How to send money to Australia from Kenya with the best KES-AUD rate

Comparing money transfer companies with services between Kenya and Australia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

Here are your best options for sending money from Kenya to Australia

• Key Currency is the best way to transfer Kenyan Shilling into Australian Dollar. Sending 905,500 KES to AUD will cost you KSh0 in fees, and your recipient will receive 11,108.9 AUD. The delivery time usually is minutes - 3 days, but it depends on the day you make the transfer.

• Cheapest way to transfer money to Australia from Kenya is via Key Currency.

• Fastest company to send money to Australia from Kenya is with Regency FX. Right now, if you are sending KSh905,500 with Regency FX to Australia, the transfer time is minutes - 24 hours. This can vary depending on your needs, but it's the fastest option.

For this route, we’ve compared 3 providers providing services between Kenya and Australia. This ensures you will get the best options when sending Australian Dollar to Australia.

Over the last 7 days, we’ve picked Key Currency as the best overall provider. However, comparing based on the amount you want to send to Australia will provide a specific provider that’s best for transferring money from Kenya.

The exchange rate is the price you will pay when buying Australian Dollar in Kenya. A better exchange rate means you send more Australian Dollars to Australia.

Currently, the mid-market rate between the Kenyan Shilling and Australian Dollar is 0.0112.

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Kenya to Australia.

• The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Australian Dollar for your Kenyan Shilling. The current KES-AUD mid-market rate is 0.0112 AUD per Kenyan Shilling.

• Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of Kenyan Shilling you’re sending to Australia. Key Currency currently has the lowest fees for transfers into AUD of just 0 KES. We always recommend searching for your exact send amount for an exact fee.

• Amount Received: The amount received in Australian Dollar is the biggest indicator of the total cost of sending money to Australia from Kenya. The bigger the amount received in Australia, the lower the overall cost of sending from Kenya.

A better option is to use a forward contract. This allows you to lock in an agreed exchange rate for transfers between Kenya and Australia for a set amount of time, this can be up to two years in some cases.

Sending through a money transfer company via a bank transfer will most often be the way to get the best price when sending money from Kenya to Australia.

Here are all the ways to send money from Kenya to Australia:

Bank transfers

Bank transfers are often the better option for money transfers from Kenya to Australia.

Sending money via a bank transfer with a company such as Key Currency for transfers from Kenya to Australia allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from Kenya to Australia with a prepaid or a debit card is very simple with .


is a leader in card payments for transfers from Kenya to Australia, competing among a total of 3 active money transfer companies on this route.

Credit cards

We recommend avoiding credit card deposits as it usually means taking a cash advance and using it for the deposit. Instead, use a bank transfer or a debit card deposit to save on fees.

If you have to, we recommend running a comparison to find the best deal for your transfer.

Money transfer companies offering services between Kenya and Australia have minimum or maximum thresholds on how much you can send or receive. These can be daily, weekly or monthly.

In particular, rates and fees for sending different amounts of Kenyan Shilling could change. We always recommend comparing KES-AUD rates for your specific transfer amount. Then, with transfers to Australia, shopping around each time can make a huge difference - as some providers offer introductory rates.

If you’re worried about transfer limits, for sending large amounts of KES to Australia, we’d recommend Key Currency.

There are different options for receiving Australian Dollar in Australia. The most popular are direct bank deposit, cash pickup, a mobile wallet or receiving money into a multi-currency account. Not all providers offering transfers from Kenya to Australia will offer every method for incoming Australian Dollar, so it’s best to check ahead of time.

Sending directly to a bank account is one of the most common ways to send money from Kenya into Australia. For most part, this is because it means the recipient has to do very little. Key Currency is the best company for bank transfers between Kenya and Australia.

And if you need cash right away, check if cash pickup is an option for transfers between Kenya and Australia.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Key Currency.

You will need to verify your ID at the sign up stage when sending from Kenya to Australia through a money transfer company.

Documents needed will vary and in some cases you might need a couple of different forms of ID.

ID can be verified in Kenya through a government issued ID such as a passport or driver's license. If the recipient needs ID to collect money in Australia, both of these will also likely be accepted. Depending on the company you are using and where the money is going in Australia, it’s always best to check ahead just in case.

Larger transactions between Kenya and Australia are likely to be subject to additional checks such as proof of funds for anti-money laundering purposes. This could slow down the process of sending money if you’re not prepared for them.

One of the reasons Key Currency scored so highly for large and regular transfers to Australia, was their easy sign up process in Kenya.

When sending money between Kenya and Australia there will be tax declarations to consider.

Some transfers into Australian Dollar may need to be reported to tax authorities in Australia. This is of particular note where inheritance or property purchases are involved.

Personal allowances and tax limits will change in Australia based on age, income and personal circumstance. When in doubt, please contact a tax professional in Kenya or Australia to discuss your individual needs. This will ensure you are not missing any specific tax obligations associated with your transfer.