfers of the 1 we tested when sending QAR to Nigeria.

Debit and prepaid cards

Sending money from Qatar to Nigeria with a debit or a prepaid card is very simple with .


is a leader in debit card payments for transfers from Qatar to Nigeria, competing among a total of 1 active money transfer companies on this route.

Credit cards

We recommend avoiding credit cards where possible due to a lack of support and high fees.

If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

Always choose providers that are regulated by financial authorities in both Qatar and Nigeria to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Qatar and Nigeria.

Some services have minimum or maximum thresholds on how much you can transfer from Qatar to Nigeria.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Xe if you need to send large amounts of QAR to Nigeria. The combination of rates and fees when sending to Nigeria is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Qatar, or entering Nigeria. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Nigeria. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Qatar to Nigeria will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Qatar into Naira. Xe is the best company for bank transfers between Qatar and Nigeria.

And if you need cash right away, check if cash pickup is an option for transfers between Qatar and Nigeria.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Xe.

When signing up to a money transfer company to send between Qatar and Nigeria, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Qatar this will be a government ID like a passport or driver's license. In Nigeria it will be a similar set of documents, although this should only be needed if you are opening a new account in Nigeria, or collecting in cash.

Big transactions between Qatar and Nigeria, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Xe in part due to their easy sign up process in Qatar.

When sending large amounts of money between Qatar and Nigeria there will be tax implications to consider.

Some transfers into Naira may need to be reported to tax authorities in Nigeria, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Nigeria based on age, income and a few other elements. When in doubt, please contact a tax professional in Qatar or Nigeria to discuss your personal circumstances.