How to send money to Fiji from New Zealand with the best NZD-FJD rate

Comparing providers when sending money from New Zealand to Fiji is the easiest way to make a transfer at the best price.

Here are your best options for sending money from New Zealand to Fiji

• Wise is our recommended company for transferring New Zealand Dollar to Fiji. Sending 10,000 NZD to FJD will cost you $123.58 in fees, and you will get 12,615.35 FJD. The delivery time is within a week, but it depends on the day you make the transfer.

• OFX is the overall cheapest options to send money from New Zealand to Fiji. We found that OFX fees were 0 NZD per transfer, and customers would expect an exchange rate between NZD-FJD that is 0.5% different to the mid-market rate

• Fastest way to send money from New Zealand to Fiji is with OFX. For example, if you send 10,000 NZD with OFX to Fiji now, the transfer time is 6-12 hours. Smaller transfers will likely be quicker, while larger transfers to India can take a bit longer.

We’ve compared 3 providers for sending New Zealand Dollar to Fiji. This ensures you will get the best options for your transfer to Fiji from New Zealand.

The exchange rate determines the price you will pay when buying Fiji Dollar.

A better exchange rate means more money being sent to Fiji.

If you are paying for services in Fiji Dollar from New Zealand, this can make a huge difference.

The current rate between the New Zealand Dollar and Fiji Dollar is 1.276, and it fluctuates all the time.

The cost of sending money from Fiji to Fiji, is made-up of a combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from NZD-FJD is 1.276 FJD per New Zealand Dollar.

• Fees: Outside of exchange rates, you may need to pay a fee to send. OFX currently offers the lowest fees on transfers to Fiji from New Zealand. They charge 0 NZD per transfer. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

• Amount Received: The amount received in Fiji Dollar is the amount you started with, minus the amount you paid in the exchange and fees.

Here's a tip, if you're making a large transfer, you can also use a forward contract to lock in an agreed exchange rate between New Zealand and Fiji.

Using a bank transfer to send via money transfer company is the payment method that will get you the best price when sending from New Zealand to Fiji.

Here are all the ways to send money from New Zealand to Fiji:

Bank transfers

Bank transfers are often the fastest and cheapest way to send money from New Zealand to Fiji.

Using a money transfer company such as OFX for payments from New Zealand to Fiji, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money with a debit card from New Zealand to Fiji is easy with .


is a leader in debit card money transfers from New Zealand to Fiji. They are the best option of the 3 transfer companies compared.

Credit cards

When it comes to credit card transfers from New Zealand to Fiji, we recommend comparing your options to get the best deal.

Ensuring you fully understand regulations in New Zealand and Fiji will aid in keeping your money safe.

Our directory of worldwide financial regulators contains details on regulation for sending money between New Zealand and Fiji.

Some companies offering money transfers between New Zealand and Fiji have minimum or maximum thresholds on how much you can send or receive.

Rates and fees for different transfer amounts could change - that’s why it’s best to compare NZD-FJD rates for your specific transfer amount.

For regular transfers to Fiji, shopping around each time can make a huge difference.

For sending large amounts of NZD to Fiji we'd recommend using Wise. They offer a combination of rates and fees when sending from New Zealand to Fiji that is the most competitive, even at larger amounts.

There are different options for receiving Fiji Dollar in Fiji.

The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account.

Not all companies offering transfers from New Zealand to Fiji will offer every method for incoming Fiji Dollar, so it’s best to check ahead of time.

Again, a comparison of NZD to FJD providers will tell you if the method for receiving is supported.

One of the most common ways to transfer money from New Zealand into Fiji is by sending directly to a bank account. Wise is the best company for bank transfers between New Zealand and Fiji.

And if you need cash right away, check if cash pickup is an option for transfers between New Zealand and Fiji.

P2P services and payment apps like PayPal, Xoom, and CashApp are popular because of convenience but are better for domestic transfers. For receiving international payments they come with more limitations and higher costs compared to money transfer options like multi-currency accounts.

If using a money transfer company to send Fiji Dollars to Fiji, you will need to verify your ID at the sign up stage.

The documents you need will vary and in some cases you might need more than one.

ID can be verified in New Zealand through a government issued ID such as a passport or driver's license.

If the recipient needs an ID to collect money in Fiji, it will be similar.

Large transactions between New Zealand and Fiji, can be subject to additional checks. This includes proof of funds for anti-money laundering purposes.

One of the reasons Wise has scored so highly for transfers to Fiji is their easy sign up process in New Zealand.

Sending regular, or larger amounts of money between New Zealand and Fiji could mean there are tax declarations to consider.

Some transfers into Fiji Dollar may need to be reported to tax authorities in Fiji, particularly where inheritance or property purchases are involved.

Fiji has many different tax obligations for residents and non-residents.

When in doubt, please contact a tax professional in New Zealand or Fiji to discuss your personal circumstances. This ensures you are not missing any specific tax needs associated with your transfer.