How to send money to Ghana from Brazil with the best BRL-GHS rate

Comparing based on your specific needs is the best way to send money from Brazil to Ghana with confidence.

Right now, for BRL/GHS

• Revolut is our top choice for BRL to GHS transfers. Sending 40,000 BRL to GHS will cost you R$60 in fees, and you will receive 86,224.86 GHS. The delivery time usually is within minutes.

• Paysend offers the lowest fees of the 3 available options. This cost combines the exchange rate between the Brazilian Real and Ghan Cedi that is -5.23% different to the mid-market rate and the fee of 0 BRL.

• Fastest way to transfer money to Ghana from Brazil is with Revolut. For example, sending R$40,000 to Ghana with Revolut will be within minutes. But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.

Our analysis, and search results, include 3 providers that operate between Brazil and Ghana. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in Brazil when you need to send money to Ghana.

The exchange rate determines the price you’ll pay for Ghan Cedi when you send Brazilian Real to Ghana.

The current exchange rate between the Brazilian Real and Ghan Cedi is 2.1645, but it constantly changes.

When calculating the costs of money transfers between Brazil and Ghana, opt for the best combination of fees and exchange rates:

• The Mid-Market and Exchange Rates: Today, the BRL-GHS mid-market rate equals 2.1645 GHS per Brazilian Real.

• Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Paysend, only 0 BRL. We would recommend searching for your exact send amount to get an idea of fees.

• Amount Received: The amount received in Ghan Cedi is the biggest indicator the total cost of sending money from Brazil to Ghana. Essentially, the more the recipient receives in Ghana, the less it is costing to send from Brazil.

It’s possible that waiting a day or two can help you get more GHS for the same amount of Brazilian Real. But, the best way to lock in a price between Brazil and Ghana is by using a forward contract.

A debit card is the our recommended option for money transfers between Brazil and Ghana.

Here are all the ways to send money from Brazil to Ghana:

Bank transfers

Paying via a bank transfer is often the better option for sending money from Brazil to Ghana.

By using a money transfer company such as Revolut for transfers from Brazil to Ghana, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


Debit and prepaid cards

Sending money from Brazil to Ghana with a debit or a prepaid card is easy with Revolut.


Revolut is a one of the better options in the market for international debit card transfers from Brazil to Ghana.

Credit cards

When it comes to credit card transfers from Brazil to Ghana, we recommend comparing your options to get the best deal.

Always choose providers that are regulated by financial authorities in both Brazil and Ghana to ensure funds are protected.

Please refer to our directory of financial regulators worldwide for key regulatory bodies for money transfers between Brazil and Ghana.

Some services have minimum or maximum thresholds on how much you can transfer from Brazil to Ghana.

Companies will offer different rates and fees for different transfer amounts. Some companies will become more expensive after certain thresholds are hit.

We’d recommend using Revolut if you need to send large amounts of BRL to Ghana. The combination of rates and fees when sending to Ghana is the most competitive, even at larger amounts.

Also, always check with the recipient and understand any declarations needed on large amounts of money leaving Brazil, or entering Ghana. Mis-understanding these could result in a slower, or even failed, transfer.

There are different ways to receive money in Ghana. You can do a direct bank deposit, cash pickup, use a mobile wallet or receive money into a multi-currency account. It’s likely not all providers serving transfers from Brazil to Ghana will offer every method, so it’s best to check ahead of time.

A direct transfer to a bank account is one of the more common ways to transfer from Brazil into Ghan Cedi. Revolut is the best company for bank transfers between Brazil and Ghana.

And if you need cash right away, check if cash pickup is an option for transfers between Brazil and Ghana.

Mobile wallet services and payment apps like PayPal, Xoom, and CashApp are popular too, but they come with more limitations and higher costs compared to money transfer providers like Paysend.

When signing up to a money transfer company to send between Brazil and Ghana, you will need to verify your ID.

The exact documents you need might vary and in some cases you will need more than one.

For the most part, in Brazil this will be a government ID like a passport or driver's license. In Ghana it will be a similar set of documents, although this should only be needed if you are opening a new account in Ghana, or collecting in cash.

Big transactions between Brazil and Ghana, are subject to additional checks. A provider may ask you for proof of address or may want to know where the money comes from.

We recommend Revolut in part due to their easy sign up process in Brazil.

When sending large amounts of money between Brazil and Ghana there will be tax implications to consider.

Some transfers into Ghan Cedi may need to be reported to tax authorities in Ghana, particularly where inheritance or property purchases are involved.

Tax limits and personal allowances differ in Ghana based on age, income and a few other elements. When in doubt, please contact a tax professional in Brazil or Ghana to discuss your personal circumstances.